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Home My WebLink About1000 South Frontage Road GLOB.pdf Land Trt1e Guarantee Company CUSTOMER DISTRIBUTI�N Land Tt�e (i V ARANTEC G�Af Y;1NY Dafe: 04-01-2009 �ur Order Number: VT�`50025359 Property Address: , 1000 S, FR�NTAGE ROAD, AKA LOT 54 GLEN LYON SUB ', � If you have any inquiries or require furlfier assls[ance,please contact one of tlie num6ers 6elow: I For Title Assistance: I Vail TiUe"VTF"Unii '' XUB 5 FRONTAGE RD W#203 j VAII., CO 81657 � , Phone: 97U-476-225I � Faac: 970-478-4732 I i E 'VATL A330CIATHS,INC.,A COLO CORP , PO B07C 7 'VAIL,CO 81658 � Atln; DL4NH MAURIELLO j Pha»e: 970-845-2G58 I �'ax: 970-845-2555 Copies: 1 � HMai[:dmauricllo@vailresorts.eom,gerrya@vailresor Linked Commi[menF Delivery i E i i I � � [ 1 i � � 3 3 ! I E i 1 i I � Land Ti�le Guarantee Company Datc: 04-01-2009 1.and T�le Our Order Number: VTF50025359 L'UAR.SNTEC GUMPAWY Property Address: 1000 S. FRQNTAGE ROAD; AICA LQT 54 GLEN LYON SUB BuyerBorro►ver: TBD � 5eller/Owner: � THE GLEN LYON OF�ICE BUILDING, A COLORADO G�NERAL PARTNERSHIP � ; � i i i i Need a map or directions for your upcoming closing? Check aut Land Tille's web site at w��v.ltgc.com for direcfions to an of our 54 office tocafions. ESTIMATE QF TITLE FEES � i I ALTA�►vners Poficy 06-17-06 �g I � � � � 3 � I i i If Land Title Gl�arantee Company xi11 be closing this transaction, above fees wiPZ be collected at khat ti.me. TOTAL $0.00 Fo�=a+*„�o6io, • THANK YOU FOR YOUR ORDER! ' 1 Chicaga Title Insurance Company ALTA COMMITMENT Our Order No. VTF50Q25359 ' 5chedule A Cnst. Ref.: Praperty Address: ', 10U0 S. FRONTAGE ROAD; AKA LOT 54 GLEN LYON 5UB 1 � 1. Ef�ective Datc: March 24, 2009 at 5:DU P.M. � 2. Policy to he Issued, and Proposed Insured: "ALTA" o�yner�s Po��y oa-�7-as Praposed Insured: € TBD � � � I � l � 3. T��e estate or interest in the land descrihed or referred to in tlus Comn�ifinent and covered herein is: A Fee Simple � 4. Titfe to tl�e esfate or i�iterest cevered herein is at the effective date liereof vested in: € i THE GLEN LYON OFFICE BUILDING, A COLORADO GENERAL PARTNERSHIP I I � 5. The Land referred to in this Commitn�ent is described as foIlows: � LOT 54, GLEN LYON SUBDIVISION, ACCORDING TO THE AMENDED PLAT THEREOF RECORDED ' JULY 18, 1978 IN BOOK 272 AT PAGE 37U, COUNTY Or EAGLE, STATE OF COLORADO. � i � I � ALTA GOMMITMENT Scheduie B - 5ection 1 (Requiremenis) Our Order No. VTF50025359 'i The folIo�ving are the req�irements Eo be co�nplied wiEIt: � Item (a) Paymeni to or for tlie account of Ehe grantors or mortgagors of the fuII consideration �or Et�e estaie or � interest to be i��sured. [ � Tiem {6) Proper instrume��t(s) creating lhe estate or inieresf io he insured tnust he execuEed and duIy filed for record, ' fo-«it � Item (c) Payment of a]I t�es, charges or assessmenEs Ievied and assessed againsE ttte suhjecE premises which are due ' and payable. ' I Tiem (d} Additional requirements, if any d9sclosed heIo�v: € � � 1. EVIDENGE SATISFACTORY TO THE COMPANY THAT THE TERMS, CONDITIONS AND � PROVISIONS OF THE TOWN OF VAIL TRANSFER TAX HAVE BE�N SATISFIED. ; � � � 2. RELEASE OF DEED OF TRi�ST DATED JUNE 29, 2001 FROM THE GLEN LYON OFFIC� ! BL�ILDING, A COLORADO GENERAL PARTNERSHIP TQ TH�PUBLIC TRUSTEE QF EAGLE . GOUNTY FOR THE USE OF FIRSTBANK �F VAIL TQ SECUR�THE SUM OF$2,aao,00Q.Q0 � REGORDED JULY 43, 2401, UNDER RECEPTION N0. 761173. � I MODIFICATION OF DEED OF TRUST WAS RECORDED NOVEMBER 07, 2003 UNDER ,I REGEPTION N0. 85G9I1. ) 3. A FULL COPY OF THE PARTNERSHIP AGREEMENT AGR�EMEI�T AND ANY AND ALL � AMENDMENTS THERETO FOR THE GLEN LYON�FFICE BUILDING, A COLQRADO GENERAL j PARTNERSHIP MUST BE FURNISHED TO LAND TITLE GUARANTE� COMPANY. 5AID AGREEMENT MUST DI5CL05� WHO MAY CONVEY, ACQUIRE, ENCUMBER, LEAS� OR OTHERWISE DEAL WITH INTERESTS IN REAL PROPERTY FOR SA]D ENTITY. � � NOTE: ADDITIONAL REQUIREMENTS MAY BE NECE55ARY UPON REVIEW OF THIS � DOCUMENTATION. 4. CERTIFICATE OF GOOD STANDING OF THE GL�N LYON�FFIC�BUILDING, A COLORADO != GENERAL PARTNERSHIP, ISSUED BY THE SECRETARY OI'STATE OF COLORADO. E NOTE: SAID GENERAL PARTNERSHIP IS CURRENTLY NOT LISTED SAID SECRETARY OF ' STATE RECORDS. 1 i � 5. WARRANTY DEED FROM THE GLEN LYQN OFFICE BUILDING, A GOLORADO GENERAL ' PARTNERSHIP TO TBD CONVEYING SUBJEGT PROPERTY. '' i i ' ALTA COMMITMENT � Schedule B - Section 2 (Exceptions) Our Order No. VTF50025359 T��e policy or poIicies to be issued will contain exceptivns to the following untess the same are disposed af to the safisfaction of the Company: 1. Any facts, rights, interests, or claims tliereof, not sliown by the Public Recvrds but thaE cvuld be ascertained by an 'i � i��spection vf t}�e Land or tt�at may be asserted by persvns in possession of the Land, i 2. Easements, Iieus or encumbrances, or claims therevf, nof shown by the Public Records. � � 3. Any encroachment, encumbrance, violafivn, variation, or ad�erse circumstance affectirig il►e TifIe that would be � discIosed by an accurale and complefe Iarid survey of the Land and nvt sho�vn by the Public Records. ; ; � 4. Any Iien, vr riglaf to a Iien, for services, labor vr maierial hereiofore vr hereafter furnished, in�posed by la�v and not � shown by tl�e Public Records. I 5. Defects, liens, encumbrances, ad�erse claims vr other matters, if any, created, first appearing in the public records vr attaching subsequent to tlie effecii�e date l�ereo�but prior to Uie date the proposed insured acquires vf record 1 for value the esiate or interest or mortgage tl►ereon co�ered by t��is Commitment. i 6. (a) Taxes or assessments thaE are not shown as existing liens by the records of any taxing au#t�ority that levies iaxes j or assessments on reai property vr by the PubIic Records; (b) proceedings by a pubIic agency tliat may resul!in laxes � or assessmenEs, or notices vf such proceedings, �vliether or nvt shvwn by Ehe recvrds of sucfi agency vr by t]ie Public �� Records. I 7. {a) Unpatenfed mining cIaims; (b) reservations or exceptions in patenls or 9n Acts autl►orizing the issuance thereof; ` (c) waEer rigl�ts, claims or titte to�vater, whether or not the matiers excepted under (a), (b), or (c) are shown by j the Public Records. ? 8. EXISTING LEASES AND TENANCIES, IF ANY. � 9. RIGHT OF PROPRIETQR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE I THEREFRQM SHQULD THE SAM� BE FOLIND TO PENETRATE OR INTERSECT THE PREMISES I AS RESERVED IN UNITED STATES PATENT RECQRDED AUGUST 16, 1909, IN BOQK 48 , AT PAGE 542. j � 10. RIGHT OF WAY FQR DITGH�S OR CANALS CONSTRUCTED BY THE AUTHORTTY OF THE LINITED STATES AS RESERVED IN UNITED STATES PATENT RECORDED AUGUST 16, ! 1909, IN BOOK 48 AT PAGE 542. � 11. RESERVATION AS TO THE NORTHWEST 1/4 QF S�CTION 12 TOWNSHIP 5 SOUTH, RANGE . ! S1 WEST OF THE RIGHT OF WAY OF THE UNITED STATES, IT5 PERMITTEE OR LICENSEE, TO ENTER UPON, OCCUPY AND USE ANY PART QR ALL OF SAID LAND FOR '' THE PURPQSES PROVIDED IN THE ACT OF JUNE I0, I920 (4I SAT. 1063) AS RESERVED IN THE PATENT RECORDED QCTOBER 2, 1946 IN BOOK I32 AT PACE 405. ! i ,'_ i ALTA COMMITMEN.T Scf�edule B - Section 2 (Exceptions) Our Order No. VTF50025359 The poIicy or palicies to be issued wilI contain exceptions to the following unIess the same are disposed ' of to fhe satisfaction of the Company: ', � 12. RESTRICTIVE COVENANTS WHICH DO NOT CONTAIN A FORFEITURE OR REVERTBR CLAUSE, + � BLIT OMITTING ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, FAMILIAL STATUS, MAi2ITAL STATUS, ' D7SABILITY, HANDICAP, NATIONAL ORIGIN, ANCESTftY, OR SOURCE OF INCOME, AS 5ET FORTH IN APPLICABLE STATE OR FEDERAL LAWS, EXCEPT TO THE EXTENT THAT I SAID COVENANT OR RESTRICTION IS PERMITTED BY APPLICABLE LAW AS CONTAINEp ; IN INSTRUMENT RECORDED APRIL 04, 1978, IN BOOK 268 AT PAGE fi98 AND AS ; AMENDED IN INSTRUMENT RECORDED AUGUST 25, 1987, IN BOOK 468 AT PAGE 497 C THRO'UGH 472 AND AS RERECORDED IN INSTRUMENT RECORDEp SEPTEMBER I5, 1987 IN j BOOK 9fi9 AT PAGE 801, AND AS AMENDBD IN INSTRUMENT RECORDED MAY 2, 1990 IN BOOK 528 AT PAGE 154 AND AS AMENDED IN INSTRUMENT RECORDED SEPTEMBER 20, � 2007 UNDER RECEPTION NO. 200725244. 13. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, AESERVATIONS AND NOTES ON I TNE AMENDED PLAT OF GLEN LYON SLIBDIVISION RECORDED jULY 18, I978 IN BOOK 272 AT PAGE 370. i 1 E 14. RIGHTS AND EASEMENTS FOR NAVIGATION AND FISHERY IN FAVOR OF THE PUBLIC E WHICH MAY EXIST OVER THAT PORTION OF SAID LAND LYWG BENEATH THE WATERS OF GORE CREEK. ,I I5. EASEMENT AND RIGHT OF WAY FOR CONSTRUCTION AND MAINTENANCE OF AN E[,ECTRIC SYSTEM, AS GRANTED TO HOLY CROSS ELECTRIC ASSOCIATION BY GORE CREEK ASSOCIATES, IN THE INSTRUMENT RECORDED APRIL 24, 7978 IN BOOK 269 AT PAGE j 277. I I i 16. UTILITY EASEMENT AS GRANTED TO HOLY CROSS ELECTRIC ASSOCIATION, INC., IN i INSTRUMENT RECORDED MAY 19, I989, IN BOOK 50fi AT PAGE 876. � E i 17. UTILITY EASEMENT AS GRANTED TO UPPER EAGLE VALLEY CONSOLIDATED SANITATION DISTRICT AND VAIL VALLEY CONSOLIDATED WATER DISTRICT IN INSTRUMENT RECORDED JL1NE 07, 1989, IN BOOK 507 AT PAGE 692. i � 18. UTILITY EASEMENT AS GRANTED TO THE TOWN OF VAIL IN INSTRUMENT RECORDED JUNE ' 7, 1994 IN BOOK 530 AT PAGE 9fi2. � I 19. UTILITY EASEMENT AS GRANTED TO UPPBR EAGLE VALLEY CONSOLIDATED SANITATION � j _ � ALTA COMMI 'I'MENT 5chedule B - 5ection 2 {Exceptions) Our Order No. VTF50Q25359 The policy or poIiczes to be issued �vill contain exceptians to the foIlowing unless the same are disposed of to the satisfactio�t of the Company: . DISTRICT AND VAIL VALLEY CON50LIDATED WATER DISTRTCT IN INSTRUMEN'I' RECORDED JUNE 7, 199Q IN BQOK 53�AT PAGE 965. � �� 20. ENCROACHMENT OF PAVED PARKING AREA, SIDEWALK, TIMBER WALLS AND BIKE PATH �� ONTO UTILITY EASEMENT AND THE EFFECT OF ASPHALT PARKING NOT COMPLETELY WITHIN SUBJECT PROPER'I'Y, RETAINING WALL WITHIN [3TILITY EASEMENT, BIKE i PATH NOT COMPLETELY WITHIN EASEMENT AND ASPHALT PARKING ONTO UTILITY EASEMENT A5 SHOWN ON IMPRO'VEMENT LOCA'I'ION CERTIFICATE PREPARED BY EAGLE VALLEY 5UR'VEYING, INC., FEBRUARY 4, 1999. i � € NOTE: THE POLICY OF TI'I'LE IN5U12ANCE WILL INCLUDE AN ARBITRATION PROVISION. �� THE COMPANY OR THE INSURED MAY DEMAND ARBITRATION. ARBITRABLE MA1"TERS MAY INCLUDE, BUT ARE NOT LiMITED T0, ANY CONTROVERSY OR CLAIM BETWEEN 'I'HE � COMPANY AND THE INSURED ARISING OUT OF OR RELATING'I'0 THIS POLICY, ANY SERVICE OF THE COMPANY IN CONNECTION WITH IT5 ISSUANCE OR THE BREACH OF A POLICY PROVISION OR OTHER OBLIGATION. PLEASE ASK YOUR ESCROW OR'I'I'I'LE � OFFICER FOR A SAMPLE CQPY �F THE POLICY'I'0 BE ISSUED IF YOU WISH TO REVIEW THE ARBITRA,TION PRO'VI5ION5 AND ANY OTNER PRQVISIONS PERTAINING TO � YOUR TTTLE WSURANCE COVERAGE. � l� l i 3 � E � � , i LAND TITLE GUAR.ANTEE COMPANY and LAND TITLE GUARANTEE COMPANY - GRAND JUNCTION DISCLOSURE STATEMENTS Note: Pursuani fo CRS 10-11-122, notice is 1►ereby given tl�at: A) The sub�ect real property may be located in a special iaxing dis[rict. B) A Certificate of Taxes Due listing eacf� taxing jur�sdiction may be obfained from the County Treasurer's aut}�orized agenE. ' C) Tl�e information regarding special distri�ts and tlie boundaries of such districls may be obtained from the Board of County Commissioners, tlie County Clerk and Recorder, or the County Assessor. � � Note: Effective September 1, 1997, CRS 30-IO-4a6 requ�res tl�af a11 documen[s received for recording or filing in the clerk and recorder's office shall contain a top margin of at least one inch and a left, right and bouom � margin of ai least ane laalf of an inch. Tt�e clerk and recorder may refuse to record or fiIe any document that does not conform, excepf thai, ihe requirement for tl�e top margin shall nof apply to documenfs using forms � on whiclt space is pro�ided for recording or fling information at the top margin of tE�e document. ' Nofe: Colorada Dl�ision of Insurance Regulations 3-5-1, Paragraph C of ArticIe VII requires that "Every � tilie entity shalI be responsible for ail matters whicli appear of record prior Ea the time of recording � whenever the titIe entity conducts tl►e clasing and is responsible for recording or filing af Iega1 I documents resuifing from ihe transaction whicl��vas closed". Pm�ided thaE Land TiEle Guaranfee � Company conducEs the cIos3ng of the insured transaction and is respons�ble for recording t��e � Iegai documents from the transactian, excepEion number 5�vilI not appear on the awner's Title ; Policy and llie Lenders Policy��vlien iss�ed. j 1 3 Note: Affrmative mecfianic's lien protect9on for the Otvner may be available (typically by delelion i of Exceplion no. 4 of Schedule B, Section 2 of the Commitment from the awner's Policy to be � issuedj upon compliance witl� the following conditions: A) The land described in Schedule A af Uiis cornmitment musi be a s9ngle family residence�vhicl� inciudes a condominium or townl�ause unif. B) No labor ar materials��ave been furnislied by mecl�anics or material-men for purposes of consEruclion on the Iand described in ScheduIe A of this Commitmenl�viil�in l��e past 6 months. � C} The Company must receive an appropriate affidavit indemnifying l�ie Company against un-fited mechanic's and material-men`s liens. b) Tlie Company must receive payment of the apprapriate premium. �. E) If t�iere f�as been constructian, impro�ements or major repa9rs undertaken on tIie property to be purchased � wiil�in six monllis prao�•to the Date of[he Commitment, l�te requirements io obEai�t co�erage � for unrecorded liens wilI include: disdosure of certain co�tsiruclion information; Financial information as to tlie seller, the builder and or the contractor; payment of the appropriate pre�nium fully executed I��demnity Agreemenis satisfactory to tiie company, and, any addiEional requirements as may be necessary afier an examinatian of tlie aforesaid information by the Company. No coverage�vilI be given under any circumstances for tabor or material for wi�iclt fhe insured has contracted for or agreed to pay. Note: P�rsuan#to CRS 10-11-123, notice is hereby gi�en: Tliis notice appiies ta owner's poIicy cornmilrnents containing a mineral severance instrument , exception, or exceplians, in Scl�edule B, Section 2. J A) That t�aere is recorded evidence that a mineral estate}ias been se�ered, leased, or otherwise conveyed from the surface estate and that there is a subsfancial I9kelihood iliat a tl�ird party holds some or all interest in oit, gas, other minerals, or geotliermal energy in tlie properly; and B) T1aat such minera(estate may include the right to enter and use the property without the ' surface owner's permission. Nothing herein contained wilt be deemed to obl9gate ihe company to provide any of the co�erages referred to herein unless the above conditions are fully sat�sfied. �- �o�n nrscws� o9/oi/oz , NOTICE OF PRTVACY POLICY Fidelity Nafivnal Fi�tancial Group of Comparues/Chicaga TitIe Tnsurance Company 3ecurity Union Tide Insurance Company July 1, 20�1 We recognize and r�e��s�pect t��e privacy expectations of today's cvnsumers and the requiremenis of appIicable federal and state pri�acy la�vs. L�1�e believe that making you aware of how we use your non-public persanal informativn ("Personal ' InformaUon"), and to whom it is discIose[f, will farm #I�e basis for a relationship of trust between us and ihe public !, that�ve serve. This Privacy Statement provides t}iaf explanalivn. We reserve the righi to change this Privacy Scatement from trme to [ime consisient with appIicabte privacy]aws. , � In the course of our business, we may collect Personal Information about yau from the follawi��g sources: � * From applications or oil�er farms we receive&om you or your authorized representatrve; ' * From your transactions wifh, or from tlie services being performed by, us, our affiliates, or ot�iers; � * From our internet�veb si#es; * From lhe public records maintained by governnientai entities that�ve either obtain directly from t�iose ; entities, or from our affiliates ar others; and , * From consumer or oiher reporling agencies. i Our Policies Regarding the Protection of tlie Confidentiality and 5ecurity of Your Personal Inforivation � We maintain pii�+sical, electronic and proceduraI safeguards tv profect your Personal Informat�on from unauthorized � access or intrusron. We Iimii access to ilte Personal Informatian only to those em�loyees who need such access in i connecfion wiEh providing products or services to you or for vther legitimate business purposes, ; Our Policies and Practices Regarding the 5haring of Your Persanal Information � We may share your Persanal Information with our affiliates, such as insurance companies, agents, and vtfier real � estate settlement service providers. We also may disclose your Personal Infarrua#9on: * io a�en#s, brokers or representatives fa provide yvu with services yvu have requesfed; * to t�Erd-party confractars or service prov�ders whv pravide serv9ces or perform market�ng or oiher funccions on our behaIf, and * lo others with whom we enfer into joint marketing agreemenis for producfs ar services that�ve beiieve you may find of interest. In addition, we wi11 disclose your PersonaI Information �vl►en you direc[or�ive us perntission, �vlien we are required j by law io do so, or wlten we suspect fraudulent or crimi��al acfivities. We arso �nay d�sclose your Persvnal Information wl�en otlierwise permitted by appiicable privacy laws such as, for example, wheu disclvsure is needed fo enforce our rigMs arising out af any agreement, lransaci�on or retativnship witli yvu. � One of 11�e impor�an#responsibilities of same of our aff'�liated companies is to record documents in ihe public ; domain, Such documents may contain yaur Personal Inforrnation. � € Right ko Access Your Personal Informafion and Ability to Correct Errors Or Request Changes Qr Deletion Cerfain sfates afford yau the right to access your Personal Information and, under cerfain circumstances, to fnd out !I io�vhom your Personal Infarmat�on I�as been d�sclvsed. AIso, certain staies afford�+vu the right to request i correction, amendment or deleuan of your Personal Information. We reserve the r�ght, where pe�mitted by law, to ! cliarge a reasonable fee to caver llae casts incurred in responding Ea such requesEs. All requesfs submiited to ihe Fidelity National Financial Group of Compan�eslChicago Tide Insurance Cvmpany , shali be in wriling, and delivered to fhe follvwing address: Privacy CompIiance Q�ficer Fideliiy Naiional Financial, Inc. 4050 Ca11e Real, Suite 220 Santa Barbara, CA 93I10 Multiple Products or 5ervices I If we provide you with more tt�an one flnancial Qroduc€or service, you may receive more than one privacy notzce ! from us. We apoiogize for any inconvenience tlus may cause you, , 1 � Form PRN.PDL.C1II I 1 I NOTICE-OF PRIVACY POLICY OF I,AND TITLE GUARANTEE COMPANY, INC., A COLORADO CORPORATION ' AND MERIDTAN LAND TITLE, L.L.C., A COLORADO LIMITED LIABLITY COMPANY, D/BIA �' LAND TITLE GUARANTEE COMPANY- GRAND JUNCTION This Statement is pro�=ided fo you as a customer of Land Title Guarantee Company, a CoIarado corporaiion and � Meridian Land Titte, LLC, d/b/a I.and Tiile Guaraniee Company- Grand Junction. '�� We want yau fo know that we recagnize and respect your privacy expeciations and the requirements af federal � � and state privacy iaws. Information security is one of our higf�est priarities. We recognize that maintaining your trust and confidence is ihe bedrock of our husiness. We maintain and regularIy review inferna] and external safeguards against unaucliorized access to nan-pu6lic personai infarmation ("Personal Information"). In the caurse of our 6usiness, we may collect Personal Informaiian about you from: � '� applications or other forms we receive from you, including cammuuications sent throug)� TMX, our weh-hased transacfion management sysEem; � * your transaclions with, ar from the ser�ices 6eing performed 6y, us, our affi3ia#es, or others; # a consumer reporling agency, if such informaiion is provided to us in conneciion witlj your#ransaction; and * Ifte pu6lic records mainfai�ied by governmenlat eniities that we eil�ier o6tain direcdy from tliose entitres, or from our at�iIiates and non-affiliates. , Our poIicies regarding ihe protection of the confidenliality and security of your Personal InformaUon are as i follows: � * We restr�cf access to ali PersonaI Information ahaui you fa tt�ose employees�vha need Eo k�ow ihat information in order to pravide products and services to you. I * We maintain physical, eiectronic and procedural safeguards tl3ai comply�vith federal standards to protect your Personal Information from unauthorized access or inErusion. ; '� Employees wt�o violate aur sirict policies and pmcedures regard3ng prxvacy are suhject to disciplinary � action. i * We regularIy access security standards and procedures to protect againsE unaulhorized access io Personal Informaiion. I WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR � ANY PURPOSE THAT IS NOT PERMITTED BY LAW. ! I Consisient witt� appiicable pri�acy laws, tlaere are some situations in�vl�icli Personal Information may he I disclosed. We may disclose your Personal Informacion when you direcE ar give us perm�ssion; when�ve are , requ9red hy law to do so, for example, if we are served a subpoena; ar when we suspec#fraudulent or crimina� acti�ities. We also may dascIase your Personal Information�vhen othenvise permitied hy appi�cahle � pri�acy laws such as, for example, w}�en disclosure is needed #a enfarce our rights arising out of any agreement, � transaciian or relationship wifh you. Our policy regarding dispute resolution is as foliows. Any coniro�ersy or claim arising aut of or relaEing to our [ privacy policy, or tl�e breach tlaereaf, s1�alI he settled by arbilraflon in accordance witl�fhe rules of fhe American Arhitration Association, and judgment upon tlte award rendered hy the arhitrator(s) may be eniered in any conrt having jurisdiction thereof. � � ; Fonn Putv.POL.I,TC.l ; �