HomeMy WebLinkAboutDRB160013_McDonalds Title_1453751460.pdf 1875 Lawrence Street, Suite 1300
Chicago Title Insurance Company Denver, CO 80202
Phone: (303)291-9999 Fax: (303)291-9997
FILE NO: 1483769
PROPERTY ADDRESS: 2171 North Frontage Road West,Vail, CO
BUYER 1 BORROWER: McDonald's USA, LLC, a Delaware limited liability company
SELLER: McDonald's Corporation,a Delaware corporation
PLEASE REVIEW THE ENCLOSED MATERIAL COMPLETELY AND TAKE NOTE OF THE FOLLOWING TERMS CONTAINED
THEREIN:
Schedule A:
Schedule B-Section I:
Schedule B-Section II:
WIRING INSTRUCTIONS:
Bank Name: Comerica Bank
Account Name: Chicago Title of Colorado, Inc.
Account Number:1891966242
ABA Number: 121137522
File Number: 1483769
Branch: 58
Title Officer: Peter DeCicco(peter.deciccoCa ctt.com)
Peter DeCicco(peter.decicco cCr�.ctt.com)can be reached at(303)291-9903 (PH), (303)291-9997 (FAX) or via email at.
Thank you for choosing Chicago Title Insurance Company
To: Chicago Title Ins Co Attn: Don Nagy/71100324/05-0712
701 5th Avenue#3400 Phone:
Seattle WA 98104 Fax:
E-mail: don.nagy( ctt.com
•
FDC00340.rdw End of Transmittal Transmittal Letter-Commercial
American Land Title Association ALTA Commitment Form
Adopted 6-17-06
ALTA Commitment Form
COMMITMENT FOR TITLE INSURANCE
Issued By
CHICAGO TITLE INSURANCE COMPANY
Chicago Title Insurance Company, a Nebraska corporation ("Company"), for a valuable consideration, commits to issue
its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A,
as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the
premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to
the Conditions of this Commitment.
This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or
policies committed for have been inserted in Schedule A by the Company.
All liability and obligation under this Commitment shall cease and terminate 6 months after the Effective Date or when
the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or
policies is not the fault of the Company.
The Company will provide a sample of the policy form upon request.
This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory.
IN WITNESS WHEREOF, CHICAGO TITLE INSURANCE COMPANY has caused its corporate name and seal to be
affixed by its duly authorized officers on the date shown in Schedule A.
Chicago Title Insurance Company
cps,pQ fro,
Countersigned: 11S s$4
T.
Copyright American Land Title Association.All rights reserved.The use of this Form is resiricled to ALTA licensees
encs ALTA members in goal standing as of the dale of use,All other uses are prc;itibiteo Reprinted under license twin the '
American Land Title Association �x-
American Land Title Association ALTA Commitment Form
Adopted 6-17-06
CONDITIONS
1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument.
2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other
matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in
Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing, the Company shall be
relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is
prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the
Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse
claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such
amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these
Conditions.
3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties
included under the definition of Insured in the form of policy or policies committed for and only for actual loss
incurred in reliance hereon in undertaking in good faith (a)to comply with the requirements hereof, or(b) to
eliminate exceptions shown in Schedule B, or(c) to acquire or create the estate or interest or mortgage thereon
covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy
or policies committed for and such liability is subject to the insuring provisions and Conditions and the Exclusions
from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby
incorporated by reference and are made a part of this Commitment except as expressly modified herein.
4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report
of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring
against the Company arising out of the status of the title to the estate or interest or the status of the mortgage
thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment.
5, The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is
$2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of
the parties. You may review a copy of the arbitration rules at<http://www.alta.org/>.
Copyright American Land Title Association,All rights reserved.The use of this Form is restricted io ALTA licensees
aria ALTA members in goc>a etariding as 0t the dale 01 use.All other uses are prohibited Reprinted under license from the
American Land Title Association
CHICAGO TITLE INSURANCE COMPANY
COMMITMENT FOR TITLE INSURANCE
SCHEDULE A
SITE NO. 005-0060/Revision No. 3
Commitment Number: 1483769
1. Effective date: January 13, 2016 at 7:30 AM
2. Policy or Policies to be issued: Policy Amount Premium
(A) Owner's Policy ( ALTA Owner's Policy (6-17-06) ) $750,000.00 $ 977.00
Proposed Insured:
McDonald's USA, LLC, a Delaware limited liability company
(B) Loan Policy ( )
Proposed Insured:
Tax Certificate
Delete 1-4 (Commercial) $60.00
TOTAL: $ 1,037.00
3. The estate or interest in the land described or referred to in this Commitment is:
fee simple (Parcel One and Two) Easement (Parcel Three)
4. Title to the fee simple (Parcel One and Two) Easement(Parcel Three) estate or interest in the land is
at the Effective Date vested in:
McDonald's Corporation, a Delaware corporation
5. The land referred to in this Commitment is described as follows:
SEE EXHIBIT"A"ATTACHED HERETO AND MADE A PART HEREOF
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment-2006(Schedule A)
CHICAGO TITLE INSURANCE COMPANY
SCHEDULE B -SECTION I
REQUIREMENTS
Commitment Number: 1483769
A. Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or
interest to be insured.
B. Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for
record in the office of the clerk and recorder of the county in which said property is located.
C. Deed sufficient to convey the fee simple estate or interest in the Land described or referred to herein, to
the Proposed Insured Purchaser.
D. Furnish to the Company an ALTA/ACSM Land Title Survey in form, content and certification to Chicago
Title Insurance Company.
Note: Exception may be made to any adverse matters disclosed by the ALTA/ACSM Land Title Survey.
E. Note: Upon completion of the requirements to the satisfaction of the Company and payment of the
premiums, Standard Exceptions 1 through 5 will not appear on the Policy(s) to be issued.
F. Upon verification of payment of all taxes for prior years, the exception relating to taxes under Schedule B
of the policy(ies) to be issued will be amended to read as follows:
Taxes and assessments for the year 2011 and subsequent years, a lien, not yet due or payable.
END OF SCHEDULE B-SECTION I
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006(Schedule B-1)
CHICAGO TITLE INSURANCE COMPANY
SCHEDULE B -SECTION II
EXCEPTIONS
Commitment Number; 1483769
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys'fees or
expenses)that arise by reason of:
PART ONE
1. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be
ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land.
2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that
would be disclosed by an accurate and complete land survey of the Land and not shown by the Public
Records.
4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law
and not shown by the Public Records.
5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the Public
Records or attaching to the subsequent effective date hereof but prior to the date the proposed Insured
acquires of record for value the estate or interest or mortgage thereon covered by this Commitment.
6, (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance
thereof; (c)water rights, claims or title to water, whether or not the matters excepted under(a), (b) or(c)
are shown by the Public Record.
7. (a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that
levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency
that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the
records of such agency or by the Public Records.
8. Water rights, claims or title to water, whether or not disclosed by the public records.
9, Reservation in United States Patent, as follows: Subject to any vested and accrued water rights for
mining, agricultural, manufacturing, or other purposes, and rights to ditches and reservoirs used in
connection with such water rights, as may be recognized and acknowledged by local customs, laws and
decisions of the courts and subject to the right of the proprietor of a vein or lode and there is reserved from
the lands hereby granted, a right of way thereon for ditches or canals constructed by the authority of the
United States
Recording Date: October 18, 1918
Recording No.: Book 98 Page 301
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006(Schedule B-2)
CHICAGO TITLE INSURANCE COMPANY
SCHEDULE B -SECTION II
EXCEPTIONS
(Continued)
Commitment Number: 1483769
10. Covenants, conditions, and restrictions but omitting any covenants or restrictions, if any, including but not
limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status,
disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or
federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set
forth in Protective Covenants Vail Dos Schone, Filing No. 3
Recording Date: July 23, 1976
Recording No: Book 247 Page 656
11. Reservation of a perpetual, non-exclusive easement, appurtenant to Lot 2-A, a Resubdivision of Lot 2, Vail
Das Schone- Filing No. 3 for the use and benefit of the seller, his tenants, successors, heirs and assigns,
for the use of automobile and pedestrian ingress and egress and automobile parking as more particularly
described and reserved in Warranty Deed
Recording Date: May 20, 1977
Recording No.: Book 255 Page 467
12. Terms, conditions, provisions, agreements and obligations contained in the Declaration of Restrictive
Covenant as set forth below:
Recording Date: May 20, 1977
Recording No.: Book 255 Page 468
13. Easement(s)for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to: Holly Cross Electric association
Purpose: construct, reconstruct, repair, change, enlarge, re-phase, operate and maintain an underground
electric transmission or distribution line and appurtenances
Recording Date: January 3, 1978
Recording No: Book 264 Page 146
14. Terms, conditions, provisions, agreements and obligations contained in the Application for Revocable
Permit to Erect or Maintain a Structure on a Public Right-of-way as set forth below:
Recording Date: September 17, 1999
Recording No.: Reception No. 708919
15. Easement for drainage and utility purposes over the southeasterly 15 feet and the Westerly 7.5 feet of
subject property as set forth on the plats of Vail Das Schone- Filing No. 3, recorded July 8, 1977 in Book
243 at Page 399 and A Resubdivision of Lot 2, Vail Das Schone- Filing No. 3, recorded January 27, 1977
in Book 252 at Page 118.
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006(Schedule B-2)
CHICAGO TITLE INSURANCE COMPANY
SCHEDULE B -SECTION II
EXCEPTIONS
(Continued)
Commitment Number: 1483769
16. Terms, conditions, provisions, agreements, easements and obligations contained in the Reciprocal
Operation, Maintenance and Easement Agreement as set forth below:
Recording Date: April 19, 1977
Recording No.: Book 254 Page 142
and
Amendment to Reciprocal Operation, Maintenance and Easement Agreement
Recording Date: January 17, 1978
Recording No. Book 265 Page 286
(NOTE: The above Amendment to Reciprocal Operation, Maintenance and Easement Agreement was not
signed by McDonald's Corporation.
17. Any existing leases or tenancies, and any and all parties claiming by, through or under said lessees.
END OF SCHEDULE B -SECTION II
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006(Schedule B-2)
CHICAGO TITLE INSURANCE COMPANY
Title No.:1 483769
LEGAL DESCRIPTION
EXHIBIT "A"
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF EAGLE, STATE OF
COLORADO, AND IS DESCRIBED AS FOLLOWS:
Parcel One:
Lot 2-B,
A Resubdivision of Lot 2 Vail Das Schone, Filing No. 3, also described as follows:
A parcel of land in the Southeast one-quarter of Section 11, Township 5 South, Range 81 West of the 6th
Principal Meridian, County of Eagle, State of Colorado, described as follows:
Commencing at the Northeast corner of the Southwest one-quarter of the Southeast one-quarter of said Section
11;
Thence South 01°39'00"West and along the West line of the East one-half of the Southeast one-quarter of said
Section 11, 354.15 feet to a point on the Southerly line of Chamonix Lane, which is also the Southwest corner of
Vail Heights- Filing No. 1;
Thence continuing South 01°39'00"West and along said West line, and along the West line of Lot 1, Vail Das
Schone, Filing No. 3, 504.65 feet to the Southwest corner thereof;
Thence North 69°54'16" East and along the Southerly line of said Lot 1 and along the Northerly right-of-way line
of Interstate Highway No. 70, 231.70 feet;
Thence continuing along said Southerly line and along said Northerly right-of-way line, North 52°02'56" East,
62.00 feet to the Southeast corner of said Lot 1, which is also the Southwest corner of Lot 2, Vail das Schone,
Filing No. 3, which is also the True Point of Beginning for Lot 2-B, A Resubdivision of Lot 2, Vail Das Schone,
Filing No. 3;
Thence North 19°46'40"West and along the Westerly line of said Lot 2, 152.61 feet;
Thence North 52°02'56" East 148.61 feet;
Thence South 37°57'04" East 145.00 feet to a point on the Southerly line of said Lot 2, which is also the Northerly
right-of-way line of Interstate Highway No. 70;
Thence South 52°02'56"West and along said Southerly line and along said Northerly right-of-way line, 196.21
feet to the Point of Beginning,
Parcel Two:
A non-exclusive, perpetual easement, appurtenant to Lot 2-B described above for the purpose of installing
operating and maintaining a trash area described in "A" below, for vehicular and pedestrian ingress and egress
thereto, described in Parcel "B" below:
A part of Lot 2-A, a Resubdivision of Lot 2, Vail das Schone Filing No. 3, Eagle County Colorado, more
particularly described as follows:
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006
CHICAGO TITLE INSURANCE COMPANY
Title No.:1 483769
LEGAL DESCRIPTION
(Continued)
Commencing at the Southwesterly corner of said Lot 2-A;
Thence North 52°02'56" East and along the Southerly line of said Lot 2-A a distance of 7.89 feet;
Thence North 19°46'40" East and parallel to the Westerly line of said Lot 2-A a distance of 22.10 feet;
Thence North 52°02'56" East 34.22 feet to the True Point of Beginning;
Thence continuing North 52°02'56" East 21.00 feet;
Thence South 37°57'04" East 16.00 feet;
Thence South 52°02'56"West 21.00 feet;
Thence North 37°57'04"West 16.00 feet to the True Point of Beginning.
A part of Lot 2-A, A Resubivision of Lot 2, Vail Das Schone, Filing No. 3, Eagle County, Colorado, more
particularly described as follows:
Commencing at the Southwesterly corner of said Lot 2-A;
Thence North 52°02'56" East and along the Southerly line of said Lot 2-A a distance of 7.89 feet to the True Point
of Beginning;
Thence North 19°46'40"West and parallel to the Westerly line of said Lot 2-A, a distance of 22.10 feet;
Thence North 52°02'56" East 34.22 feet;
Thence South 37°57'04" East 16.00 feet;
Thence South 52°02'56"West 3.00 feet;
Thence South 37°04' East 5.00 feet to a point on the South line of said Lot 2-A;
Thence South 52°02'56"West and along said South line a distance of 38.11 feet to the True Point of Beginning.
Parcel Three:
Beneficial Easements described in Reciprocal Operation, Maintenance and Easement Agreement recorded April
19, 1977 in Book 254 at Page 142 of the Eagle County, Colorado real estate records.
Issued at: DENVER, COLORADO CHICAGO TITLE INSURANCE COMPANY
ALTA Commitment- 2006
File No: 58-1483769
CHICAGO TITLE INSURANCE COMPANY DISCLOSURE STATEMENT
• Pursuant to Section 38-35-125 of Colorado Revised Statutes and Colorado Division of Insurance
Regulation 3-5-1 (Section 7), if the parties to the subject transaction request us to provide
escrow-settlement and disbursement services to facilitate the closing of the transaction, then all funds
submitted for disbursement must be available for immediate withdrawal.
• Colorado Division of Insurance Regulation 3-5-1, Paragraph G of Section 7, requires that"every title
insurance company shall be responsible to the proposed insured(s) subject to the terms and conditions of
the title insurance commitment, other than the effective date of the title insurance commitment, for all
matters which appear of record prior to the time of recording whenever the title insurance company, or its
agent, conducts the closing and settlement service that is in conjunction with its issuance of an owners
policy of title insurance and is responsible for the recording and filing of legal documents resulting from the
transaction which was closed." Provided that CHICAGO TITLE INSURANCE COMPANY conducts the
closing of the insured transaction and is responsible for recording the legal documents from the
transaction, exception No. 5 in Schedule B-2 will not appear in the Owner's Title Policy and Lender's Title
Policy when issued.
• If the sales price of the subject property exceeds$100,000.00 the seller shall be required to comply with
the Disclosure of Withholding Provisions of C.R.S. 39-22-604.5 (Nonresident Withholding).
• Section 39-14-102 of Colorado Revised Statutes requires that a Real Property Transfer Declaration
accompany any conveyance document presented for recordation in the State of Colorado. Said
Declaration shall be completed and signed by either the grantor or grantee.
• Recording statutes contained in Section 30-10-406(3)(a) of the Colorado Revised Statutes require that all
documents received for recording or filing in the clerk and recorder's office shall contain a top margin of at
lease one inch and a left, right, and bottom margin of at least one-half of an inch. The clerk and recorder
may refuse to record or file a document that does not conform to requirements of this paragraph.
• Section 38-35-109 (2) of the Colorado Revised Statutes, 1973, requires that a notification of the purchasers
legal address, (not necessarily the same as the property address) be included on the face of the deed to be
recorded.
• Regulations of County Clerk and Recorder's offices require that all documents submitted for recording must
contain a return address on the front page of every document being recorded.
o Pursuant to Section 10-11-122 of the Colorado Revised Statutes, 1987 the Company is required to disclose
the following information:
O The subject property may be located in a special taxing district.
O A Certificate of Taxes Due listing each taxing jurisdiction shall be obtained from the County
Treasurer or the County Treasurer's authorized agent.
O Information regarding special districts and the boundaries of such districts may be obtained from the
Board of County Commissioners, the County Clerk and Recorder or the County Assessor.
o Pursuant to Section 10-11-123 of the Colorado Revised Statutes, when it is determined that a mineral
estate has been severed from the surface estate, the Company is required to disclose the following
information: that there is recorded evidence that a mineral estate has been severed, leased, or otherwise
conveyed from the surface estate and that there is a substantial likelihood that a third party holds some or
all interest in oil, gas, other minerals, or geothermal energy in the property; and that such mineral estate
may include the right to enter and use the property without the surface owner's permission.
o Note; Notwithstanding anything to the contrary in this Commitment, if the policy to be issued is other than
an ALTA Owner's Policy(6/17/06), the policy may not contain an arbitration clause, or the terms of the
arbitration clause may be different from those set forth in this Commitment.i f the policy does contain an
arbitration clause, and the Amount of Insurance is less than the amount, if any, set forth in the arbitration
clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the
exclusive remedy of the parties.
Disclosure Statement FDCO0305.rdw
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Ill a domain, Bene and date of gout r'ittill: ral'arritYg+'exil web pages arid you delete your cookies,you will need to opt-out again.
I.IR a, and riaother of clicks. The dormi•i name and IP address reveal
• nothing pe:Naral about the user other than the IP address.from which the Use ofPersonal luforruotion
user has accessed toe Website_ htflr•mitrion collected'is TNT ii,used for three main pm-poses;
• Tr,provide1iusiduias mrd services to you or one or more third po 'y
Cookies. From time to time.F'NI or other third parties may send a service providers (collectively: "Third Parties") who are obtaieing
• "cootie"to your computer.A cookie is a small piece o:data that is sen:to services on your behalf or in connection with n trar.sr•.ction involve
your Internet browser from a web server and stored on your computer's you;.
hard drive and that eon ae re Sent to the set'v'_rr;website on subsequent ® 10 improve our products and services thin we perform for you or for
visits, A cookie,by:tself,cannot read other data from your hard disk or Third Putties.
wad uth;or•cookie tiles aIrod yun your c•tumplit r;r.A toeki .,by i1-yell',dot-" To Carrot trtictlte wish you and 10 inform you £linin•
T 4f s FT�P's
null damage y o.ir system,We,our ittivertiCCry Lind other.turd parties may ,YITil-Files and third parties'irir7flords and selviees.
use cookies to identity and keep Houck of:among oilier things,those areas
Of the website and third party websites that you lave viirtad in the pa.,.in
order to enhance your next visit to tile Website.You.can choose whether
or not to nteept o iittiee by changing the settings of your Internet brow Ser.,
Privnov N7tico
l•tTa titin:
May1,2015
FDCO0146.rdw
•
When Information Is Dlsclosul Br f NIF possess lcgal parental or guardian consent, and are fully able and
We may provide yuir Personal Information(excluding infOnnation w:: competent to enter into the terms, conditions, obligations, of inuuhons,
✓eceive P-orn Or)mnrncr or (ih0r credit reporting agencies) to various r4171-1.$4`n:atiorl5, nod warranties set forth in Ihi:i Privuc'v hcttice. 0011 10
individuals and companies,as permitted ,y law.without obtaining your abide by and comp.yr with this Frivr.cy Notice.In any case,you r.frirut that
prior attt:hori7ation. Such laws do not allow consumers to restrict th;tae yo i ?rn,+ over fie ago of 13, as THF.WERSITE IS NOT TNTF.NT)F.Tr
cli:.lontre5,Disc losuresmay inc.lucle,wiBrom limitncion,the fell owing; FOR CHILDREN UNDER 13 THAT ARE UNACCOMPANIED BY
+
To agents; brokers, representatives, or others to provide you wit Il1S OR ITER PARENT OR LEGAL C11ARf)TAN,
services you have requested, and to genote us to detect or present Painln should beovate'.hat FNI"5 Privacy Ntxiceu^:Il govern our use of
criminal activity,gaud;material misrepresentation,or nondisclosure
in connection siphon iaisur tree transaction: rel oval Inlinrnolion,hu'.also that infoimarion that i.,vol Lino) gioett Ly
chi ldren or others in email exchanges, bulletin boards or the like may
• third-party contractors or service providers W_to provide services be used by other parties to venerate unselieitec coni nunications, 1 N1
or perform maa••keting services or+)rhgr IUnati ii s.ii oaT 1)4111.01.; encourages all pr•.rents to inst.:t ct their children in the sate and responsible
4. To len enlbt nrertt cn outer rtyvernrri n1Fl authority in conn1.1• 1111 t use of their Personal Information-while using the Inxernet,
• wi11r On III'. ii Ili[+rt,Or Civil Or CH lnit'ltl SnhjiOeriaS Or(Taut eirdem
andlOr Privner Outside the W'eIlsite
*
'to lenders.lien holders.,judgment creditors,ors other parties claiming Ile Website may contain various links to other webstles,including links
an encumbrance or nm interest in title whose claim or interest must by to various third party serv'Uc providers, FNF is not and eunnoi he
detent_tned,seated,paid or released prior to s.Lille or escrow closing, l>r5jlonnible for the privacy practices Or the content of any of those oilier
w•ebs,ile.S. Other Orlin under t..freert'en15 with cetltiii reputilb1e
Tu titlili,iou to the other Bines whetI we ntiglil eliaelose infonlIuliltn tilinul organ nations and companies,arid except Ihr third party service provide
you, we might also disclose in formalitm Mien required by law o-in the Whose services either ore 1180 Or'Ot,voluntarily elect to utilize,we do not
tjtod-lith belief that such dist:insure in i ,c,atry to; (I)comply with 11 +:111110 any of the Personal Inloinialton lhiii you provide to rt, With any of
legal process or applicable 'awn; (2) enftice this Privacy 11t11i.;r;; (3) the websites to which the Website links,although we may share aga,regate,
respond to claims that any materials,documents,irntreas_grap.titi, logos, non-Persona_Information with those other third parties.Please check with
designs,audio,video and any other lath rninri on provided by you violates those websites in order to determine their privacy policies and your rigbia
the rights of third parties; or(4)protect the rights. properly or personal under them.
safety of 1+N1`,its uses or the public_
European l.niun Lasers
Werrut:main reasonable snft'giiards to keep the L'cnsouel Informiitiou bet Tfyau ir;a(1itirtn*law European T.7niUn,plume ne trate+'umay l.ran ler
is discIosed to us occur.- VIcrovide Personal Tnkmnalion and non-
P )1),n•Pe.0.4,al Iiitiy•i ratialt+yul3idd',1tK lliuropeon Tanipn li)r use for any of
Personal Information to our subsidiaries,affiliated companies,and other the purprxesdescribed iii Ilia P•is.icy tal)tie:a.Hr firth"ding ItNI'with y<wr
businesses or persons for the purposes of processing such information on Petsortai lrrlin'utation.yo..consent lit both our collection and such transfer
our behalf and promoting the services of on'rrtasteti business purmci s, of your Personal lntirrniarion in accordance win.)this Privacy Notice.
some Or all or which Only Store}'Our inli tIl)mlliori on Servers outside Oliii
United grapey. We require that these }parties agree to process Suc.t Choices'With Your Personal lnfnrmatinn
• information :n compliance with our Privacy Notice or in a similar, Whether yet: submit Personal information to FNF is entirely uh I+t you
industry-standard=wrier,and we use reasonable efforts to limit theh tine you 1rtir decide nrrt kr aubniii P:rsonul 11 1R1111111 in WIlicilelse TNF
of such iu rmatian autl to use otter appropriate canficlential.t} and may not be able to provide cerIum services or pro'Jtich to you,
security measures. the use of your information by one of our trusted
business partners may be subject to that party's own Privacy Notice. We l'nt, Indy' Chtnyse to prevent TNF horn disclosing or using your Puiv+)n,il
do not,however.disclose information we collect from consumer or credit lacortnettiots under certain cireunistances("opt out").You may opt out ot-
repnli.in}f agencies with our tllliliaws or others without yot_r consent, i t any disc:osu_e or use of your Personal httormation for purposes that are
car li'n-tily with trpplicuutle low, ,ialess 'inch disuleraula it' otherwise• incompatible with the purpose(s)far which It was nr.ginnlly collected or
pert tied by law. for widen you siibscqucurly°gave authorization by notifying us by one of
We also reserve the right to di iclo e Personal InIbrmatihn an+L'or prom- the methods at the cad of this Privacy Notice.Furthermorv, even where
Personal Information to take precautions against liability,investigate and your Personal Information is to be disc.osed and usee in accordance with
defend aga.nst any third-party claims or allegations, assist government the sut.ed purposes in this Privacy Notice,you.maycleet to op.out of such
enforcement agencies,protect the security(Sr integrity or the Website,and disclosure to and use:by a I. party'hat is not tutting na nn iUerli oIFNF
protect rhe righ-s,;p:o:oet•ty,or personal safety of FN 1.our users or others. As described it:ative. :here itre some 11109 from which yo.,aa,tnel opt-coo.
•
• We reserve the right to transfer your Personal information,as well as any Please [rote that opting out of the disclosure: and line 01 your Personal
• other hrforaiation,hr 0-otmection with the sale or other disposition of al.or Information as a prospec'.i'e crnployee may prevent you 1't•<rrn being lured
part of the FNF business and;or assets, We also cannot muss: any as an employee by F1t1 to the extent that 1,10 1:1 kill of yUUI I'ci,,t,nal
• rvprest!•itations rugurdirg ehc use or trtrnsfc:r of your P4'rloniil Tn fttrmatii+ri Information is required to apply for an open position.
or purer irtf)rlitl liOlt that we May have in 11ie event of Cour bankruptcy, U'IrNf collects Peti;onail Inli)rrllali+iri until +Mu,suelr in li)rLllttliim will tart
•• retir,hnl�artiti i, insolvency,i- ei�•et tide or an assignment lair lhz herlefil he disclosed or used by FNF tier puipoael that are inconiparihle with the
trierechtors,tntd you expiussly�rtgree and t:unneni io die use tart/'or Irantsl'er purplse{s) for which it was originally collected o: for which you
of your Personal infiirrnation Or ether in1i)rr1'rr1i01.1 in coirrtrxiinn Witt n subsequently gave author'izariolt'anlessyou affri ativeayeonscrit co such
sale or tratistbr ciJ'50100 or all hfour asset,'.n any ctf the above described diselosur+and use.
prtceedinga. Fiuilierm ore,we cannot and will not he responsible for any
breach of security by any third parties or for any actions of any third parties yott may opt out Uf online: Inehnviaraf advertising by Following thre
thn rceeive any of the information din isdise_osed to us, instructions set Forth chow under ih0 above section ".Additional Ways
Trutt Int(n•rtiation i; C.'r)Itei:ted Through the Website," iudt3ecliOn "Tltiad
Information From Children Party Opt Clut.'
We do riotc:ullectPc:r final forrnoliori from any person 4'11+1 we kimw ten
be under the age of thirteen(13).Specifically,the Website is not intended Access and Correction
or designed to attiYlit,children under the troy of thirteen(13),You affirm Tet nt'x:uS;your Per9erttnl lnln•-lnariOn in the possession of RVI:and correct
Ira.you are either more total IS yearn nfage,Or am ennuiieipuled llinor,Or inaccuracies 01'that ire:Omnation in Our records. please Coatact u., iii the
Fri yam,Notts..
Eatbativo: May 1,21)15
FDCO0146.rdw
manner specified at the endo_this Privacy Notice. We ask individual) to
identify themselves and the information requested :o be accesses and OC'. does not share consumer information with third parties, other than
amended before processing such:'aluests,and we may decline to process those with which the mortgage loan servieer has contracted to inlerfhee
requests .n limited circumstances as permitted by applicable privacy %vrita:ha CCN application
legislation.
All sections of the FNP Priv,sey No lice apply to your in Lr,leh n- win-
Your California_Privacy Kittltis CCN, except hr- tale sections titled Choices with Your Pcrwina'
Under California's "Shine the Light" law, California residents who Iii flrrnaio ii and Axess and Correction. I['you have questions re ardi ie
provide certain nersonnlly identifiable information in connection with the choices you have with regard to your personal intbrmation or how to
obtaining products or services for iersonal,family or household use are access or correct your personal infdrmation, you. should contact your
entitled to rC:fili'ui.tm obtain 1'rctm us once ti calendar year information n'ts•Igagt:loan scrcio.e
about the customer infirmation we shared,:f any, with other businesses
torr their own direct marketing uses,Tfapp'iit tile,this in ftnmtrtion would No 12epresentatlous or Warranties
int:11l(1e the categories 01 (=rlit(Irl'@r irlli)YI1ltlligll foo 11i Ilarneg amid 11'Y p"avidin:,this Privacy NOuice,T irlelil)•Nalt(rntil riatiritinl, ins:, does
addresses rrl thnsa hu ines,ert with which we shared customer inanimation riot intake arty represelll[r.iriris Or wanlaflie4 wilt.li;iiever concerning til}
to:the immediately prior calendar year{e.g.,requests made in 2015 will products or services provided to you by its Inalorl:y-owned subs.diartes.
seedve informrdou regarding:014 sharing r.ctivitics). In add[don,you also expressly agree that your use of the Wcbsitc is at your
To ob:a`n this infounation on behalf of FNP,please send an email message own risk.Any services provided to you by Fidelity National Financial,Inc.
• to privticv :in 1.Corn with"Request for Cal'lorthi Privru:y Tni<trn-ealion"in tmdi;r the WCbsito ire provided "kis is"tensa ads aiwtlilably' Iry your mute,
the snhjcu:l lino and in he body or your niissag:i NW will prirvitlrt iia +vil'lriul n:prewtnlations LIT warrtinhirs of any '<ind, i:ilhc:r i:uprr:vs or
• rrduesled iiiI irrnulit li IU WI al your email;idrlress iii response. inrpliest t i les.'i 4ttell w irrtrntiey tirelegally ineah}Ilileol'eacltlsinn- ritlelilc
Please be aware mire till in['ctrrnntina 911inrin'1 is ctivertixl by ilia"Shine Nati<inal Financial, Inc. makes no representations or warranties that
services tiro aided to you by it or the "iebsire,or any services offered in
• the Light" requirements and only intonation on covered sharing will he connection with the Weasite are or wiL remain uninterrtpted or error free,
included in our response, that defects will be corrected,or that.the web pages on or accessed through
Additiotially,because we may coLcet your is'raonutl Information iosri hit Wchsiie,o-I-ic servers used in ctmneliim whit 11w Wehitc, n-c or wit'
Its rim ,Ca}iIonia'i:Online Privacy Prot.Vt'Iion Act rcquirras us 10 rlilteloss remain II•eh from an;,. viruses, worms, trite bombs,(trop(lead devices,
how,).V repOl1(110"tftii 1101 Ir>tck"rerpr;slt lnui otbor cir'tilrr•nt(xthaniSrrl$, Trojan horses or other har-irrfltl components- Any liitbi tics of Fidelity
• Currcntl-i our pokily is shut 1,4P,':slit nits rec'ogmire"do not trio rtxlncsls National lalnaro al,Inc.and}•o_rr exclusive remedy with respect to the use
frOlI bila;rn�t}•tlawserttlridsitllilat<kr'ces, of any product or sery:ccs provided by Fidelity National Financia, Inc.
[Deluding on or accessed ku'oui.h rhe Website,will be the:e-performanee
• F'h f Ctnnitliuuce with Cali faro Ia Clnil fie PrivCry Protection Ad of such service found to be inadequate.
For some websites wlue-h FNI or one of its companies owns, such r.s the
t.us'orn r C t'rLNc (`t,{,1`;"I• FNF is acting as a third parry service 'Von r ConlCnt To This Privacy Notice
provide-to ri rru>rt age•parr servicer. In those inr;Ulrit:e`i, we play collect By submitting t'en;onal Information to HN F.you consent to:he collection
• certain iulorrnatien oil helm, 'ol'that rnart;age loan set-visa for fulfilling and use of information by its as specified above cc as we otherwise see fit,
a service m that mortgage loan servicer. For sample, you may access in compbance with this Privaey Notice,unless you inform us uthcrwisr•by
CCN to complete a trcinatiehoil with your mortgage loan serrtirt.Daring trains of .hC procedim ideniifieri below, TI' we cleftint to change this
this nunsaction,the information which we may col leo:on behirIt of the privac' Notice, we will make an ellhrt to best those changes On the
mortgage loan servicer is as follows; Website- Each time we collect information from ;sou following any
+ Firtil writ: Iasi Name amendment of this Privacy Notice will s.gnify your assent to and
• Pmpelty Address acceptance ot'its revised rermss for all previously collected information and
• User Name, information collected from you in the fimire, We may '.tse comments,
® Ptass++'aril information or feedback that.you may submit in any manner teat we may
+ 'roar Number choose without notice or compensation II)you.
+ Social`.iecu:ily Number-masked upon entry II'you love additional queiliLtltt i)•• r'i`rnitien a, please lel its know by
® Email Address wilding you'COrtl:llCiit0Or requests to.
+ Three Seourily Quash tins rind Answers 1•'idedty National Financial,Inc.
+ EP Address 601 Riverside Avenue
Jacksonville,Florida ,2204
The inforniadon you sitbin.t is then transferred to your mortgage loan Aunt Chief Privacy Otlicer
servicer by way of('CN. ($k3)931-3351
fartti iii!a!I11C,4nil
• The mortgage loan servicer is responsible for taldug nctiou or melding
changes to any consumer information submitted through this website. Copyright t: 2015.Fidel its National Financial,Ire. All K..gnus Reserved.
For exempts,if you heliwve thrlt your payment or user information is i
iuC+irrini,you itiutrl.ecrrluet your rtinrlgage 1nan servicer. EFFECTIVE AS Ott MAY 1, t)1S
Privacy Notice-
litrativc: May 1.2015
FDCO0146.rdw