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HomeMy WebLinkAboutB18-0157_approved documents_1525801701.pdf75 South Frontage Road West, Vail, CO 81657 Office: 970.479.2139 Inspection Line: 970.479.2149 Construction B18-0157 Issued: 05/08/2018 TOWN OF VAIL Property Information Address: 790 POTATO PATCH DR B (210106301039 B) ( 210106301039 ) Unit #: B Parcel Number: 210106301039 Legal Description: Subdivision: VAIL POTATO PATCH Block: 1 Lot: 12 PARCEL B BK-0304 PG-0929 6-30-80 BK-0313 PG- 0977 10-16-80 BK-0336 PG-0685 MAP 02-18-82 BK-0725 PG-0634 QCD 10-18-96 Contacts Contact Type: Applicant Full Name: David Viele Address: 36 PO Box E Vail, CO 81657 Phone: 9704763082 Contact Type: Property Owner Full Name: 790 POTATO PATCH LLC CAPC SERVICES LLC Address: Phone: None Contractor Contractor Type: General Company: Viele And Company State License #: Phone: 970-476-3082 Project Information Project Name: 790 Potato Patch LLC/Schell Duplex 2018 Project Description: Exterior and Interior remodel. Addition of one bed room and one bathroom. new windows and roofing. new siding and stucco. Fees Paid Account #: 001-0000.31111.00 - Building Permit Fee Fee Amount:$2,589.75 Account #: 001-0000.31123.00 - Building Plan Review Fee Fee Amount:$1,683.34 Account #: 110-0000.31060.00 - Construction Use Tax Fee Fee Amount:$7,499.70 Account #: 001-0000.31111.00 - Mechanical Permit Fee Fee Amount:$60.00 Account #: 001-0000.31123.00 - Mechanical Plan Review Fee Fee Amount:$15.00 Account #: 001-0000.31111.00 - Plumbing Permit Fee Fee Amount:$240.00 Account #: 001-0000.31123.00 - Plumbing Plan Review Fee Fee Amount:$60.00 Account #: 001-0000.31128.00 - Will Call Fee (Building Scope)Fee Amount:$5.00 Account #: 001-0000.31128.00 - Will Call Fee (Mechanical Scope)Fee Amount:$5.00 Account #: 001-0000.31128.00 - Will Call Fee (Plumbing Scope)Fee Amount:$5.00 Total Paid:$12,162.79 Conditions CONDITIONS UNDER WHICH PERMITS BECOME VOID: If construction is not begun within 6 months from the date permit was issued. If more than 5 months elapses between inspections. If incorrect information is given on the application at the time the permit was issued. - Prior to requesting any final inspections, the applicant(s) shall return the provided hazard affidavits signed and notarized to the Community Development Department. - All penetrations in walls, ceilings, and floors to be sealed with an approved fire material. - Field inspections by Fire and Building departments are required to check for code compliance before being used for occupancy. - This property is located in a "geologically sensitive area" pursuant to Chapter 12-21, Hazard Regulations, Vail Town Code. Christopher Jarecki - Town of Vail Building Official NOTICE: By issuance of this Permit the applicant agrees to comply with all Titles of the Town of Vail Code and all applicable State and Federal law. Failure to do so will void this Permit and the applicant shall forfeit all applicable fees. ACTION FORM Design Review Board (DRB) Department of Community Development 75 South Frontage Road West Vail, CO 81657 Tel: 970-479-2139 www.vailgov.com Project Name:790 Potato Patch LLC/Schell Duplex 2018 Application Number: DRB18-0021 Application Type: Addition Date Applied: 01/29/2018 Project Description: BEDROOM ADDITION, CHANGE IN EXTERIOR FINISH, DECK ADDITION, RE- CLADDING OF THE ROOF, WINDOW AND DOOR REPLACE, LIVING ROOM EXPANSION CONTACTS Contact Type: Applicant Full Name: Pierce Architects (Jordan Kalasnik) Address: 1650 Fallridge Road C-1 Vail, CO 81657 Phone: 9704766342 Contact Type: Property Owner Full Name: 790 POTATO PATCH LLC CAPC SERVICES LLC Address: Phone: None Project Address: 790 POTATO PATCH DR B (210106301039 B) (210106301039) Job Site Location: B Legal Description: Subdivision: VAIL POTATO PATCH FILING 1 Lot: 12 Block: 1 Parcel Number: 210106301039 BOARDS/STAFF ACTION Motion By: Action: Second By: Vote: Date: Conditions: - Approval of this project shall lapse and become void one (1) year following the date of final approval, unless a building permit is issued and construction is commenced and is diligently pursued toward completion. - Design Review Board approval shall not become valid for 20 days following the date of approval, pursuant to the Vail Town Code, Chapter 12-3-3 Appeals. - No changes to these plans maybe made without the written consent of Town of Vail staff and/or the appropriate review committee(s). - 2. Prior to the issuance of a building permit for this project, the applicant shall provide a site specific geological investigation consistent with the requirements of Section 12-21-13. Planner: Jonathan Spence ACTION FORM Planning & Environmental Commission (PEC) Department of Community Development 75 South Frontage Road West Vail, CO 81657 Tel: 970-479-2139 www.vailgov.com Project Name:790 Potato Patch LLC/Schell Duplex 2018 Application Number: PEC18-0007 Application Type: Variance Date Applied: 02/12/2018 Project Description:Driveway Slope Variance - request to keep driveway slope and grade in its existing and original state CONTACTS Contact Type: Applicant Full Name: Pierce Architects (Jordan Kalasnik) Address: 1650 Fallridge Road C-1 Vail, CO 81657 Phone: 9704766342 Contact Type: Property Owner Full Name: 790 POTATO PATCH LLC CAPC SERVICES LLC Address: Phone: None Project Address: 790 POTATO PATCH DR B (210106301039 B) (210106301039) Job Site Location: B Legal Description: Subdivision: VAIL POTATO PATCH FILING 1 Lot: 12 Block: 1 Parcel Number: 210106301039 BOARDS/STAFF ACTION Motion By: Gillette Action: Appealed Second By: Lockman Vote:5-2-0 (Kurz and Rediker opposed)Date: 03/12/2018 Conditions: - 1. Approval of this variance request is contingent upon the applicant obtaining Town of Vail approval of an associated design review application. - 2. Prior to the issuance of a building permit for this project, the applicant shall provide a site specific geological investigation consistent with the requirements of Section 12-21-13. - 3. This approval shall not require the applicant to make any associated driveway improvements. Planner: Jonathan Spence Land Title Guarantee Company Customer Distribution PREVENT FRAUD - Please remember to call a member of our closing team when initiating a wire transfer or providing wiring instructions. Order Number: V50048556-4 Date: 09/28/2017 Property Address: 790 POTATO PATCH DRIVE # B, VAIL, CO 81657 PLEASE CONTACT YOUR CLOSER OR CLOSER'S ASSISTANT FOR WIRE TRANSFER INSTRUCTIONS For Closing Assistance Closer's Assistant For Title Assistance Charis Patterson 0090 BENCHMARK RD #205 AVON, CO 81620 (970) 748-4784 (Work) (877) 408-7373 (Work Fax) cpatterson@ltgc.com Company License: CO44565 Kate Malloy 0090 BENCHMARK RD #205 AVON, CO 81620 (970) 748-4789 (Work) (877) 408-7373 (Work Fax) kmalloy@ltgc.com Company License: CO44565 Vail Title Department 610 WEST LIONSHEAD CIRCLE #300 VAIL, CO 81657 (970) 477-4500 (Work) eaglecountyrequests@ltgc.com Buyer/Borrower 790 POTATO PATCH LLC Attention: PAUL J. MOWER AND ALAN KILDOW Delivered via: Electronic Mail Agent for Seller LIV SOTHEBY'S INTERNATIONAL REALTY Attention: JONI WHITE TAYLOR 34253 HWY 6 #2A EDWARDS, CO 81632 (970) 748-5150 (Work) (970) 390-1402 (Home) (970) 748-5178 (Work Fax) joni@jonitaylorrealestate.com Delivered via: Electronic Mail Seller/Owner NORMAN J SINGER AND RHODA A SINGER Delivered via: Electronic Mail LIV SOTHEBY'S INTERNATIONAL REALTY Attention: JAN JOHNSON BEAVER CREEK LODGE PO BOX 539 EDWARDS, CO 81632 (970) 748-5158 (Work) (970) 845-0423 (Work Fax) jan.johnson@sothebysrealty.com Delivered via: Electronic Mail Agent for Buyer VAIL REAL ESTATE CENTER, LLC Attention: GIL FANCHER 225 WALL ST #200 VAIL, CO 81657 (970) 688-7082 (Work) (970) 390-7469 (Home) (970) 390-7469 (Work Fax) gil@vailrealestatecenter.com contact@helpingyousucceed.net Delivered via: Electronic Mail Land Title Guarantee Company Estimate of Title Fees Order Number: V50048556-4 Date: 09/28/2017 Property Address: 790 POTATO PATCH DRIVE # B, VAIL, CO 81657 Parties: 790 POTATO PATCH LLC, A COLORADO LIMITED LIABILITY COMPANY Seller: NORMAN J. SINGER AND RHODA A. SINGER Visit Land Title's Website at www.ltgc.com for directions to any of our offices. Estimate of Title insurance Fees "ALTA" Owner's Policy 06-17-06 $2,390.00 Deletion of Standard Exception(s) $65.00 Tax Certificate Tax Certificate Ordered $26.00 Total $2,481.00 If Land Title Guarantee Company will be closing this transaction, the fees listed above will be collected at closing. Thank you for your order! CHAIN OF TITLE DOCUMENTS: Eagle county recorded 12/30/2010 under reception no. 201026468 Eagle county recorded 10/17/2000 under reception no. 741813 PLAT MAP: Eagle county recorded 02/18/1982 at book 336 page 685 Copyright 2006-2017 American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Customer Ref-Loan No.: Property Address: 790 POTATO PATCH DRIVE # B, VAIL, CO 81657 1. Effective Date: 09/19/2017 at 5:00 P.M. 2. Policy to be Issued and Proposed Insured: "ALTA" Owner's Policy 06-17-06 Proposed Insured: 790 POTATO PATCH LLC, A COLORADO LIMITED LIABILITY COMPANY $1,000,000.00 3. The estate or interest in the land described or referred to in this Commitment and covered herein is: A Fee Simple 4. Title to the estate or interest covered herein is at the effective date hereof vested in: NORMAN J. SINGER AND RHODA A. SINGER 5. The Land referred to in this Commitment is described as follows: PARCEL B, TOGETHER WITH AN UNDIVIDED 1/2 INTEREST IN AND TO PARCEL A, A RESUBDIVISION OF LOTS 10, 11 AND 12, BLOCK 1, VAIL POTATO PATCH, ACCORDING TO THE PLAT RECORDED FEBRUARY 18, 1982 IN BOOK 336 AT PAGE 685, COUNTY OF EAGLE, STATE OF COLORADO. ALTA COMMITMENT Old Republic National Title Insurance Company Schedule A Order Number:V50048556-4 Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be insured. Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for record, to-wit: 1. EVIDENCE SATISFACTORY TO THE COMPANY THAT THE TERMS, CONDITIONS AND PROVISIONS OF THE TOWN OF VAIL TRANSFER TAX HAVE BEEN SATISFIED. 2. (THIS ITEM WAS INTENTIONALLY DELETED) 3. WRITTEN INSTRUCTIONS AUTHORIZING LAND TITLE TO PREPARE A STATEMENT OF AUTHORITY FOR 790 POTATO PATCH LLC, A COLORADO LIMITED LIABILITY COMPANY, STATING UNDER WHICH LAWS THE ENTITY WAS CREATED, THE MAILING ADDRESS OF THE ENTITY, AND THE NAME AND POSITION OF THE PERSON(S) AUTHORIZED TO EXECUTE INSTRUMENTS CONVEYING, ENCUMBERING, OR OTHERWISE AFFECTING TITLE TO REAL PROPERTY ON BEHALF OF THE ENTITY; OR, A DULY EXECUTED AND ACKNOWLEDGED STATEMENT OF AUTHORITY SETTING FORTH THE NAME OF 790 POTATO PATCH LLC, A COLORADO LIMITED LIABILITY COMPANY AS A LIMITED LIABILITY COMPANY. NOTE: ANY STATEMENT OF AUTHORITY MUST BE IN COMPLIANCE WITH THE PROVISIONS OF SECTION 38-30-172, C.R.S. AND BE RECORDED WITH THE CLERK AND RECORDER. 4. RELEASE OF DEED OF TRUST DATED JANUARY 28, 2013 FROM NORMAN J. SINGER AND RHODA A. SINGER TO THE PUBLIC TRUSTEE OF EAGLE COUNTY FOR THE USE OF MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR EMC HOLDINGS LLC TO SECURE THE SUM OF $410,000.00 RECORDED JANUARY 30, 2013, UNDER RECEPTION NO. 201302010 . 5. WARRANTY DEED FROM NORMAN J. SINGER AND RHODA A. SINGER TO 790 POTATO PATCH LLC, A COLORADO LIMITED LIABILITY COMPANY CONVEYING SUBJECT PROPERTY. ALTA COMMITMENT Old Republic National Title Insurance Company Schedule B-1 (Requirements) Order Number: V50048556-4 The following are the requirements to be complied with: REQUIREMENTS TO DELETE THE PRE-PRINTED EXCEPTIONS IN THE OWNER'S POLICY TO BE ISSUED A. UPON RECEIPT BY THE COMPANY OF A SATISFACTORY FINAL AFFIDAVIT AND AGREEMENT FROM THE SELLER AND PROPOSED INSURED, EXCEPTIONS 1 THROUGH 4 OF THE STANDARD EXCEPTIONS WILL BE DELETED. ANY ADVERSE MATTERS DISCLOSED BY THE FINAL AFFIDAVIT AND AGREEMENT WILL BE ADDED AS EXCEPTIONS. B. IF LAND TITLE GUARANTEE CONDUCTS THE CLOSING OF THE CONTEMPLATED TRANSACTIONS AND RECORDS THE DOCUMENTS IN CONNECTION THEREWITH, EXCEPTION NO. 5 OF THE STANDARD EXCEPTIONS WILL BE DELETED. C. UPON RECEIPT OF PROOF OF PAYMENT OF ALL PRIOR YEARS' TAXES AND ASSESSMENTS, EXCEPTION NO. 6 OF THE STANDARD EXCEPTIONS WILL BE AMENDED TO READ: TAXES AND ASSESSMENTS FOR THE YEAR 2017 AND SUBSEQUENT YEARS. ALTA COMMITMENT Old Republic National Title Insurance Company Schedule B-1 (Requirements) Order Number: V50048556-4 The following are the requirements to be complied with: 1. Any facts, rights, interests, or claims thereof, not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 4. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the Public Records. 5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date of the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. 6. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 7. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water. 8. RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED STATES AS RESERVED IN UNITED STATES PATENT RECORDED JULY 13, 1939, IN BOOK 123 AT PAGE 617. 9. RESTRICTIVE COVENANTS WHICH DO NOT CONTAIN A FORFEITURE OR REVERTER CLAUSE, BUT OMITTING ANY COVENANT OR RESTRICTION BASED ON RACE, COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS OR NATIONAL ORIGIN UNLESS AND ONLY TO THE EXTENT THAT SAID COVENANT (A) IS EXEMPT UNDER CHAPTER 42, SECTION 3607 OF THE UNITED STATES CODE OR (B) RELATES TO HANDICAP BUT DOES NOT DISCRIMINATE AGAINST HANDICAP PERSONS, AS CONTAINED IN INSTRUMENT RECORDED MARCH 05, 1974, IN BOOK 233 AT PAGE 628 AND AS AMENDED IN INSTRUMENT RECORDED SEPTEMBER 24, 1975, IN BOOK 241 AT PAGE 950. 10. TERMS, CONDITIONS AND PROVISIONS OF TOWNHOUSE DECLARATION RECORDED FEBRUARY 07, 1980 IN BOOK 298 AT PAGE 500 AND AMENDMENT RECORDED SEPTEMBER 8, 1980 IN BOOK 308 AT PAGE 486. 11. EASEMENTS, RESERVATIONS AND RESTRICTIONS AS SHOWN OR RESERVED ON THE RECORDED PLAT OF VAIL/POTATO PATCH, THE PLAT OF A RESUBDIVISION OF LOTS 10, 11 AND 12, BLOCK 1, VAIL/POTATO PATCH RECORDED FEBRUARY 18, 1982 IN BOOK 336 AT PAGE 685. ALTA COMMITMENT Old Republic National Title Insurance Company Schedule B-2 (Exceptions) Order Number: V50048556-4 The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: 12. MATTERS DISCLOSED ON THE IMPROVEMENT LOCATION CERTIFICATE ISSUED BY EAGLE VALLEY SURVEYING, INC. CERTIFIED SEPTEMBER 13, 2017, JOB NO. 45. SAID DOCUMENT STORED AS OUR ESI 34325840. 13. ANY AND ALL RIGHTS OF THE PARTIES RELATING TO THE DITCH WHICH TRAVERSES SUBJECT PROPERTY OR IS DESCRIBED AS A BOUNDARY OF SUBJECT PROPERTY, INCLUDING BUT NOT LIMITED TO DITCH MAINTENANCE AND ACCESS RIGHTS TO LANDS ADJOINING THE DITCH OR CANAL, AS DISCLOSED BY THE IMPROVEMENT LOCATION CERTIFICATE ISSUED BY EAGLE VALLEY SURVEYING, INC. CERTIFIED SEPTEMBER 13, 2017, JOB NO. 45. SAID DOCUMENT STORED AS OUR ESI 34325840.. ALTA COMMITMENT Old Republic National Title Insurance Company Schedule B-2 (Exceptions) Order Number: V50048556-4 The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: LAND TITLE GUARANTEE COMPANY DISCLOSURE STATEMENTS Note: Pursuant to CRS 10-11-122, notice is hereby given that: Note: Effective September 1, 1997, CRS 30-10-406 requires that all documents received for recording or filing in the clerk and recorder's office shall contain a top margin of at least one inch and a left, right and bottom margin of at least one half of an inch. The clerk and recorder may refuse to record or file any document that does not conform, except that, the requirement for the top margin shall not apply to documents using forms on which space is provided for recording or filing information at the top margin of the document. Note: Colorado Division of Insurance Regulations 8-1-2 requires that "Every title entity shall be responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed". Provided that Land Title Guarantee Company conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction, exception number 5 will not appear on the Owner's Title Policy and the Lenders Policy when issued. Note: Affirmative mechanic's lien protection for the Owner may be available (typically by deletion of Exception no. 4 of Schedule B, Section 2 of the Commitment from the Owner's Policy to be issued) upon compliance with the following conditions: No coverage will be given under any circumstances for labor or material for which the insured has contracted for or agreed to pay. Note: Pursuant to CRS 10-11-123, notice is hereby given: The Subject real property may be located in a special taxing district.(A) A certificate of taxes due listing each taxing jurisdiction will be obtained from the county treasurer of the county in which the real property is located or that county treasurer's authorized agent unless the proposed insured provides written instructions to the contrary. (for an Owner's Policy of Title Insurance pertaining to a sale of residential real property). (B) The information regarding special districts and the boundaries of such districts may be obtained from the Board of County Commissioners, the County Clerk and Recorder, or the County Assessor. (C) The land described in Schedule A of this commitment must be a single family residence which includes a condominium or townhouse unit. (A) No labor or materials have been furnished by mechanics or material-men for purposes of construction on the land described in Schedule A of this Commitment within the past 6 months. (B) The Company must receive an appropriate affidait indemnifying the Company against un-filed mechanic's and material-men's liens. (C) The Company must receive payment of the appropriate premium.(D) If there has been construction, improvements or major repairs undertaken on the property to be purchased within six months prior to the Date of Commitment, the requirements to obtain coverage for unrecorded liens will include: disclosure of certain construction information; financial information as to the seller, the builder and or the contractor; payment of the appropriate premium fully executed Indemnity Agreements satisfactory to the company, and, any additional requirements as may be necessary after an examination of the aforesaid information by the Company. (E) This notice applies to owner's policy commitments disclosing that a mineral estate has been severed from the surface estate, in Schedule B-2. Note: Pursuant to CRS 10-1-128(6)(a), It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Note: Pursuant to Colorado Division of Insurance Regulations 8-1-3, notice is hereby given of the availability of a closing protection letter for the lender, purchaser, lessee or seller in connection with this transaction. That there is recorded evidence that a mineral estate has been severed, leased, or otherwise conveyed from the surface estate and that there is substantial likelihood that a third party holds some or all interest in oil, gas, other minerals, or geothermal energy in the property; and (A) That such mineral estate may include the right to enter and use the property without the surface owner's permission.(B) JOINT NOTICE OF PRIVACY POLICY OF LAND TITLE GUARANTEE COMPANY, LAND TITLE GUARANTEE COMPANY OF SUMMIT COUNTY LAND TITLE INSURANCE CORPORATION AND OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY This Statement is provided to you as a customer of Land Title Guarantee Company and Meridian Land Title, LLC, as agents for Land Title Insurance Corporation and Old Republic National Title Insurance Company. We want you to know that we recognize and respect your privacy expectations and the requirements of federal and state privacy laws. Information security is one of our highest priorities. We recognize that maintaining your trust and confidence is the bedrock of our business. We maintain and regularly review internal and external safeguards against unauthorized access to non-public personal information ("Personal Information"). In the course of our business, we may collect Personal Information about you from: applications or other forms we receive from you, including communications sent through TMX, our web-based transaction management system; your transactions with, or from the services being performed by us, our affiliates, or others; a consumer reporting agency, if such information is provided to us in connection with your transaction; and The public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates and non-affiliates. Our policies regarding the protection of the confidentiality and security of your Personal Information are as follows: We restrict access to all Personal Information about you to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your Personal Information from unauthorized access or intrusion. Employees who violate our strict policies and procedures regarding privacy are subject to disciplinary action. We regularly assess security standards and procedures to protect against unauthorized access to Personal Information. WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT PERMITTED BY LAW. Consistent with applicable privacy laws, there are some situations in which Personal Information may be disclosed. We may disclose your Personal Information when you direct or give us permission; when we are required by law to do so, for example, if we are served a subpoena; or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. Our policy regarding dispute resolution is as follows: Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Commitment to Insure ALTA Commitment - 2006 Rev. OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation, (Company), for a valuable consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the requirements; all subject to the provisions of Schedule A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this commitment shall cease and terminate six months after the Effective Date or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue such policy or policies is not the fault of the Company. Conditions and Stipulations 1. The term "mortgage", when used herein, shall include deed of trust, trust deed, or other security instrument. 2. If the proposed Insured has or acquires actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge to Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions and Stipulations. 3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply with the requirements hereof or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and the Conditions and Stipulations and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. This commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at www.alta.org. Standard Exceptions In addition to the matters contained in the Conditions and Stipulations and Exclusions from Coverage above referred to, this Commitment is also subject to the following: 1. Rights or claims of parties in possession not shown by the Public records. 2. Easements, or claims of easements, not shown by the Public Records. 3. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, and any facts which a correct survey or inspection of the Land would disclose and which are not shown by the Public Records. 4. Any lien, or right to a lien, for services, labor or material theretofore or hereafter furnished, imposed by law and not shown by the Public Records. 5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the Public Records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. IN WITNESS WHEREOF, Old Republic National Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A to be valid when countersigned by a validating officer or other authorized signatory. Issued by: Land Title Guarantee Company 3033 East First Avenue Suite 600 Denver, Colorado 80206 303-321-1880 President Old Republic National Title Insurance Company, a Stock Company 400 Second Avenue South Minneapolis, Minnesota 55401 (612)371-1111 Mark Bilbrey, President Rande Yeager, Secretary AMERICAN LAND TITLE ASSOCIATION ALTA COMMITMENT FORM Adopted Copyright 2006- 2017 American Land Title Association. All rights reserved.