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Home My WebLink AboutDRB130095 TITLE REPORT.pdf Land Title Guarantee Company CUSTOMER DISTRIBUTION d Title GUARANTEE COMPANY W W W.LT G C.C OM Date: 10-10-2012 Our Order Number: V50034460-2 Property Address: 1079 SANDSTONE DRIVE AKA LOT A-3W LIONS RIDGE FIL 1 VAIL, CO 81657 If you have any inquiries or require further assistance, please contact one of the numbers below: For ClosingAssstanca For Title Assistance: Kathryn Kuchler Vail Title Dept. 0090 BENCHMARK RD#205 PO BOX 3480 610 WEST LIONSHEAD CIRCLE#200 AVON, CO 81620 VAIL, CO 81657 Phone: 970-748-4782 Phone: 970-476-2251 Fax: 866-358-6634 Fax: 970-476-4534 EMail: kkuchlerotgc.com EMail: eaglecountyrequests @ tgc.com ROBINSON MITCHELL&ASSOCIATES ACCESS PROPERTIES OF VAIL 100 E MEADOW DRIVE#6 500 S FRONTAGE RD E VAIL, CO 81657 SUITE 112 Attn: ROBBY ROBINSON VAIL, CO 81657 Phone: 970-477-2153 Attn: MARTIN FOWLER Fax: 970-477-2155 Phone: 970-476-8610 EMail: robby@robinsonmitchell.com Fax: 970-476-8637 Sent Via EMail EMail: fowler @vail.net Sent Via EMail WELLS FARGO PRIVATE MORTGAGE BANKING*TMX* REMMELT HAANGE AND IRMGARD HAANGE MAC C7300-470 1700 LINCOLN STREET 13 RESIDENCE DU PARC SUITE 4760 13480 CALAS,FRANCE DENVER, CO 80203 EMail: irmandrem @aol.com Attn: DANIEL DEXTER Sent Via EMail Phone: 303-863-5497 Fax: 877-350-5570 EMail: daniel.dexter@wellsfargo.com Sent Via EMail NATHANIEL G. FORD AND MARY S. FORD LAND TITLE GUARANTEE COMPANY 1900 SIXTEENTH STREET 0090 BENCHMARK RD#205 STE. 1400 PO BOX 3480 DENVER, CO 80202-5255 AVON, CO 81620 EMail: nford@perkinscoie.com Attn: Kathryn Kuchler Sent Via EMail Phone: 970-748-4782 Fax: 866-358-6634 EMail: kkuchier@ltgc.com 10.19.12 Land Tit I e Gjarantee Company CUSTOMER DISTRIBUTION d Title GUARANTEE COMPANY W W W.LT G C.COM Date. 10-10-2012 Our Order Number: V50034460-2 Property Address: 1079 SANDSTONE DRIVE AKA LOT A-3W LIONS RIDGE FIL 1 VAIL, CO 81657 ROBINSON MITCHELL&ASSOCIATES 100 E MEADOW DRIVE#6 VAIL, CO 81657 Attn: JOANIE SEGO Phone: 970-477-2153 EMail:joanie@robinsonmitchell.com Sent Via EMail 10.12.12 DELIVERY.O (8/2003) Land Title Guarantee Company Date: 10-10-2012 Land Title Our Order Number: V50034460-2 GUARANTEE COMPANY W W W.LT G C.C OM Property Address: 1079 SANDSTONE DRIVE AKA LOT A-3W LIONS RIDGE FIL 1 VAIL, CO 81657 Buyer/Borrower: NATHANIEL G. FORD AND MARY S. FORD Seller/Owner: REMMELT HAANGE AND IRMGARD HAANGE Wi re I nformation: Bank: FI RSTBANK OF COLORADO 10403 W COLFAX AVENUE LAKEWOOD, CO 80215 Phone: 303-237-5000 Credit: LAND TITLE GUARANTEE COMPANY ABA No.: 107005047 Account: 2160521825 Attention: Kathryn Kuchler Note: Oncean original commitment hasbeen issued, any subsequent modifications will beemphasized by underlining. Need a map or directionsfor your upcoming closing?Check out Land Titldsweb siteat www.Itgc.com for directionsto any of our 54 office locations. ESTIMATE OF TITLE FEES ALTA Owners Policy 06-17-06 $2,882. 00 ALTA Loan Policy 06-17-06 (Bundled Concurrent Rate) $475. 00 Deletion of Exceptions 1-3 (Owner) $60. 00 Deletion of General Exception 4 (Owner) $15. 00 Deletion of Exceptions 1-3 (Lender) $0. 00 Deletion of General Exception 4 (Lender) $0. 00 Endorsement Alta 9 (Lender) $0. 00 Endorsement ALTA5.1 (Lender) $0. 00 Endorsement Alta 8.1 (Lender) $0. 00 Endorsement 103.1 (Lender) $50. 00 Alta Endorsement No. 9.2 (Owner) $576. 00 Tax Report R043100 $25. 00 If Land Title Guarantee Company will be closing this transaction, above fees will be collected at that time. TOTAL $4,083. 00 Form CONTACT 06/04 THANK YOU FOR YOUR ORDER! First American Title Insurance Company ALTA COMMITMENT Our Order No. V50034460-2 ScheduleA Cust. Ref.: Property Address: 1079 SANDSTONE DRIVE AKA LOT A-3W LIONS RIDGE FIL l VAIL, CO 81657 1. Effective Date: September 26, 2012 at 5:00 P.M. 2. Policy to be Issued, and Proposed I nsured: "ALTA" Owner's Policy 06-17-06 $1,280,000.00 Proposed Insured: NATHANIEL G. FORD AND MARY S. FORD "ALTA" Loan Policy 06-17-06 $960,000.00 Proposed Insured: WELLS FARGO BANK, N.A., ITS SUCCESSORS AND/OR ASSIGNS 3. The estate or interest in the land described or referred to in this Commitment and covered herein is: A Fee Simple 4. Title to the estate or interest covered herein is at the effective date hereof vested in: REMMELT HAANGE AND IRMGARD HAANGE 5. The Land referred to in this Commitment isdescribed asfollows: LOT A-3W, LION'S RIDGE SUBDIVISION, A RESUBDIVISION OF LOT A-3, BLOCK A, ACCORDING TO THE PLAT THEREOF RECORDED NOVEMBER 13, 1995 UNDER RECEPTION NO. 576707, COUNTY OF EAGLE, STATE OF COLORADO. ALTA COMMITMENT Schedule B- Section 1 (Requirements) Our Order No. V50034460-2 The following are the requirements to be complied with: Item(a)Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be insured. Item(b)Proper instrument(s)creating the estate or interest to be insured must be executed and duly filed for record, to-wit: Item(c)Payment of all taxes, charges or assessments levied and assessed against the subject premises which are due and payable. Item(d)Additional requirements, if any disclosed below: 1. EVIDENCE SATISFACTORY TO THE COMPANY THAT THE TERMS, CONDITIONS AND PROVISIONS OF THE TOWN OF VAIL TRANSFER TAX HAVE BEEN SATISFIED. 2. RELEASE OF DEED OF TRUST DATED MAY 31, 1996 FROM REMMELT HAANGE AND IRMGARD HAANGE TO THE PUBLIC TRUSTEE OF EAGLE COUNTY FOR THE USE OF FIRST WESTERN MORTGAGE SERVICES, INC. TO SECURE THE SUM OF $428,700.00 RECORDED JUNE 03, 1996, UNDER RECEPTION NO. 591996. 3. WARRANTY DEED FROM REMMELT HAANGE AND IRMGARD HAANGE TO NATHANIEL G. FORD AND MARY S. FORD CONVEYING SUBJECT PROPERTY. 4. DEED OF TRUST FROM NATHANIEL G. FORD AND MARY S. FORD TO THE PUBLIC TRUSTEE OF EAGLE COUNTY FOR THE USE OF WELLS FARGO BANK, N.A. TO SECURE THE SUM OF $960,000.00. THE FOLLOWING DELETIONS/MODIFICATIONS ARE FOR THE OWNER'S POLICY AND MORTGAGEE'S POLICY. NOTE: ITEMS 1-3 AND 7 OF THE GENERAL EXCEPTIONS ARE HEREBY DELETED, UPON THE APPROVAL OF THE COMPANY AND THE RECEIPT OF A NOTARIZED FINAL LIEN AFFIDAVIT, ITEM NO. 4 ON THE LOAN POLICY WILL BE DELETED. UPON THE APPROVAL OF THE COMPANY AND THE RECEIPT OF A NOTARIZED FINAL LIEN AFFIDAVIT, ITEM NO. 4 OF THE GENERAL EXCEPTIONS ON THE OWNER'S POLICY WILL BE AMENDED AS FOLLOWS: ITEM NO. 4 OF THE GENERAL EXCEPTIONS IS DELETED AS TO ANY LIENS OR FUTURE ALTA COMMITMENT Schedule B- Section 1 (Requirements) Our Order No. V50034460-2 Continued: LIENS RESULTING FROM WORK OR MATERIAL FURNISHED AT THE REQUEST OF REMMELT HAANGE AND IRMGARD HAANGE. FIRST AMERICAN TITLE INSURANCE COMPANY SHALL HAVE NO LIABILITY FOR ANY LIENS ARISING FROM WORK OR MATERIAL FURNISHED AT THE REQUEST OF NATHANIEL G. FORD AND MARY S. FORD. NOTE: ITEM 5 OF THE GENERAL EXCEPTIONS WILL BE DELETED IF LAND TITLE GUARANTEE COMPANY CONDUCTS THE CLOSING OF THE CONTEMPLATED TRANSACTION(S) AND RECORDS THE DOCUMENTS IN CONNECTION THEREWITH. NOTE: UPON PROOF OF PAYMENT OF ALL TAXES, ITEM 6 WILL BE AMENDED TO READ: TAXES AND ASSESSMENTS FOR THE YEAR 2012 AND SUBSEQUENT YEARS. ALTA COMMITMENT Schedule B- Section 2 (Exceptions) Our Order No. V50034460-2 Thepolicyor policiesto beissued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: 1. Any facts, rights, interests, or claims thereof, not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the Public Records. 5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. 6. Any and all unpaid taxes, assessments and unredeemed tax sales. 7. (a)Unpatented mining claims; (b)reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c)water rights, claims or title to water, whether or not the matters excepted under (a), (b), or(c) are shown by the Public Records. 8. RIGHT OF PROPRIETOR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE THEREFROM SHOULD THE SAME BE FOUND TO PENETRATE OR INTERSECT THE PREMISES AS RESERVED IN UNITED STATES PATENT RECORDED DECEMBER 29, 1920, IN BOOK 93 AT PAGE 42. 9. RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED STATES AS RESERVED IN UNITED STATES PATENT RECORDED DECEMBER 29, 1920, IN BOOK 93 AT PAGE 42. 10. RESTRICTIVE COVENANTS, WHICH DO NOT CONTAIN A FORFEITURE OR REVERTER CLAUSE, BUT OMITTING RESTRICTIONS, IF ANY, BASED ON RACE, COLOR, RELIGION, OR NATIONAL ORIGIN, AS CONTAINED IN INSTRUMENT RECORDED JULY 25, 1969, IN BOOK 215 AT PAGE 649 AND AS AMENDED IN INSTRUMENT RECORDED DECEMBER 02, 1970, IN BOOK 219 AT PAGE 235 AND AS AMENDED IN INSTRUMENT RECORDED JUNE 08, 1973, IN BOOK 229 AT PAGE 457. 11. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE PLAT OF LIONS RIDGE SUBDIVISION RECORDED OCTOBER 28, 1970 UNDER RECEPTION NO. 114591. ALTA COMMITMENT Schedule B- Section 2 (Exceptions) Our Order No. V50034460-2 The policy or policiesto be issued will contain exceptionstothefollowing unless the same are disposed of to the satisfaction of the Company: 12. TERMS, CONDITIONS AND PROVISIONS OF DECLARATION OF EASEMENT RECORDED NOVEMBER 13, 1995 AT RECEPTION NO. 576706. 13. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE PLAT OF LIONS RIDGE PSUB, A RESUBDIVISION OF LOT A-3, BLOCK A RECORDED NOVEMBER 13, 1995 UNDER RECEPTION NO. 576707. LAND TITLE GUARANTEE COMPANY and LAND TITLE GUARANTEE COMPANY -GRAND JUNCTION DISCLOSURE STATEMENTS Note: Pursuant to CRS 10-11-122, notice is hereby given that: A) The subject real property may be located in a special taxing district. B) A Certificate of Taxes Due listing each taxing jurisdiction shall be obtained from the County Treasurer or the County Treasurer's authorized agent. C) The information regarding special districts and the boundaries of such districts may be obtained from the Board of County Commissioners, the County Clerk and Recorder, or the County Assessor. Note: Effective September 1, 1997, CRS 30-10-406 requires that all documents received for recording or filing in the clerk and recorder's office shall contain a top margin of at least one inch and a left, right and bottom margin of at least one half of an inch. The clerk and recorder may refuse to record or file any document that does not conform, except that, the requirement for the top margin shall not apply to documents using forms on which space is provided for recording or filing information at the top margin of the document. Note: Colorado Division of Insurance Regulations 3-5-1, Paragraph C of Article VII requires that"Every title entity shall be responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed". Provided that Land Title Guarantee Company conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction, exception number 5 will not appear on the Owners Title Policy and the Lenders Policy when issued. Note: Affirmative mechanic's lien protection for the Owner may be available(typically by deletion of Exception no. 4 of Schedule B, Section 2 of the Commitment from the Owner s Policy to be issued)upon compliance with the following conditions: A)The land described in Schedule A of this commitment must be a single family residence which includes a condominium or townhouse unit. B)No labor or materials have been furnished by mechanics or material-men for purposes of construction on the land described in Schedule A of this Commitment within the past 6 months. C)The Company must receive an appropriate affidavit indemnifying the Company against un-filed mechanic's and material-men's liens. D)The Company must receive payment of the appropriate premium. E)If there has been construction, improvements or mayor repairs undertaken on the property to be purchased within six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded liens will include: disclosure of certain construction information; financial information as to the seller, the builder and or the contractor; payment of the appropriate premium fully executed Indemnity Agreements satisfactory to the company, and, any additional requirements as may be necessary after an examination of the aforesaid information by the Company. No coverage will be given under any circumstances for labor or material for which the insured has contracted for or agreed to pay. Note: Pursuant to CRS 10-11-123, notice is hereby given: This notice applies to owner's policy commitments containing a mineral severance instrument exception, or exceptions, in Schedule B, Section 2. A)That there is recorded evidence that a mineral estate has been severed, leased, or otherwise conveyed from the surface estate and that there is a substantial likelihood that a third party holds some or all interest in oil, gas, other minerals, or geothermal energy in the property; and B)That such mineral estate may include the right to enter and use the property without the surface owner's permission. Note: Pursuant to CRS 10-1-128(6)(a), It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, information to an insurance company for the purpose of defrauding or incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting attempting to defraud the policyholder or claimant with regard to a settlemwnt or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies. Nothing herein contained will be deemed to obligate the company to provide any of the coverages referred to herein unless the above conditions are fully satisfied. DISCLOSURE 02/2011 First American Title Insurance Company PRIVACY POLICY We are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information- particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our parent company, the First American Corporation, we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information which you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source. First American calls these guidelines its Fair Information Values, a copy of which can be found on our website at www.firstam.com. Typesof Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include: * Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means; • Information about your transactions with us, our affiliated companies, or others; and • Information we receive from a consumer reporting agency. Use of Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested to us; or(2)as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property and casualty insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies, and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies, or to other financial institutions with whom we or our affiliated companies have joint marketing agreements. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled respnsibly and in accordance with this Privacy Policy and First American's Fair Information values. We currently maintain physical, electronic, and procedural safeguards that comply with referral regulations to guard your nonpublic personal information. WEBSI TE Information on the calculation of premiums and other title related charges are listed at First American's website: www.firstam.com NOTICE OF PRIVACY POLICY OF LAND TITLE GUARANTEE COMPANY, INC_, A COLORADO CORPORATION AND MERIDIAN LAND TITLE, L.L.C., A COLORADO LIMITED LIABLITY COMPANY, D/B/A LAND TITLE GUARANTEE COMPANY- GRAND JUNCTION This Statement is provided to you as a customer of Land Title Guarantee Company, a Colorado corporation and Meridian Land Title, LLC, d/b/a Land Title Guarantee Company-Grand Junction. We want you to know that we recognize and respect your privacy expectations and the requirements of federal and state privacy laws. Information security is one of our highest priorities. We recognize that maintaining your trust and confidence is the bedrock of our business. We maintain and regularly review internal and external safeguards against unauthorized access to non-public personal information("Personal Information"). In the course of our business, we may collect Personal Information about you from: • applications or other forms we receive from you, including communications sent through TMX, our web-based transaction management system; • your transactions with, or from the services being performed by, us, our affiliates, or others; • a consumer reporting agency, if such information is provided to us in connection with your transaction; and • the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates and non-affiliates. Our policies regarding the protection of the confidentiality and security of your Personal Information are as follows: • We restrict access to all Personal Information about you to those employees who need to know that information in order to provide products and services to you. • We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your Personal Information from unauthorized access or intrusion. • Employees who violate our strict policies and procedures regarding privacy are subject to disciplinary action. • We regularly access security standards and procedures to protect against unauthorized access to Personal Information. WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT PERMITTED BY LAW. Consistent with applicable privacy laws, there are some situations in which Personal Information may be disclosed. We may disclose your Personal Information when you direct or give us permission; when we are required by law to do so, for example, if we are served a subpoena; or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. Our policy regarding dispute resolution is as follows. Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s)may be entered in any court having jurisdiction thereof. Form PRIV.POL.LTG.1 Commi tment for Ti tI e Insurance Iss w First American Title Insurance Company RFSTA!\ 9CAN-ITLEIN3JRN\CEO?vPANY,a(>lifariaociporatian('YbrrpW'),fora valuablearsidadien,eamitstoissueitspolicycrpdiciesoftitleirsrance,as identified inSJmJ leAinfavoroftheRcImsedInsurednarres in SJiEdJeA as om-er or nutgagedtheestateorinterest in the la-ddascribadarreferred to in SchisduleA Lpon payrrat of the preriu Ts and d-Erges axi earfiianeewith the Pacluirerets;all subject tothe provisions of Sd-isd ies Acrd Bard tothe Oondtians of this 0onTritrret. This OormitnBtt shall be effectiveaiy when the idatity of the RgDosed Insured axi the arrant of the policy cr polides ocrrritted for henne been inserted in SdhecdteA lbytheGonjDanH. Alliabilitya-doldig#ionunderthis(krmitmetshalloe meaxiterrinatesx(6)nuthsafter theEffectiv eD 3t eerwhentlepolicycrpdidescorrrittedforshallissue whidever first occurs,provided that the failure to issue the pd icy or policies is not the fault of theCcnparty. The Ompary will provide a smlJeof the policy fomLpan regulest. This 0wr itnat shall rrt bevalid or lirdrg Lrtil ocxtersigned by a validating offices cr athcimd siglAc y. IN VuTNEBS VgfRE F,First Arraican Title Insurance Oan-parny has cased its oxperate narre a id seal to be affixed by its Wy authorized otfiosrs on the date d-o m in SdneJ_leA CONDITIONS 1.Thetermnrutgaega when used hsren,shall indurdedeed ot trust,tn.st deed a oth err security irshurret. 2.If the proposed Insured h escr acquired actual Igmledgeday defect,lien,anarrbraice,admsedaimu other n Ater affecting the estate or interest or ntrtgagethaecn oDA Tedby this Oxmitnetother than those shmninSdneJ.l eB hereof,axi shell fail tocisdesesuchknoMe±ptotheO parry in writing,the OoTparyshallbereie)ed frornlialility for my loss or darra ge resulting from any act of rdia-ce hereon to the adent the 0on-party isproudoedbyfailLretosodsdosesuchlgn ledge If the proposed Insured shall dsdosesudsImowledgetoth eOarrpany,aif the O parry otherwise aoclures actual lemledge d arty such defect,lien emxrba-o,-ale-se daimor other !ratter,the Owpanyat its cptionm3yarendSd neJAeBof this Camitnat accordrgly,but sLcharaxirat shall not relieve the Qn-pary from IiabilityVeAc slyinaxred pursuat to paragraph 3 of these 03-dtia>;ad aipulatiors. 3.Liability of the 0 rpa y under this Oxmitrret shall be only to the nsrred p-gxeed Insured and such parties included under the definition of the Insured in thefomof policy or policies cormitted for and only for actual lass incurred in reialoe hereon in w de taidnrg in good faith(a)to oergJy with the recp irerets hereof,or(b)to einintrte ecoelot ions slimn in SdieJ_ie B,or(c)to a*re or create the estate or interest or nnrtgagathers n owned by this Oxmitrret.In no e✓et shall such liability eceeed thearout stated in Schedule Afcr the policy or pd ides camitted for axi such I iability is saved to the insuring p DAsions ad OxlJtions axi 3ipulatio ns and the Exdusia>; frorn0aeaca of the fo mof policy or policies earrritted for in fartx of the proposed Insured which are hereby inoorpc aced by reference axi are errade a part of this ODrTmtnat exoept es ENxesey nndfied heren 4.This 03Tr itnret is a oo tract to issued ane a nuretithe insurance policies and is not an abstract of title or a report of the oordtion ot title Any action or actions or rights of anon that the proposed Insured nay have or rray bring against the Cm-pany arising auk of the status of the title to the estate or interest or the status of tht°nutgagethaarnoofredbythsO mitnatmu stbebreedonacer esLet>jecttothepimsicrsofthis0mitnat. 5.The policy to be issusd oo tains an abitration da se.Al akitrdJe RAters when the Arrourt of Irsuraroe is$2,000,000 or less shall be aldtrated at the option of ether the Oanparny or the Insured as the ecdu live renedy of the parties.Yw Iraq ratiew a oopy ot the arbitration rules re www.a taorg RFSTFUV'EROANTITLEINS N\EOai:Pw Issued by. LAND TITLE GUARANTEE COMPANY 3033 EAST FIRST AVENUE SUITE 600 PO BOX 5440 (80217) - 4- DENVER, CO 80217 Dennis J.dlnue rL Reddert ` AMERICAN LAND TITLE ASSOCIATION hnaized Cffik or Agert S97da Keep Ak MFA06