HomeMy WebLinkAboutADM150005 �._.�..._�y.,...,�..�
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Department of Community Development
�: ;� ; 75 South Frontage Road
+�j �UG 25 2015 I� ��: vai�, cos�ss�
TOWN OF VA!!" �� �� i�'; Tel: 970-479-2128
--' www.vailgov.com
�r.���� �� �µ�,��?: Development Review Coordinator
Administrative Application
Duplex Subdivisions
General Information: The required approval for a duplex subdivision or resubdivision of an improved duplex lot and
structure will require town approval through the administrator, subject to review by other Town of Vail departments. No
duplex subdivision shall be approved unless the lots are improved with at least foundations for both units existing at the
time of submittal. Please see Section 13-8, Duplex Subdivisions, Vail Town Code for more detailed information. Vail
Town Code can be found on the Town's website at www.vailqov.com.
Fee: $100
Recording Fees: Please visit the Eagle County website
http://www.eaqlecountv.us/Clerk/RecordinplRecord a DocumenU for the most up-to-date recording
fees and check with your planner prior to submitting the payment. A check written out to the Eagle
County Clerk and Recorder is required to be submitted once the plat has been approved by the
Planning and Environmental Commission and prior to the recording of the plat.
Description of the Request: ��PieX Piat
Physical Address: aoss coi�mb�r,e�r��e
Parcel Number: zioi-izz-is-oo� (Contact Eagle Co.Assessor at 970-328-8640 for parcel no.)
Property Owner: �.Brian scookmar
Mailing Address: Po Box is�so,Denver,co so2�s-o�3o
Phone: (3os�sss-a5ss
Owner's Signature: �+A� �2M„�
Primary Contact/Owner Representative: sam Eoker
Mailing Address: Po soX�s,Avon,co siszo
Phone: s�o��s-sssa
E-MBiI: sam@gorerange.net FaX:
For Office Use Only: Cash_ CC: Visa/MC Last 4 CC# Auth# Check#
Fee Paid: Received From:
Meeting Date: ►� ADM No.: N�/SC� �
Planner: �� Project No: � — U a--�
Zoning: Land U�
Location of the ProposaL• Lot: 1�. Block: Subdivision: l�{ORN j��l v(Sl�)
2013-0305
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Land Title Guarantee Company
Estimate of Title Fees
Land Ttle
GUARANTEE COMPANY
—Since rg6y—
Order Number: V50041870 Date: 08-13-2015
Properry Address: 4096 COLUMBINE DRIVE AKA UNITS A& B RUSH TOWNHOUSE, VAIL, CO 81657
Buyer/Borrower: A BUYER TO BE DETERMINED
Seller: J. BRIAN STOCKMAR
Visit Land Title's website at vwwv.ltgc.com for directions to any of our offices.
��
TBD Commitment $100.00
If Land Title Guarantee Company will be closing this transaction,the fees listed above will be collected at closing.
Total $100.00
THANK YOU FOR YOUR ORDER!
ALTA COMMITMENT
First American Title Insurance Company
Schedule A
Order Number: V50041870
Customer Ref-Loan No.:
Property Address:
4096 COLUMBINE DRIVE AKA UNITS A&B RUSH TOWNHOUSE, VAIL, CO 81657
1. Effective Date:
08-07-2015 at 5:00 P.M.
2. Policy to be Issued and Proposed Insured:
"TBD" Commitment $0.00
Proposed Insured:
A BUYER TO BE DETERMINED
3. The estate or interest in the land described or referred to in this Commitment and covered
herein is:
A FEE SIMPLE
4. Title to the estate or interest covered herein is at the effective date hereof vested in:
J. BRIAN STOCKMAR
5. The Land referred to in this Commitrnent is described as follows:
UNIT A, TOGETHER WITH AN UNDIVIDED 1/2 INTEREST IN AND TO TRACT 3, RUSH TOWNHOUSES,
ACCORDING TO THE MAP RECORDED FEBRUARY 29, 1972 IN BOOK 223 AT PAGE 275, COUNTY OF
EAGLE, STATE OF COLORADO.
UNIT B, TOGETHER WITH AN UNDIVIDED 1/2 INTEREST IN AND TO TRACT 3, RUSH TOWNHOUSES,
ACCORDING TO THE MAP RECORDED FEBRUARY 29, 1972 IN BOOK 223 AT PAGE 275, COUNTY OF
EAGLE, STATE OF COLORADO.
Copyright 2006-2015 American Land Title Association. All Rights Reserved �„t�
The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date 5~�
of use. All other uses are prohibited.Reprinted under license from the American Land Title Association.
ALTA COMMITMENT
First American Title Insurance Company
Schedule B Section 1
(Requirements)
Order Number: V50041870
The following are the requirements to be complied with:
Item(a) Payment to or for the account of the grantors or mortgagors of the full consideration for the
estate or interest to be insured.
Item(b) Proper instrument(s)creating the estate or interest to be insured must be executed and duly
filed for record,to-wit:
Item(c) Payment of all taxes, charges or assessments levied and assessed against the subject
premises which are due and payable.
Item(d)Additional requirements, if any disclosed below:
1. EVIDENCE SATISFACTORY TO THE COMPANY THAT THE TERMS, CONDITIONS AND PROVISIONS OF
THE TOWN OF VAIL TRANSFER TAX HAVE BEEN SATISFIED.
2. UPON COMPLETION OF ALL IMPROVEMENTS, PROVIDE LAND TITLE GUARANTEE COMPANY WITH
AN IMPROVEMENT LOCATION CERTIFICATE.
UPON RECEIPT OF A SATISFACTORY IMPROVEMENT LOCATION CERTIFICATE, ITEMS 1 THROUGH 3
OF THE STANDARD EXCEPTIONS WILL BE DELETED AND FORM 100 WILL BE ATTACHED TO THE
MORTGAGEE'S POLICY. EXCEPTION MAY BE MADE AS TO ANYADVERSE MATTERS DISCLOSED BY
THE IMPROVEMENT LOCATION CERTIFICATE.
3. IF STANDARD EXCEPTION NO. 4 IS TO BE DELETED FROM THE POLICY TO BE ISSUED, THE
FOLLOWING DOCUMENTATION MUST BE PROVIDED TO THIS COMPANYAT LEAST 5 BUSINESS DAYS
PRIOR TO CLOSING:
A.A CURRENT FINANCIAL STATEMENT FROM THE BORROWER AND ANY GUARANTORS OF THE
EXISTING CONSTRUCTION LOAN OR THE LOAN TO BE INSURED.
B. SUFFICIENT EVIDENCE THATALL CONSTRUCTION COSTS HAVE BEEN PAID, OR IF NOT FULLY
PAID,A LIST OF WORK TO BE DONE AND ANY OUTSTANDING BALANCES.
C.A COPY OF THE CONSTRUCTION LENDERS DISBURSEMENT SPREADSHEET WHICH INCLUDES
THE EXISTING BALANCE OF THE DISBURSEMENTACCOUNT.
D.A COPY OF THE CERTIFICATE OF OCCUPANCY.
E. EXECUTION OF AN INDEMNITY AGREEMENT BY THE BORROWER AND ANY GUARANTORS.
NOTE: THE DELETION OF EXCEPTION NO. 4 IS SUBJECT TO THE REVIEW OF THE ABOVE
INFORMATION BY THE UNDERWRITER OF THE POLICY TO BE ISSUED AND THAT UNDERWRITER'S
APPROVAL.
4. WARRANTY DEED FROM J. BRIAN STOCKMAR TO A BUYER TO BE DETERMINED CONVEYING
SUBJECT PROPERTY.
NOTE:ADDITIONAL REQUIREMENTS OR EXCEPTIONS MAY BE NECESSARY WHEN THE BUYERS
NAMES ARE ADDED TO THIS COMMITMENT. COVERAGES AND/OR CHARGES REFLECTED HEREIN, IF
ALTA COMMITMENT
First American Title Insurance Company
Schedule B Section 1
(Requirements)
Order Number: V50041870
The following are the requirements to be complied with:
ANY,ARE SUBJECT TO CHANGE UPON RECEIPT OF THE CONTRACT TO BUY AND SELL REAL ESTATE
AND ANY AMENDMENTS THERETO.
First American Title Insurance Company
Schedule B Section 2
(Exceptions)
Order Number: V50041870
The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the
satisfaction of the Company:
1. Any facts, rights, interests, or claims thereof,not shown by the Public Records but that could be
ascertained by an inspection of the Land or that may be asserted by persons in possession of the
Land.
2. Easements, liens or encumbrances, or claims tf�ereof, not shown by the Public Records.
3. Any encroachment,encumbrance,violation,variation, or adverse circumstance affecting the Title
that would be disclosed by an accurate and complete land survey of the Land and not shown by the
Public Records.
4. Any lien,or right to a lien,for services, labor or material heretofore or hereafter furnished, imposed
by law and not shown by the Public Records.
5. Defects, liens, encumbrances,adverse claims or other matters, if any,created,first appearing in the
public records or attaching subsequent to the effective date hereof but prior to the date of the
proposed insured acquires of record for value the estate or interest or mortgage thereon covered by
this Commitment.
6. Any and all unpaid taxes, assessments and unredeemed tax sales.
7. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the
issuance thereof; (c)water rights, claims or title to water.
8. RIGHT OF PROPRIETOR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE THEREFROM
SHOULD THE SAME BE FOUND TO PENETRATE OR INTERSECT THE PREMISES AS RESERVED IN
UNITED STATES PATENT RECORDED APRIL 28, 1900, IN BOOK 48 AT PAGE�.
9. RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED
STATES AS RESERVED IN UNITED STATES PATENT RECORDED NOVEMBER 22, 1939, IN BOOK 123
AT PAGE�.
10. RESTRICTIVE COVENANTS WHICH DO NOT CONTAIN A FORFEITURE OR REVERTER CLAUSE, BUT
OMITTING ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION,
SEX, SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, HANDICAP,
NATIONAL ORIGIN,ANCESTRY, OR SOURCE OF INCOME,AS SET FORTH IN APPLICABLE STATE OR
FEDERAL LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR RESTRICTION IS PERMITTED
BYAPPLICABLE LAW,AS CONTAINED IN INSTRUMENT RECORDED DECEMBER 20, 1962, IN BOOK
174AT PAGE 403ANDAMENDED IN INSTRUMENT RECORDEDAPRIL 3, 19631N BOOK 175AT PAGE
33 AND AMENDED IN INSTRUMENT RECORDED MAY 3, 1963 IN BOOK 175 AT PAGE 81.
11. TEN PERCENT NON-PARTICIPATING ROYALTY IN AND TO PROCEEDS DERIVED FROM THE SALE
OF ANY MINERALS OF WHATSOEVER KIND AND NATURE, PRODUCED AND MINED FROM THE SAID
PREMISES AS RESERVED TO GUST KIAHTIPES AND EVA J. KIAHTIPES BY INSTRUMENT
RECORDED NOVEMBER 2, 1962 IN BOOK 166 AT PAGE 4Q,AND ANY AND ALL ASSIGNMENTS
THEREOF OR INTERESTS THEREIN.
12. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE
RECORDED PLAT OF BIGHORN SUBDIVISION RECORDED DECEMBER 3, 1962 RECEPTION NO.
96766.
�
First American Title Insurance Company
Schedule B Section 2
(Exceptions)
Order Number: V50041870
The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the
satisfaction of the Company:
13. TERMS, CONDITIONS AND PROVISIONS OF TOWNHOUSE DECLARATION FOR RUSH
TOWNHOUSES BUT OMITTING ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE,
COLOR, RELIGION, SEX, SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY,
HANDICAP, NATIONAL ORIGIN,ANCESTRY, OR SOURCE OF INCOME,AS SET FORTH IN
APPLICABLE STATE OR FEDERAL LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR
RESTRICTION IS PERMITTED BYAPPLICABLE LAWAS CONTAINED IN INSTRUMENT RECORDED
FEBRUARY 29, 1972 IN BOOK 223 AT PAGE 274.
14. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE
PLAT OF RUSH TOWNHOUSE RECORDED FEBRUARY 29, 1972 IN BOOK 223 AT PAGE 275.
15. TERMS, CONDITIONS AND PROVISIONS OF DECLARATION OF COVENANTS, CONDITIONS
EASEMENTS AND RESTRICTIONS OF TIMBER FALLS COMMON AREA RECORDED BUT OMITTING
ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION, SEX,
SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, HANDICAP, NATIONAL
ORIGIN,ANCESTRY, OR SOURCE OF INCOME,AS SET FORTH IN APPLICABLE STATE OR FEDERAL
LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR RESTRICTION IS PERMITTED BY
APPLICABLE LAW AS CONTAINED IN INSTRUMENT JUNE 25, 2007 AT RECEPTION NO. 200716922.
LAND TITLE GUARANTEE COMPANY
LAND TITLE GUARANTEE COMPANY-GRAND JUNCTION
Land Ttle
GUARANTEECOMPANY
—Since r�6y— DISCLOSURE STATEMENTS
Note:Pursuant to CRS 10-11-122,notice is hereby given that:
A) The Subject real property may be located in a special taxing district.
B) A certificate of taxes due listing each taxing jurisdiction will be obtained from the counry treasurer of the counry in which the real
property is located or that counry Veasurer's authorized agent unless the proposed insured provides written instructions to the
contrary.(for an Owner's Policy of TiUe Insurance pertaining to a sale of residential real property)
C) The information regarding special districts and the boundaries of such districts may be obtained from the Board of County
Commissioners,the County Clerk and Recorder,or the County Assessor.
Note: Effective September 1, 1997,CRS 30-10-406 requires that all documents received for recording or filing in the clerk and recorder's
office shall contain a top margin of at least one inch and a left, right and bottom margin of at least one half of an inch.The clerk and
recorder may refuse to record or file any document that does not conform,except that,the requirement for the top margin shall not apply to
documents using forms on which space is provided for recording or filing information at the top margin of the document.
Note: Colorado Division of Insurance Regulations 3-5-1, Paragraph G of Article VII requires that"Every title entity shall be responsible for
all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for
recording or filing of legal documents resulting from the transaction which was closed". Provided that Land TiUe Guarantee Company
conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction,exception number
5 will not appear on the Owner's TiUe Policy and the Lenders Policy when issued.
Note:Affirmative mechanic's lien protection for the Owner may be available(typically by deletion of Exception no.4 of Schedule B-2 of the
Commitment from the Owner's Policy to be issued)upon compliance with the following conditions:
A) The land described in Schedule A of this commitment must be a single family residence which includes a condominium or
townhouse unit.
B) No labor or materials have been furnished by mechanics or material-men for purposes of construction on the land descri6ed in
Schedule A of this Commitment within the past 6 months.
C) The Company must receive an appropriate affidavit indemniTying the Company against un-filed mechanic's and material-men's
liens.
D) The Company must receive payment of the appropriate premium.
E) If there has been construction, improvements or major repairs undertaken on the property to be purchased within six months prior
to the Date of the Commitment,the requirements to obtain coverage for unrecorded liens will include:disclosure of certain
construction information;financial information as to the seller,the builder and or the contractor; payment of the appropriate
premium fully executed Indemnity Agreements satisfactory to the company,and,any additional requirements as may be
necessary after an examination of the aforesaid informa6on by the Company.
No coverage will be given under any circumstances for labor or material for which the insured has conVacted for or agreed to pay.
Note: Pursuant to CRS 10-11-123, notice is hereby given:
This notice applies to owner's policy commitments disclosing tha[a mineral estate has been severed from the surface estate, in Schedule
B-2.
A) That there is recorded evidence that a mineral estate has been severed,leased,or otherwise conveyed from the surface estate
and that there is a substantial likelihood that a third party holds some or all interest in oil, gas,other minerals,or geothermal
energy in the property;and
B) That such mineral estate may include the right to enter and use the property without the surface owner's permission.
Note: Pursuant to CRS 10-1-128(6)(a),It is unlawful to knowingly provide false, incomplete,or misleading facts or information to an
insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment,fines,denial
of insurance,and civil damages.Any insurance company or agent of an insurance company who knowingly provides false,incomplete,or
misleading fac[s or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or
claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance
within the Department of Regulatory Agencies.
. " ' :� �
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` � FirstAmerican rtle'�
Privacy Information
We are Committetl to Safeguarding Cus[omer Informauon
In order to be[[er serve your needs now and in the fu[ure,we may ask you W provide us with certain informafion. We understand ihatyou may be concerned abou[wha[we will do with such informatlon
-parficulary any personal or flnancial informaaon. We agree thatyou have a right to Imow how we will utilize[he personal informa6on you provide to us. Therefore,together with our subsidiaries we
have adopted this Privacy Policy to govern the use and handling of your personal intormatlon.
Applicablltty
This Privacy Policy governs our use of the informatlon which you provide[o us. I[tloes not govern[he manner in which we may use informa6on we have obtained from any o[her source,such as
informa6on obtained from a public record or from anofher person or enOry. FrstAmerican has also adop[ed broader guidelines[ha[govern our use of personal iniormation regardless of i[s source. First
Amedcan calls these guidelines its Fair Informauon Values.
Types of Informatlon
Depending upon which of our services you are ufiliang,the types of nonpublic personal informaGOn[ha[we may collec[include:
• Informatlon we receive from you on applipeons,forms and in other communicatlons[o us,whe[her in wrifing,in person,by telephone or any other means;
• Informa6on ak�out your transactlons with us,our affiliated companies,or others,and
• Informatlon we receive from a consumer reporting agency.
Use of Information
We reques[informa[ion from you for our own IegiUmate business purposes and not for the benefi[of arry non affilia[ed party. Therefore,we will no[release your intormatlon to non attiliated partles
except(1)as necessary for us[o provide the pmduct or service you have requested to us;or(2)as permi[ted by law.We may,howeveG s[ore such informaGOn indefini[ely,including the period after
which any cuslomer relatlonship has ceased. Such informatlon may be used for any internal purpose,such as quality conVOl efforLS or customer analysis. We may also provide all of the rypes of
nonpublic personal informa[ion lis[ed above to one or more of our affiliated companies. Such affiliated companies include finandal service providers,such as IiUe insurers,property and casual[y
insurers,and Vust and invesVnent advisory companies,or companies invoNed in real es[a[e services,such as appraisal companies,home warranry companies,and escrow companies.Fur[hermore,we
may also provide all the information we collect,as described above,to companies[ha[perform markeUng services on our behalf,on behaK of our affiliated companies,or[o o[her financial insfitufions
wi[h whom we or our attiliated companies have joint marke6ng agreements.
Former Customers
Even if you are no longer our customer,our Privacy Policy will conUnue to apply to you.
Confldentlaliry and Security
We will use our bes[efforts[o ensure Iha[no unau[horized par�es have access to any of your informafion.We restrict access to nonpublic personal informaGOn about you[o those individuals and
entifies who need to know[ha[informa6on to provide produc[s or services[o you. We will use our best eflorts to[rain and oversee our employees and agen[s[o ensure tha[your information will be
handled responsibly and in accordance with this Privacy Policy and Firs[American's Fair InformaUOn values. We cunently maintain physical,electronic,and procedural safeguartls[hat comply with
refertal regula0ons to guard your nonpublic personal informaUon.
Information Obtalned Through Our Web Site
Firs[Amencan Fnancial Corporafion is sensitive[o pnvacy issues on Ihe In[ernet.We believe it is important you know how we[reat the informa6on about you we receive on the InterneL In general,you
can visi[FrstAmencan or i[s affilia[es'Web si[es o[he World Witle Web wi[hou[[elling us how you are or revealing any intorma[ion abou[yourself.Our Web servers collect Ihe domain names,no[[he e-
mail addresses,of vistors.This informafion is aggrega[ed[o measure Ihe number of wsits,average Ume spent on[he side,pages viewed and similar informa6on.Frs[Amencan uses this informafion[o
measure the use of our side and to develop ideas to improve the con[en[of our site.There are Omes,however,when we may need information from you,such as your name and email address.When
informa0on is needed,we will use our best efforts[o let you know at the tlme of collec6on howwe will use the person informatlon.Usually,[he personal informatlon we collect is used only by us to
respond[o your inquiry,process and order or allow you[o access spedfic accounVprofile information.If you choose[o share any personal informa[ion wi[h us,we sill only use i[in accordance with the
policies outlined above.
Business Relatlonships
FirstAmerican Financial Corpora6on's si[e and i[s affilia[es'si[es may con[ain links[o other Web si[es.VJhile we Vy to link ony[o stes that share our high standards and respec[for privacy,we are not
responsible for[he conten[or the priva�y practices employed by other si[es.
Cookies
Some ot FirstAmerican's Web sites may make use of"coolde"[echnology[o measure s[e acdvity and W customize informatlon to your personal tastes.A cookie is an elemen[of data[ha[a Web site can
send[o your browser,which may then store[he cookie on your hard dnve.FirsfAm.com uses stored cooldes.The goal of this technology is to better serve you when visibng our site,save you 6me when
you aze here and to provitle you with a more meaningful and productive Web site expenence.
Falr Information Values
Falrness We consitler consumer expectations about[heir privacy in all our businesses.We only offer protlucts and services that assure a favorable balance between consumer benefits and consumer
privacy.
Public Record We believe tha[an open public record creates significant value for socie[y,enhances consumer choice and creates consumer opportunity.We actively support an open public record and
emphasize ils importance and con[ributlon to our economy.
Use We believe we should behave responsiblywhen we use informatlon about a consumer in our business.We will obey[he laws governing he collectlon,use and disseminatlon of data.
Accuracy VJe will[ake reasonable s[eps[o help assure the accuracy of the data we collect,use and disseminate.Where possible,we will take reasonable steps to correct inaccurate informa[ion.When,
as with the public record,we canno[correc[inaccura[e informabon,we will take all reasonable steps to assist consumers in indenutying the source of the erroneous data so that the consumer can
secure the required correc6ons.
Educatlon We endeavor to educate the uses of our products and services,our employees and others in our indusvy a6out the importance of consumer pnvacy.We will insVUCt our employees on our
fair intormatlon values and on[he responsible collection and use of data.We will encourage others in our induslry[o collect and use information in a responsible manner.
Security We will maintain appropriate facilities and systems to protect against unauthorized access to and corrupUOn of[he data we main[ain.
JOINT NOTICE OF PRIVACY POLICY OF
Land Ttle LAND TITLE GUARANTEE COMPANY,
GUARAIVTEE COMPANY LAND TITLE GUARANTEE COMPANY-GRAND JUNCTION,
—Sinre,g6�— LAND TITLE GUARANTEE COMPANY OF SUMMIT COUNTY
LAND TITLE INSURANCE CORPORATION AND
OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
This Statement is provided to you as a customer of Land Title Guarantee Company and Meridian Land Title,
LLC, as agents for Land Title Insurance Corporation and Old Republic National Title Insurance Company.
We want you to know that we recognize and respect your privacy expectations and the requirements of federal
and state privacy laws. Information securiry is one of our highest priorities. We recognize that maintaining your
trust and confidence is the bedrock of our business. We maintain and regularly review internal and external
safeguards against unauthorized access to non-public personal information ("Personal Information").
In the course of our business,we may collect Personal Information about you from:
► applications or other forms we receive from you, including communications sent through TMX, our web-based
transaction management system;
► your transactions with, or from the services being pertormed by, us, our affiliates, or others;
► a consumer reporting agency, if such information is provided to us in connection with your transaction;
and
► the public records maintained by governmental entities that we either obtain directly from those entities, or from our
affiliates and non-affiliates.
our policies regarding the protection of the confidentialiry and securiry of your Personal Information are as follows:
► We restrict access to all Personal Information about you to those employees who need to know that information in
order to provide products and services to you.
► We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your
Personal Information from unauthorized access or intrusion.
► Employees who violate our strict policies and procedures regarding privacy are subject to disciplinary action.
► We regularly access security standards and procedures to protect against unauthorized access to Personal
Information.
WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS
NOT PERMITTED BY LAW.
Consistent with applicable privacy laws, there are some situations in which Personal Information may be
disclosed. We may disclose your Personal Information when you direct or give us permission;when we are
required by law to do so,for example, if we are served a subpoena; or when we suspect fraudulent or
criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable
privacy laws such as,for example,when disclosure is needed to enforce our rights arising out of any agreement, transaction or
relationship with you.
Our policy regarding dispute resolution is as follows. Any controversy or claim arising out of or relating to our privacy policy, or
the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and
judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
< i Commitment for Title Insurance
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� FirsiAmeri�anTitler'" ISSUED BY
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First American Title Insurance Company
FIRST AMERICAN TITLE INSURANCE COMPANY,a Nebraska corporation("Company"),for a valuable consideration,commits to issue its policy or policies of title
insurance,as identified in Schedule A,in favor of the Proposed Insured named in Schedule A,as owner or mortgagee of the estate or interest in the land described or
referred to in Schedule A,upon payment of the premiums and charges and compliance with the Requirements;all subject to the provisions of Schedules A and B and to
the Conditions of this Commitment.
This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule
A by the Company.
All liability and obligation underthis Commitment shall cease and terminate six(6)months after the Effective Date or when the policy or policies committed for shall issue,
whichever first occurs,provided that the failure to issue the policy or policies is not the fault of the Company.
The Company will provide a sample of the policy form upon request.
This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory.
IN WITNESS WHEREOF,First American Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown
in Schedule A.
CONDITIONS
1. The term mortgage,when used herein,shall include deed of trust,trust deed,or other security instrumen[.
2. If the proposed Insured has or acquires actual knowledge of any defect,lien,encumbrance,adverse claim or the matter affecting the estate or interest or
mortgage thereon covered by this Commitment other than those shown in Schedule B hereof,and shall fail to disclose such knowledge to the Company in
writing,the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced
by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company,or if[he Company otherwise acquires
actual knowledge of any such defect,lien encumbrance,adverse claim or other matter,the Company at its option may amend Schedule B of this Commitment
accordingly,but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions and
Stipulations.
3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of the Insured in
the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith(a)to comply with the requirements
hereof,or(b)to eliminate exceptions shown in Schedule B,or(c)to acquire or create the estate or interest or mortgage thereon covered by this Commitment.
In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liabiliry is subject to the insuring
provisions and the Conditions and Stipulations and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed
Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein.
4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or
actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or
the status of The mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment.
S. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is$2,000,000 or less shall be arbitrated at the
option of either the Comparry or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at www.alta.ore
Issued by. FirstAmerican Title Insurance Company
Land Title Guarantee Company
3033 East First Avenue
Suite 600
Denver,Colorado 80206 �Gy�
303-321-1880 ��
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�� Dennis J_Gilmore A n�L R i C A N
_ .. . LAND TITLL �
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John E.freyer ����� i! � y��d3�'t�Li-.�°'171 ,__
President
Authorized OfficerorAgent leffreyS.Robirasnrm �
S�creta ry