HomeMy WebLinkAboutDRB16-0467 title.pdf 41111 TITLE COMPANY
of the rockies
18 W.Bawer Creek Blvd#221,P.O.Box 9130
Avon,CO 81620-0980
Phone(970)949-9497 Fax(970)949-9486
www.tit l ecorodci eacom
COMMITMENT TRANSMITTAL
Commitment Ordered By: Inquiries should be directed to:
Jared Saul Burke Larson
Keller Williams Mountain Properties Title Company of the Rockies
1140 Edwards Village Blvd#102-104 10 W.Beaver Creek Blvd#221,P.O.Box 980
Edwards,CO 81632 Avon,CO 81620-0980
Phone: 970-476-1600 Fax: Phone:(970)949-9497 Fax:(970)949-9486
email:jaredssaul@gmail.com email:BLarson@TitleCoRockies.com
Commitment Number: 0818104-C Reference: Puczynski
Buyer's Name(s): Sharon Puczynski
Seller's Name(s): V.James Andretta
Property: 1714 Buffehr Creek Road,Vail,CO 81657
Lot 3,Lia Zneimer Subdivision,Eagle County,Colorado
COPIES/MAILING LIST
Daniel Wallace Jared Saul
Solaris Real Estate LLC Keller Williams Mountain Properties
141 East Meadow Drive,Suite 211 1140 Edwards Village Blvd#102-104
Vail,CO 81657 Edwards,CO 81632
Phone:970-479-6000 Phone:970-476-1600
email:dan@solarisvail.com email:jaredssaul@gmail.com
A Lender To Be Determined
Onie Bolduc
Berkshire Hathaway Home Services
email: onie@bhhsvail.net
Service Beyond Expectation in Colorado for:Eagle,Garfield,Grand,Pitkin and Summit Counties.(Limited Coverage:Jackson,Lake,Park and Routt Counties)
Locations In:Avon/Beaver Creek,Basalt,Breckenridge,Granby,and Winter Park.(Closing Services available in Aspen and Glenwood Springs).
41111 TITLE COMPANY
of the rockies
10 .Beaver Creek Blvd#221,P.O.Box 980
Avon,CO 81620-0980
Phone:(970)949-9497 Fax:(970)949-9486
www.titlecorockies.com
Commitment Ordered By: Inquiries should be directed to:
Jared Saul Burke Larson
Keller Williams Mountain Properties Title Company of the Rockies
1140 Edwards Village Blvd#102-104 10 W.Beaver Creek Blvd#221,P.O.Box 980
Edwards,CO 81632 Avon,CO 81620-0980
Phone: 970-476-1600 Fax: Phone: (970)949-9497 Fax: (970)949-9486
email:jaredssaul@gmail.com email:BLarson@TitleCoRockies.com
Commitment Number: 0818104-C Reference: Puczynski
Buyer's Name(s): Sharon Puczynski
Seller's Name(s): V.James Andretta
Property: 1714 Buffehr Creek Road,Vail,CO 81657
Lot 3,Lia Zneimer Subdivision,Eagle County,Colorado
TITLE CHARGES
These charges are based on issuance of the policy or policies described in the attached Commitment for Title Insurance,and includes premiums
for the proposed coverage amount(s)and endorsement(s)referred to therein,and may also include additional work and/or third party charges
related thereto.
If applicable,the designation of"Buyer"and"Seller"shown below may be based on traditional settlement practices in Eagle County,Colorado,
and/or certain terms of any contract,or other information provided with the Application for Title Insurance.
Owner's Policy Premium: $3,525.00
Loan Policy Premium: $150.00
Additional Lender Charge(s):
Additional Other Charge(s):
Tax Certificate: $25.00
Total Endorsement Charge(s): $340.00
TBD Charge(s):
TOTAL CHARGES: $4,040.00
Service Beyond Expectation in Colorado for:Eagle,Garfield,Grand,Pitkin and Summit Counties.(Limited Coverage:Jackson,Lake,Park and Routt Counties)
Locations I n:Avon/Beaver Creek,Basalt,Breckenridge,Granby,and Winter Park(Closing Services available in Aspen and Glenwood Springs).
ALTA Commitment Form(6-17-06)
COMMITMENT FOR TITLE INSURANCE
WESTCOR4 ISSUED BY
Land Title Insurance Company WESTCOR LAND
TITLE INSURANCE COMPANY
Westcor Land Title Insurance Company, a California corporation ("Company"), for a valuable
consideration, commits to issue its policy or policies of title insurance, as identified in
Schedule A, in favor of the Proposed Insured named in Schedule A , as owner or mortgagee of
the estate or interest in the land described or referred to in Schedule A, upon payment of the
premiums and charges and compliance with the Requirements; all subject to the provisions of
Schedules A and B and to the Conditions of this Commitment.
This Commitment shall be effective only when the identity of the Proposed Insured and the
amount of the policy or policies committed for have been inserted in Schedule A by the
Company.
All liability and obligation under this Commitment shall cease and terminate six (6)months
after the Effective Date or when the policy or policies committed for shall issue,whichever
first occurs, provided that the failure to issue the policy or policies is not the fault of the
Company.
The Company will provide a sample of the policy form upon request.
IN WITNESS WHEREOF, WESTCOR LAND TITLE INSURANCE COMPANY has caused
its corporate name and seal to be hereunto affixed and by these presents to be signed in
facsimile under authority of its by-laws, effective as of the date of Commitment shown in
Schedule A.
Issued By:
'llll TITLE COMPANY WESTCOR TITLE INSURANCE COMPANY
of the rockies HOME OFFICE
201 N.New York Avenue,Suite 200
The Title Company of the Rockies Winter Park,Florida 32789
10 W Beaver Creek Blvd.,Suite 221,PO Box 980 Telephone:(407)629-5842
Avon,CO 81620-0980 ,p,� 11 : llet; ' 1 1.
Phone:(970)949-9497 •
A11!!1:_ tat-teitat
CM-2(ALTA Commitment for Title Insurance(6-17-06) (WLTIC Edition(9/26/07)
COMMITMENT for TITLE INSURANCE
issued by
rIillIITITLE COMPANY
of the rockies
as agent for
WESTCOR LAND TITLE INSURANCE COMPANY
Reference: Puczynski Commitment Number: 0818104-C
Commitment Ordered By: Inquiries should be directed to:
Jared Saul Burke Larson
Keller Williams Mountain Properties Title Company of the Rockies
1140 Edwards Village Blvd#102-104 10 W.Beaver Creek Blvd#221,P.O.Box 980
Edwards,CO 81632 Avon,CO 81620-0980
Phone: 970-476-1600 Fax: Phone: (970)949-9497 Fax: (970)949-9486
email:jaredssaul@gmail.com email:BLarson@TitleCoRockies.com
Reference Property Address:
1714 Buffehr Creek Road,Vail,CO 81657
SCHEDULE A
1. Effective Date: August 19,2016,7:00 am Issue Date: September 01,2016
2. Policy(or Policies)to be issued:
a) ALTA Owner's Policy(6-17-06) Policy Amount: $1,800,000.00
Premium: $3,600.00
Proposed Insured: Sharon Puczynski
b) ALTA Loan Policy(6-17-06) Policy Amount: $800,000.00
Premium: $440.00
Proposed Insured: A Lender To Be Determined
3. The estate or interest in the Land described or referred to in this Commitment is:
Fee Simple
and Title to said estate or interest is at the Effective Date vested in:
V.James Andretta
4. The Land referred to in this Commitment is located in the County of Eagle, State of Colorado,and
is described as follows:
Lot 3,LIA ZNEIMER SUBDIVISION,according to the Plat thereof recorded August 30, 1991
in Book 561 at Pace 208 as Reception No.457336,County of Eagle,State of Colorado.
Alta Commitment-2006 Schedule A
Commitment No.0818104-C Schedule B-I Requirements
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B-SECTION I
REQUIREMENTS
THE FOLLOWING ARE THE REQUIREMENTS TO BE COMPLIED WITH:
Item(a) Payment to or for the account of the grantors or mortgagors of the full consideration for the
estate or interest to be insured.
Item(b) Proper instrument(s)creating the estate or interest to be insured must be executed and duly filed
for record,to wit:
1. Evidence satisfactory to the Company or its duly authorized agent that all dues and/or assessments
levied by the Homeowners Association have been paid through the date of closing.
2. Evidence satisfactory to the Company or its duly authorized agent that the"real estate transfer tax"
imposed by Ordinance No.26,Series of 1979,of the Town of Vail,Colorado has been paid,and that
the lien imposed by Section 11 thereof has been fully satisfied.
3. Deed from V.James Andretta to Sharon Puczynski.
NOTE: Duly executed real property transfer declaration,executed by either the Grantor or
Grantee,to accompany the Deed mentioned above,pursuant to Article 14 of House Bill No. 1288-
CRA 39-14-102.
4. Deed of Trust from Sharon Puczynski to the Public Trustee of Eagle County for the use of A Lender
To Be Determined,to secure$800,000.00.
The Owner's Policy,when issued,will not contain Exceptions No. 1,2,3 and 4 provided that:
(A)The enclosed form,of indemnity agreement or final affidavit and agreement is
properly executed and acknowledged by the party(ies)indicated and returned to the
Company or its duly authorized agent,and
(B)The applicable scheduled charges in the amount of$75.00,are paid to the Company
or its duly authorized agent.
The Mortgage Policy,when issued,will not contain Exceptions No. 1,2,3 and 4,and will contain
Endorsement Form 100,provided that:
(A)The enclosed form of indemnity agreement or final affidavit and agreement is
properly executed and acknowledged by the party(ies)indicated and returned to the
Company or its duly authorized agent,and
(B)Applicable scheduled charges in the amount of$70.00 are paid to the Company or its
duly authorized agent.
The Mortgage Policy,when issued,will contain the following Endorsement Form(s),provided
that applicable scheduled charges in the amount(s)following each endorsement are paid to the
Company or its duly authorized agent.
8.1 Environmental $50.00
115.2 Planned Unit $145.00
Alta Commitment-2006 Schedule B-I Requirements
Commitment No.0818104-C Schedule B-I Requirements(continued)
Exception No. 5 under Schedule B,Section II of this commitment will not appear in the policy or
policies to be issued pursuant hereto,provided that(a)the documents contemplated by the
requirements set forth in Schedule B,Section I of this commitment are submitted to and approved
and recorded by the Company or its duly authorized agent,and(b)an examination of the records
in the office of the County Clerk and Recorder by the Company or its duly authorized agent
discloses that no defects,liens,encumbrances,adverse claims or other matters have been recorded
in such records subsequent to the effective date hereof,and prior to the recording date of such
recording(s).
Exception No. 6 under Schedule B,Section II of this commitment will be amended in the policy
or policies to be issued pursuant hereto,to read"Taxes and Assessments for the year 2016 and
subsequent years,a lien,not yet due or payable".
24-month Chain of Title: The only conveyance(s)affecting said land recorded within the 24
months preceding the date of this commitment is(are)as follows:
Warranty deed recorded December 31,2001 at Reception No.781524.
NOTE: If no conveyances were found in that 24 month period,the last recorded
conveyance is reported.If the subject land is a lot in a subdivision plat less than 24 months
old,only the conveyances subsequent to the plat are reported.
Alta Commitment-2006 Schedule B-I Requirements(continued)
Commitment No.0818104-C Schedule B-II Exceptions
COMMITMENT FOR TITLE INSURANCE
SCHEDULE B-SECTION II
EXCEPTIONS
Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless
the same are disposed of to the satisfaction of the Company.
Any loss or damage,including attorney fees,by reason of the matters shown below:
1. Any facts,rights,interests,or claims which are not shown by the Public Records but which could be
ascertained by an inspection of said Land or by making inquiry of persons in possession thereof.
2. Easements or claims of easements,not shown by the Public Records.
3. Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title
that would be disclosed by an accurate and complete land survey of the Land.
4. Any lien,or right to a lien for services,labor or material heretofore or hereafter furnished,imposed
by law and not shown by the Public Records.
5. Defects,liens,encumbrances,adverse claims or other matters,if any created,first appearing in the
Public Records or attaching subsequent to the effective date hereof,but prior to the date of the
proposed insured acquires of record for value the estate or interest or mortgage thereon covered by
this Commitment.
6. (a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority
that levies taxes or assessments on real property or by the Public Records;(b)proceedings by a
public agency that may result in taxes or assessments,or notices of such proceedings,whether or not
shown by the records of such agency or by the Public Records.
7. Right of the Proprietor of a Vein or Lode to extract and remove his ore therefrom,should the same
be found to penetrate or intersect the premises,and right of way for ditches or canals constructed by
the authority of the United States,as reserved in United States Patent recorded August 16, 1909 in
Book 48 at Page 542.
8. Holy Cross Electric Association right of way easement recorded August 24, 1967 in Book 211 at
Page 103 as Reception No. 106436.
9. Covenants,conditions,restrictions and easement provisions contained in the Agreement with
Mountain States Telephone and Telegraph Company recorded September 27, 1973 in Book 231 at
Page 291 as Reception No. 127161.
10. Covenants,conditions,and restrictions contained in the Protective Covenants of Lion's Ridge
Subdivision Filing No.2 recorded September 20, 1972 in Book 225 at Page 443 as Reception No.
121218,Addendum thereto recorded September 29, 1972 in Book 225 at Page 565 as Reception No.
121341,Amendment thereto recorded January 22, 1974 in Book 233 at Page 53 as Reception No.
128943,and Second Amendment thereto recorded July 1, 1983 in Book 362 at Page 804 as
Reception No.259131.
11. Covenants,conditions,restrictions,notes;easements,reservations and rights of ways as shown on
the Plat of Lion's Ridge Subdivision Filing No.2 recorded September 20, 1972 in Book 225 at Page
444 as Reception No. 121219.
Alta Commitment-2006 Schedule B-II Exceptions
Commitment No.0818104-C Schedule B-II Exceptions(continued)
12. Covenants,conditions,restrictions and easement provisions contained in the Planned Unit
Development Plan and Declaration of Protective Covenants recorded March 27, 1980 in Book 300
at Page 758 as Reception No. 197147,and rerecorded April 10, 1980 in Book 301 at Page 415 as
Reception No. 197803.
13. Easement Deed to Lion's Ridge Water District and Vail Village West Water and Sanitation District
recorded May 22, 1981 in Book 323 at Page 505 as Reception No.219871.
14. Holy Cross Electric Association Underground Right of Way Easement recorded August 8, 1991 in
Book 559 ay Page 506 as Reception No.455636.
15. Holy Cross Electric Association Trench,Conduit and Vault Agreement recorded August 21, 1991
in Book 560 at Page 497 as Reception No.456626.
16. Holy Cross Electric Association Underground Right of Way Easement recorded September 5, 1991
in Book 561 ay Page 501 as Reception No.457629.
17. Covenants,conditions,restrictions,notes;easements,reservations and rights of ways as shown on
the Plat of Lia Zneimer Subdivision recorded August 30, 1991 in Book 561 at Page 208 as
Reception No.457336.
18. Covenants,conditions,restrictions and easement provisions contained in the Declaration of
Protective Covenants for Lia Zneimer Subdivision recorded October 5, 1992 in Book 590 at Page
722 as Reception No.486821,First Amendment and Supplement thereto recorded June 6, 1994 in
Book 642 at Page 116 as Reception No. 538163, Second Amendment and Supplement thereto
recorded October 6, 1995 in Book 677 at Page 744 as Reception No. 573756,Third Amendment and
Supplement thereto recorded June 17, 1996 in Book 697 at Page 497 as Reception No. 593489 and
July 12, 1996 in Book 699 at Page 586 as Reception No. 595576,Fourth Amendment and
Supplement thereto recorded July 30, 1999 at Reception No.704151,and Fifth Amendment and
Supplement thereto recorded October 27, 1999 at Reception No.713020.
19. Holy Cross Electric Association Trench,Conduit and Vault Agreement recorded July 28, 1993 in
Book 614 at Page 971 as Reception No. 511046.
20. Covenants,conditions,restrictions and easement provisions contained in the Easement deed
Covenants for Private Road and Utilities recorded October 5, 1992 in Book 590 at Page 723 as
Reception No.486822.
21. Holy Cross Electric Association Underground Right of Way Easement recorded July 12, 1993 in
Book 613 at Page 586 as Reception No. 509662.
Alta Commitment-2006 Schedule B-II Exceptions(continued)
DISCLOSURE STATEMENTS
Note 1: Colorado Division of Insurance Note 5:Pursuant to C.R.S.§10-11-123 Notice Note 10:Pursuant to Regulation 3-5-1 Section
Regulations 3-5-1,Paragraph C of Article VII, is hereby given: 9(G)notice is hereby given that
requires that (a)If there is recorded evidence that a mineral "Until a title entity receives written
"Every Title entity shall be responsible for estate has been severed,leased or otherwise instructions pertaining to the holding of
all matters which appear of record prior to the conveyed from the surface estate then there fiduciary funds,in a form agreeable to the title
time of recording whenever the Title entity is a substantial likelihood that a third party entity,it shall comply with the following:
conducts the closing and is responsible for holds some or all interest in oil,gas,other 1. The title entity shall deposit funds into an
recording or filing of legal documents minerals, or geothermal energy in the escrow, trust, or other fiduciary account
resulting from the transaction which was property,and and hold them in a fiduciary capacity.
closed."(Gap Protection) (b) That such mineral estate may include the 2. The title entity shall use any funds
right to enter and use the property without designated as "earnest money" for the
the surface owner's permission. consummation of the transaction as
Note 2: Exception No. 4 of Schedule B, evidenced by the contract to buy and sell
Section 2 of this Commitment may be deleted Note 6: Effective September 1, 1997, C.R.S. real estate applicable to said transaction,
from the Owner's Policy to be issued §30-10-406 requires that all documents except as otherwise provided in this
hereunder upon compliance with the following received for recording or filing in the clerk section. If the transaction does not close,
conditions: and recorder's office shall contain a top the title entity shall:
A. The Land described in Schedule A of this margin of at least one inch and a left,right and a. Release the earnest money funds as
commitment must be a single-family bottom margin of at least one-half inch the directed by written instructions signed
residence, which includes a condominium clerk and recorder may refuse to record or file by both the buyer and seller;or
or townhouse unit. any document that does not conform. b.If acceptable written instructions are not
B. No labor or materials may have been received,uncontested funds shall be held
furnished by mechanics or materialmen for Note 7:Our Privacy Policy: by the title entity for 180 days from the
purpose of construction on the Land We will not reveal nonpublic personal scheduled date of closing, after which
described in Schedule A of this customer information to any external non- the title entity shall return said funds to
Commitment within the past 13 months. affiliated organization unless we have been the payor.
C. The Company must receive an appropriate authorized by the customer,or are required by 3. In the event of any controversy regarding
affidavit indemnifying the Company law. the funds held by the title entity
against unified mechanic's and (notwithstanding any termination of the
materialmen's liens. Note 8:Records: contract), the title entity shall not be
D.Any deviation from conditions A though C Regulation 3-5-1 Section 7 (N)provides that required to take any action unless and until
above is subject to such additional each title entity shall maintain adequate such controversy is resolved. At its option
requirements or Information as the documentation and records sufficient to show and discretion,the title entity may:
Company may deem necessary, or, at its compliance with this regulation and Title 10 a.Await any proceeding;or
option, the Company may refuse to delete of the Colorado Revised Statutes for a period b. Interplead all parties and deposit such
the exception. of not less than seven (7) years, except as funds into a court of competent
E.Payment of the premium for said coverage. otherwise permitted by law. jurisdiction,and recover court costs and
reasonable attorney and legal fees;or
Note 9: Pursuant Regulation 3-5-1 Section 9 c. Deliver written notice to the buyer and
Note 3: The following disclosures are hereby (F)notice is hereby given that seller that unless the title entity receives
made pursuant to§10-11-122,C.R.S.: "A title entity shall not earn interest on a copy of a summons and complaint or
(i)The subject real property may be located in fiduciary funds unless disclosure is made to all claim (between buyer and seller),
a special taxing district; necessary parties to a transaction that interest containing the case number of the
(ii) A certificate of taxes due listing each is or has been earned. Said disclosure must lawsuit or lawsuits, within 120 days of
taxing jurisdiction shall be obtained from offer the opportunity to receive payment of the title entity's written notice delivered
the County Treasurer or the County any interest earned on such funds beyond any to the parties,title entity shall return the
Treasurer's authorized agent;and administrative fees as may be on file with the funds to the depositing party."
(iii)Information regarding special districts and division. Said disclosure must be clear and
the boundaries of such districts may be conspicuous,and may be made at any time up
obtained from the County Commissioners, to and including closing."
the County Clerk and Recorder, or the Be advised that the closing agent will or
County Assessor. could charge an Administrative Fee for
processing such an additional services request
Note 4: If the sales price of the subject and any resulting payee will also be subjected
property exceeds$100,000.00,the seller shall to a W-9 or other required tax documentation
be required to comply with the disclosure or for such purpose(s).
withholding provisions of C.R.S. §39-22- Be further advised that, for many
604.5(Non-resident withholding). transactions, the imposed Administrative Fee
associated with such an additional service may
exceed any such interest earned.
Therefore,you may have the right to some
of the interest earned over and above the
Administrative Fee, if applicable (e.g., any
money over any administrative fees involved
in figuring the amounts earned).
Disclosure Statements
CONDITIONS
1. The term mortgage,when used herein, shall include deed of trust, trust deed, or other
security instrument.
2. If the proposed Insured has or acquired actual knowledge of any defect, lien,
encumbrance, adverse claim or other matter affecting the estate or interest or
mortgage thereon covered by this Commitment other than those shown in Schedule B
hereof, and shall fail to disclose such knowledge to the Company in writing, the
Company shall be relieved from liability for any loss or damage resulting from any
act of reliance hereon to the extent the Company is prejudiced by failure to so
disclose such knowledge. If the proposed Insured shall disclose such knowledge to
the Company, or if the Company otherwise acquires actual knowledge of any such
defect, lien,encumbrance, adverse claim or other matter, the Company at its option
may amend Schedule B of this Commitment accordingly, but such amendment shall
not relieve the Company from liability previously incurred pursuant to paragraph 3
of these Conditions and Stipulations.
3. Liability of the Company under this Commitment shall be only to the named
proposed Insured and such parties included under the definition of Insured in the
form of policy or policies committed for and only for actual loss incurred in reliance
hereon in undertaking in good faith(a) to comply with the requirements hereof, or
(b)to eliminate exceptions shown in Schedule B, or(c)to acquire or create the estate
or interest or mortgage thereon covered by this Commitment. In no event shall such
liability exceed the amount stated in Schedule A for the policy or policies committed
for and such liability is subject to the insuring provisions and Conditions and
Stipulations and the Exclusions from Coverage of the form of policy or policies
committed for in favor of the proposed Insured which are hereby incorporated by
reference and are made a part of this Commitment except as expressly modified
herein.
4. This Commitment is a contract to issue one or more title insurance policies and is not
an abstract of title or a report of the condition of title. Any action or actions or rights
of action that the proposed Insured may have or may bring against the Company
arising out of the status of the title to the estate or interest or the status of the
mortgage thereon covered by this Commitment must be based on and are subject to
the provisions of this Commitment.
5. The policy to be issued contains an arbitration clause. All arbitrable matters when
the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of
either the Company or the Insured as the exclusive remedy of the parties. You may
review a copy of the arbitration rules at< http://www.alta.org/>.
Westcor Land Title Insurance Company
Joint Notice of Privacy Policy
of
Westcor Land Title Insurance Company
and
The Title Company of the Rockies
Westcor Land Title Insurance Company ("WLTIC") and The Title Company of the Rockies value their customers and are
committed to protecting the privacy of personal information. In keeping with that philosophy,we each have developed a Privacy
Policy,set out below,that will endure the continued protection of your nonpublic personal information and inform you about the
measures WLTIC and The Title Company of the Rockies take to safeguard that information. This notice is issued jointly as a
means of paperwork reduction and is not intended to create a joint privacy policy. Each company's privacy policy is separately
instituted,executed,and maintained.
Who is Covered
We provide our Privacy Policy to each customer when they purchase a WLTIC title insurance policy. Generally,this means that
the Privacy Policy is provided to the customer at the closing of the real estate transaction.
Information Collected
In the normal course of business and to provide the necessary services to our customers, we may obtain nonpublic personal
information directly from the customer,from customer-related transactions,or from third parties such as our title insurance agent,
lenders,appraisers,surveyors and other similar entities.
Access to Information
Access to all nonpublic personal information is limited to those employees who have a need to know in order to perform their
jobs. These employees include,but are not limited to,those in departments such as closing, legal,underwriting, claims and
administration and accounting.
Information Sharing
Generally,neither WLTIC nor The Title Company of the Rockies shares nonpublic personal information that it collects with
anyone other than those individuals necessary needed to complete the real estate settlement services and issue its title insurance
policy as requested by the consumer. WLTIC or The Title Company of the Rockies may share nonpublic personal information
as permitted by law with entities with whom WLTIC or The Title Company of the Rockies has a joint marketing agreement.
Entities with whom WLTIC or The Title Company of the Rockies have a joint marketing agreement have agreed to protect the
privacy of our customer's nonpublic personal information by utilizing similar precautions and security measures as WLTIC and
The Title Company of the Rockies use to protect this information and to use the information for lawful purposes. WLTIC or
The Title Company of the Rockies,however, may share information as required by law in response to a subpoena, to a
government regulatory agency or to prevent fraud.
Information Security
WLTIC and The Title Company of the Rockies,at all times, strive to maintain the confidentiality and integrity of the personal
information in its possession and has instituted measures to guard against its unauthorized access. We maintain physical,
electronic and procedural safeguards in compliance with federal standards to protect that information.
The WLTIC Privacy Policy can be found on WLTIC's website at www.wltic.com