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HomeMy WebLinkAboutDRB150554_Title info_1449790680.pdf • • Ownership documents • Home originally titled to Kim Long • Ownership transferred to Happy Place, LLC • Owner of Happy Place is Long Family Revocable Trust with Jeff and Kim Long as Managers _ __:. �_: :-«-2 .sirq ASSIGNMENT OF INTEREST AND ADMISSION AS A SUBSTITUTE MEMBER KNOW ALL MEN BY THESE PRESENTS, I Kim P. Long, do hereby assign to the Long Family revocable Trust dated November 14, 2012 my Limited Liability Company interest in the HAPPY PLACE, LLC. A Colorado Limited Liability Company (the "Company"), such interest representing One Hundred percent (100%) of the capital, profits and losses of such Company. I do hereby authorize and direct the Company to account to and with the assignee for all profits, losses and income arising under the Company in the same manner and with the same force and effect as if such account were had and made to me personally. I express my intent that the assignee be admitted to the Company as a Substitute Member. P. Long Date/ ACCEPTANCE BY ASSIGNEE The undersigned hereby agrees to be bound by the terms and conditions of the Operating agreement of Happy Place, LLC. dated November 1, 2015, as amended. Long Family Revocable Trust Dated November 14, 2012 'Kim P. Long,`Truste Jeffrey C. Long, Trustee ACCEPTANCE BY MEMBERS The undersigned, being all or a majority of the members of Happy Place, LLC., hereby consent to the assignment as provided in this instrument and admits the Long Family Trust dated November 1, 2015 as a Substitute member. NAME AND MAILING ADDRESS: SIGNATURE: Kim P. Long 7073 S. Locust Circle �f/ Centennial, CO 80112 �i c�, Jeffrey C. Long 7073 S. Locust Circle Centennial, CO 80112 TOWN OF VAIL REAL ESTATE TRANSFER TAX EXEMPTION APPLICATION Grantor(Seller): Kim P. Long Grantee (Buyer): Happy Place,LLC (Kim P. Long, Member) Date of Closing: upon approval of this exemption (Al!appropriate documents pertaining to this request must be submitted with this request.) Parcel A, Bighorn Subdivision Fourth Addition Legal description: A resubdivision of Lot 14 According to the Duplex Plat recorded May 27, 2011 as Reception No. 201109528 County of Eagle, State of Colorado Address of property: 4512 Streamside Circle,Unit A Vail, CO 81657 The undersigned, as grantor/grantee of a deed or instrument of conveyance dated hereby applies for exemption from the payment of the Land Transfer Tax, imposed by Title 2, Chapter 6 of the Vail Municipal Code,of the Town of Vail. The basis for such exemption is as follows: I purchased a home in East Vail in August,2011. For estate planning purposes I would like to transfer title of the house to Happy Place,LLC.I am currently the sole Member of the LLC but plan to add my children as additional Members once title has been transfered to Happy Place, LLC. I hereby certify under penalty of perjury that the foregoing statements are true and correct. Grantor/ i ntee` / Date PLEASE PRINT Name: Kim Long **See below Address: 7073 S. Locust Cir. Centennial, CO 80112 Phone: 303-689-9388 EXEMPTION The above requested exemption is: - . Granted Denied • Nita-MA -(~-J Town Manager A,IScT&'.td. w i ct, (p r� Date Please fill out and return to: Town of Vail, 75 S. Frontage Road, Vail, CO 81657 along with a self-addressed, stamped envelope. ** Original executed copy of this application will be sent back to applicant(at address noted above) upon approval/denial of application. If others are to receive a response, please provide the appropriate self-addressed,stamped envelopes for return. • SPECIAL WARRANTY DEED THIS DEED made this 7 day of �l�w.�. ! , dL/ between Kim P.Long of the said County of E � and State of Colorado and Happy Place LLC,a Colorado Limited Liability Company whose legal address is 7073 S,Locust Circle,Centennial,CO 80112 of the said County of(arc--?s.�10 t'and State of Colorado,Grantee: WITNESS,that the Grantor,for and in consideration of the sum of($10.00)Ten Dollars and No Cents,the receipt and sufficiency of which is hereby acknowledged,has granted,bargained,sold,conveyed and by these presents does grant, bargain, sell, convey and confirm, unto the Grantees, their heirs and assigns forever, all the real property together with any improvements, if any, situate, tying and being in the County of Eagle and State of Colorado described as follows: Parcel A - BIGHORN SUBDIVISION FOURTH ADDITION A RESUBDIVISION OF LOT 14 According to the Duplex Plat recorded May 27,2011 as Reception No.201108528. also known by street and number as: 4512 Streamside Circle,A,Vail,CO 81657 TOGETHER with all and singular the hereditaments and appurtenances thereto belonging,or in anywise appertaining, and the reversion and reversions,remainder and remainders,rents,Issues and profits thereof,and all the estate,right, title,interest,claim and demand whatsoever of the grantor,either in law or equity,of,in and to the above bargained premises,with the hereditaments and appurtenances. TO HAVE AND TO HOLD the said premises above bargained and described, with the appurtenances, unto the grantee,his heirs and assigns forever except: Any and all taxes,liens,covenants,restrictions,rights of way and easements The grantor,for himself,his heirs,and personal representatives or successors,do covenant,and agree that he shall and will WARRANT AND FOREVER DEFEND the above-bargained premises in the quiet and peaceable possession of the grantee,his heirs and assigns,against all and every person or persons claimingthe whole or anypart thereof, by,and through or under the grantor. The singular number shall include the plural,the plural the singular,and the use of any gender shall be applicable to ail genders. . IN WITNESS WHERE• e Grant. -= executed this deed on the date set forth above. ''m P.Long ~` State of Colorado County of The foregoing instrument was acknowledged before me this '-a'\-` day of r�tv 2.117;by Kim P. Long. Witness my hand and official seal. Notary Public: My commission expires: V2-10 ne'r--NOTA:RF4s),Ac' SEuRACOPUBLIC File Number, 01330-1940 CO Special Warranty Deed Pham Pagel of 2 ste a L title Stewart Title- Edwards 97 Main Street, Ste VV-201 View your transaction progress 24/7 via SureClose. Edwards, CO 81632 Ask us about your login today! Date: July 26, 2011 File Number: 01330-1940 Buyer: Kim P. Long Seller: Elizabeth W. Dean Property: 4512 Streamside Circle, A,Vail, CO 81657 Please direct all Closing inquiries to: Please direct all Title inquiries to: Trudy Matarese Melanie Lang P.O. Box 2000-97 Main St. Email Address: mlang@stewart.com Suite W-201 Edwards, CO 81632 Phone: (970)926-0230 Fax: (970)926-0235 Email Address: tmatares@stewart.com SELLER: BUYER: Elizabeth W. Dean Kim P. Long 3131 Little Turkey Creek CO Colorado, CO 80926 Phone: (303)478-7483 Phone: (719)332-1251 Email Address: jlong@long.com Email Address: warrenhdean@yahoo.com Delivery Method: Emailed Delivery Method: Emailed Listing Agent: Selling Agent: Advantage Real Estate Todd M. Keleske, Broker PO Box 5900 P.O. Box 5900 Vail, CO 81658 Vail, CO 81658 Attn: Roger Pack Attn: Todd Keleske Phone: (970)926-1155 Phone: (970)390-0070 Fax: (970)926-1134 Fax: (970)476-0030 Email Address: roger@packappraisal.com Email Address: tmkkel@yahoo.com Delivery Method: Emailed Delivery Method: Emailed We Appreciate Your Business and Look Forward to Serving You in the Future. ______c Fs•:_ice:_—::_- _r_,-=.__ -_ __ ____. rr.=r r ..-.srr ________________________________ :_r_--_rr_�� _ _______.___ _ _ -- :__:-_r ALTA Commitment(6/17/06) ALTA Commitment Form COMMITMENT FOR TITLE INSURANCE Issued by a Stewart .title guaranty company STEWART TITLE GUARANTY COMPANY, a Texas Corporation("Company"), fora valuable consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate six months after the Effective Date or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory. IN WITNESS WHEREOF, Stewart Title Guaranty Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Countersigned by: stewart Lirrf 1 Senior Chairman of the Board _�4 4. fide guaranty company Authoriud Countersignatutr Stewart Title- Edwards ��tta.�0?rte 97 Main Street, Ste W-201 4 0P0/ "y +T Chairman of the Board Edwards, CO 81632 _ t7,t, ID ti .a I '� rExASr�'P ire--- �,/,moi President Copyright 2006-2009 American Land Title Association. All rights reserved. 4.1,e) L,i33 The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. s.A., 11r1 All other uses are prohibited. Reprinted under license from the American Land Title Association, ....,.., File No.:01330-1940 Page 1 of 2rt r-D 004-UN ALTA Commitment(6/17/06) 9+.a arty company CONDITIONS 1. The term mortgage,when used herein,shall include deed of trust,trust deed,or other security instrument. 2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing,the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly,but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions. 3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a)to comply with the requirements hereof, or(b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at<http://www.alta.org/>. Stewart 1-title guaranty company All notices required to be given the Company and any statement in writing required to be furnished the Company shall be addressed to it at P.O. Box 2029, Houston, Texas 77252. Copyright 2006-2009 American Land Title Association. All rights reserved. ,r�, it ak4 The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. it All other uses are prohibited. Reprinted under license from the American Land Title Association. File No.:01330-1940 Page 2 of 2st 004-UN ALTA Commitment(6/17/06) C-.t,se9uaranty company _+ • COMMITMENT FOR TITLE INSURANCE SCHEDULE A • File No.: 01330-1940 1. Effective Date: July 15, 2011 at 8:00 A.M. 2. Policy or Policies to be issued: Amount of Insurance (a)A.L.T.A. Owner's 2006(Extended) $999,999.00 Proposed Insured: Kim P. Long • (b)A.L.T.A. Mortgagee's Proposed Insured: • 3. The estate or interest in the land described or referred to in this Commitment and covered herein is: Fee Simple 4. Title to the said estate or interest in said land is at the effective date hereof vested in: • Elizabeth W. Dean • 5. The land referred to in this Commitment is described as follows: Parcel A BIGHORN SUBDIVISION FOURTH ADDITION A RESUBDIVISION OF LOT 14 According to the Duplex Plat recorded May 27, 2011 as Reception No. 201109528. COUNTY OF EAGLE STATE OF COLORADO Purported Address: STATEMENT OF CHARGES 4512 Streamside Circle These charges are due and payable A before a policy can be issued Vail, CO 81657 Basic Rate 2006 Owner's Policy: $2350.00 Owner's Extended Coverage: $50.00 Tax Certificate: $20.00 Copyright 2006-2009 American Land Title Association. All rights reserved. ftM1 I, The use of this Form is restricted to ALTA licensees and ALTA members In good standing as of the date of use. k��i,inH A All other uses are prohibited. Reprinted under license from the American Land Title Association. r+ File No.01330-1940 Page 1 of 1 —stevva CO STG ALTA Commitment Sch A STO ----;rtle gusmanty company • COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART I File No.: 01330-1940 The following are the requirements to be complied with: 1. Payment to or for the account of the grantor(s) or mortgagor(s) of the full consideration for the estate or interest to be insured. 2. Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for record. 3. Evidence satisfactory to Stewart Title Guaranty Company of payment of all outstanding taxes and assessments as certified by the County Treasurer. 4. Execution of Affidavit as to Debts and Liens and its return to Stewart Title Guaranty Company. NOTE: If work has been performed on, or in connection with, the subject property (architectural drawings, soils testing, foundation work, installation of materials), please notify the Company's escrow officer within 10 days of receipt of this title commitment 5. Evidence satisfactory to Stewart Title Guaranty Company that the real estate transfer tax assessed by the Town of Vail has been paid or that the transaction is exempt from said tax. 6. Execution of an acceptable survey affidavit certifying that there have been no new improvements constructed or major structural changes made on the subject property. 7. Deed from Brody Family Limited Liability Company,a Colorado limited liability company vesting fee simple title in Elizabeth W. Dean. Note: notation of the legal address of the grantee must appear on the deed as per 1976 amendment to statute on recording of deeds CRS 38-35-109 (2). NOTE:A Deed from Elizabeth W. Dean vesting fee simple title in Brody Family Limited Liability Company, a Colorado limited liability company, conveying Parcel B, should also be recorded. 8. Deed from vested owner(s) vesting fee simple title in the purchaser(s). Note: Notation of the legal address of the grantee must appear on the deed as per 1976 amendment to statute on recording of deeds CRS 38-35-109 (2). Copyright 2006-2009 American Land Title Association. All rights reserved. !. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. i n<ic-iirr i All other uses are prohibited. Reprinted under license from the American Land Title Association, File No.01330-1940 Page 1 of 1 Stewart CO STG ALTA Commitment Sch B I iee guaranty company COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART II File No.: 01330-1940 Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: 1. Rights or claims of parties in possession, not shown by the public records. 2. Easements, or claims of easements, not shown by the public records. • 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title that would be disclosed by an accurate and complete land survey of the Land and not shown by the public records. 4. Any lien, or right to a lien,for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment. 6. Unpatented mining claims, reservations or exceptions in patents, or in acts authorizing the issuance thereof. 7. Water rights,claims or title to water. 8. Any and all unpaid taxes and assessments and any unredeemed tax sales. 9. The effect of inclusions in any general or specific water conservancy, fire protection, soil conservation or other district or inclusion in any water service or street improvement area. 10. Reservations or exceptions contained in U.S. Patents, or in Acts authorizing the issuance thereof, recorded November 17, 1902 in Book 48 at Page 492, reserving 1) Rights of the proprietor of a vein or lode to extract and remove his ore therefrom and 2) rights of way for ditches and canals constructed under the authority of the United States. 11. Reservation of a ten per cent non-participating royalty, free and clear of cost, in and to the proceeds derived from the sale of any minerals, including, without limitation, gravel, sand, oil, and gas, of whatsoever kind and nature produced and mined from said premises under any leases or contract contained in the instrument recorded November 2, 1962 in Book 166 at Page 407 as Reception No. 96658, and any assignments thereof or interests therein.The Company makes no representation as to the present ownership of this interest. 12. All matters as shown on matters shown on the Plat of Bighorn Subdivision Fourth Addition recorded February 4, 1964 as Reception No. 98774. 13. Declaration of Protective Covenants for The Bighorn Subdivision recorded in Book 174 at Page 403 as Reception No. 96856 and Amendment recorded February 6, 1964 in Book 187 at Page 31 as Reception No. 98792. 14. Easement recorded August 11, 1965 in Book 190 at Page 405 as Reception No. 101914. 15. Protective and Restrictive Covenants of Timber Falls Townhouses recorded July 19, 1977 in Book 257 at Page 570 as Reception No. 153900. Copyright 2006-2009 American Land Title Association. All rights reserved. itotAte The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. „r„ All other uses are prohibited. Reprinted under license from the American Land Title Association. �� File No.01330-1940 Page 1 of 2 CO STG ALTA Commitment Sch B II STO I tee guaranty company . • __r:-r__.�:_.._ .-r�-:::�:__:__�.=-r_:_r__.. ♦ -1__ _c__r__;_r__________ • COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART II 16. Townhouse Declaration recorded July 19, 1977 in Book 257 at Page 571 as Reception No. 153901 and Amendment to Townhouse Declaration recorded August 12, 1999 as Reception No. 705233. 17. Underground Right of Way Easement recorded September 23, 1977 in Book 260 at Page 176 as Reception No. 156523. 18. Amended and Restated Townhouse Declaration recorded May 27, 2011 as Reception No. 201109527. 19. All matters shown on the Duplex Plat recorded May 27, 2011 as Reception No.201109528. NOTE: Exceptions 1 and 4 may be deleted from the policies, provided the seller and buyer execute the Company's affidavits, as required herein, and the Company approves such deletions. If work has been performed on, or in connection with, the subject property (architectural drawings, soils testing, foundation work, installation of materials), and the Company has not reviewed and approved lien waivers and indemnitor financials, Standard Exception 4 (mechanic lien exception) will not be deleted and no mechanic lien coverage will be furnished. Exceptions 2 and 3 may be deleted from the policies, provided the Company receives and approves the survey or survey affidavit if required herein. Exception 5 will not appear on the policies, provided the Company, or its authorized agent, conducts the closing of the proposed transaction and is responsible for the recordation of the documents. • Copyright 2006-2009 American Land Title Association. All rights reserved. httttttttr The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. ;,si,,,ti, All other uses are prohibited. Reprinted under license from the American Land Title Association. _ m.•>;-.;r••+ File No.01330-1940 Page 2 of 2 • CO STG ALTA Commitment Sch B 11 STO tole guaranty company I '{ DISCLOSURES File No.: 01330-1940 Pursuant to C.R.S. 10-11-122, notice is hereby given that: A. THE SUBJECT REAL PROPERTY MAY BE LOCATED IN A SPECIAL TAXING DISTRICT; B. A CERTIFICATE OF TAXES DUE LISTING EACH TAXING JURISDICTION SHALL BE OBTAINED FROM THE COUNTY TREASURER OR THE COUNTY TREASURER'S AUTHORIZED AGENT; C. INFORMATION REGARDING SPECIAL DISTRICTS AND THE BOUNDARIES OF SUCH DISTRICTS MAY BE OBTAINED FROM THE BOARD OF COUNTY COMMISSIONERS,THE COUNTY CLERK AND RECORDER, OR THE COUNTY ASSESSOR Note: Colorado Division of Insurance Regulations 3-5-1, Subparagraph (7) (E) requires that "Every title entity shall be responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed." Provided that Stewart Title - Edwards conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction, exception number 5 will not appear on the Owner's Title Policy and the Lender's Title Policy when issued. Note: Affirmative Mechanic's Lien Protection for the Owner may be available (typically by deletion of Exception No. 4 of Schedule B, Section 2 of the Commitment from the Owner's Policy to be issued) upon compliance with the following conditions: A. The land described in Schedule A of this commitment must be a single-family residence, which includes a condominium or townhouse unit. B. No labor or materials have been furnished by mechanics or materialmen for purposes of construction on the land described in Schedule A of this Commitment within the past 6 months. C. The Company must receive an appropriate affidavit indemnifying the Company against unfiled Mechanic's and Materialmen's Liens. D. The Company must receive payment of the appropriate premium. E. If there has been construction, improvements or major repairs undertaken on the property to be purchased, within six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded liens will include: disclosure of certain construction information; financial information as to the seller, the builder and/or the contractor; payment of the appropriate premium; fully executed Indemnity agreements satisfactory to the company; and, any additional requirements as may be necessary after an examination of the aforesaid information by the Company. No coverage will be given under any circumstances for labor or material for which the insured has contracted for or agreed to pay. To comply with the provisions of C.R.S. 10-11-123,the Company makes the following disclosure: a. That there is recorded evidence that a mineral estate has been severed, leased or otherwise conveyed from the surface estate and that there is a substantial likelihood that a third partholds some or all interest in oil, gas, other minerals, or geothermal energy in the property; and b. That such mineral estate may include the right to enter and use the property without the surface owner's permission. NOTE: THIS DISCLOSURE APPLIES ONLY IF SCHEDULE B, SECTION 2 OF THE TITLE COMMITMENT HEREIN INCLUDES AN EXCEPTION FOR SEVERED MINERALS. NOTHING HEREIN CONTAINED WILL BE DEEMED TO OBLIGATE THE COMPANY TO PROVIDE ANY OF THE COVERAGES REFERRED TO HEREIN, UNLESS THE ABOVE CONDITIONS ARE FULLY SATISFIED. File No.:01330-1940 CO Commitment Disclosure STG Privacy Notice 1 (Rev 01126109) Stewart Title Companies WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION? Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and its affiliates(the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act(GLBA). The types of personal information we collect and share depend on the product or service that you have sought through us. This information can include social security numbers and driver's license number. All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday business—to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share customers'personal information;the reasons that we choose to share;and whether you can limit this sharing. Reasons we can share your personal information Do we share? Can you limit this sharing? For our everyday business purposes—to process your transactions and maintain your account.This may include running the business and managing Yes No customer accounts, such as processing transactions, mailing, and auditing services, and responding to court orders and legal investigations. For our marketing purposes—to offer our products and services to you. Yes No For joint marketing with other financial companies No We don't share For our affiliates'everyday business purposes—information about your transactions and experiences.Affiliates are companies related by common ownership or control.They can be financial and non-financial companies. Our Yes No affiliates may include companies with a Stewart name;financial companies, such as Stewart Title Company For our affiliates'everyday business purposes—information about your No We don't share creditworthiness. For our affiliates to market to you Yes No For non-affiliates to market to you. Non-affiliates are companies not related by No We don't share common ownership or control.They can be financial and non-financial companies. We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request a transaction with a non-affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control their subsequent use of information,and suggest you refer to their privacy notices.] Sharing practices How often do the Stewart Title Companies We must notify you about our sharing practices when you request a transaction. notify me about their practices? How do the Stewart Title Companies To protect your personal information from unauthorized access and use,we use protect my personal information? security measures that comply with federal and state law. These measures include computer,file, and building safeguards. How do the Stewart Title Companies We collect your personal information,for example,when you collect my personal information? • request insurance-related services • provide such information to us We also collect your personal information from others, such as the real estate agent or lender involved in your transaction, credit reporting agencies, affiliates or other companies. What sharing can I limit? Although federal and state law give you the right to limit sharing (e.g., opt out)in certain instances,we do not share your personal information in those instances. Contact Us If you have any questions about this privacy notice,please contact us at: Stewart Title Guaranty Company, 1980 Post Oak Blvd., Privacy Officer, Houston,Texas 77056 File No.:01330-1940 Page 1 of 1