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HomeMy WebLinkAboutADM090013411A& 11f1WProject Name: Application Type: ADMINISTRATIVE ACTION FORM Department of Community Development 75 South Frontage Road Vail, CO 81657 tel: 970-479-2138 fax: 970-479-2452 web: www.vailgov.com LUPINE LLC NEW DUPLEX DupSubPl ADM Number: ADM090013 Parcel: 2101-131-0401-7 Project Description: DUPLEX PLAT SUBDIVISION Participants: OWNER LUPINE LLC 12/10/2009 PO BOX 1057 MINTURN CO 81645 APPLICANT HOLM CONSTRUCTION INC. P. 0. BOX 5356 VAIL CO 81658 License: 122-A CONTRACTOR HOLM CONSTRUCTION INC. P. 0. BOX 5356 VAIL CO 81658 License: 122-A Project Address: 4918 MEADOW DR VAIL 12/10/2009 Phone: 970-390-1315 12/10/2009 Phone: 970-390-1315 Location: UNITS A& B Legal Description: Lot: 16 Block: 7 Subdivision: BIGHORN 5TH ADDITION Comments: BOARD/STAFF ACTION Motion By: Action: STAFFAPR Second By: Vote: Date of Approval: 12/22/2009 Meeting Date: Conditions: Cond: 8 (PLAN): No changes to these plans may be made without the written consent of Town of Vail staff and/or the appropriate review committee(s). Planner: Bill Gibson DRB Fee Paid: $100.00 i ,V r - k r $ - A ' Department of Community Developr 75 South Frontage F Vail, Colorado-,8' ~T 970-47,9-; Fax 970-479-: Web: w .vailgov., Development Review Coprdin Duplex Subdivisions Application for Review by the Planning and Environmental Commissi U \J 1009 TOWN OF VAIL lQc General Information: The required approval for a duplex subdivision or resubdivision of an improved duplex lot and structure will require town approval through the administrator, subject to review by other Town of Vail departments. No duplex subdivision shall be approved unless the lots are improved with at least foundations for both units existing at the time of submittal. Please see Section 13-8, Duplex Subdivisions, Vail Town Code for more detailed information. Vail Town Code can be found on the Town's website at www. ail ov com. Fee: $100 Recording Fees: Please visit the Eagle County website hits:/,,"mvw €aglecounty,us=clerk!pubficRecords.cfm for the most up-to-date recording fees and check with your planner prior to submitting the payment A check written out to the Eagle County Clerk and Recorder is required to be submitted once the plat has been approved by the Planning and Environmental Commission and prior to the recording of the plat. Description of the Request: Duplex Subdivision Physical Address: 4918 Meadow Drive CkVY (-AS A k !7 Parcel Number: 2101-131-04-017 (Contact Eagle Co. Assessor at 970-328-8640 for parcel no.) Property Owner: Lupine, LLC a Colorado limited liability company Mailing Address: PO Box 5356, Vail, CO 81658 Phone: 970-390-1315 Owner's Signature: Primary Contact/ Owner Representative: Sam Ecker Mailing Address: PO Box 15, Avon, CO 81620 Phone: 970-479-8698 E-Mail: sam@gorerange.net FaX: 970-479-0055 For Office Use Only: Cash_ CC: Visa / MC Last 4 CC # Auth # Check Fee Paid: 1W• Co Received From: QI M CavLS-KU c7hcl% Meeting Date: PEC No.: " O 1 Planner: Project No: Zoning: Land Use: Location of the Proposal: Lot: Block: Subdivision: , Ord- Apr-09 TOWN OF VAIL, COLORADO Statement Statement Number: R090001757 Amount: $100.00 12/10/200909:28 AM Payment Method: Check Init: JLE Notation: 4101 HOLM CONSTRUCTION Permit No: ADM090013 Type: Administrative Parcel No: 2101-131-0401-7 Site Address: 4918 MEADOW DR VAIL Location: UNITS A & B Total Fees: $100.00 This Payment: $100.00 Total ALL Pmts: $100.00 Balance: $0.00 ACCOUNT ITEM LIST: Account Code Description Current Pmts PV 00100003112500 Administrative Fee 100.00 Results Back to normal view Query: exact search in OwnerlD for Lupine, LLC Found 1 result on 1 page 1,....€k 8011494 2101-131- LUPINE LLC 004918 Subdivision: BIGHORN 5TH 04-017 MEADOW DR ADDITION Block: 7 Lot: 16... VAIL AREA 0 Page 1 of 1 D TdnV http://property.eaglecounty.uslassessorltaxweblresults.jsp?start=0&printing=true 8/13/2009 Land Title Guarantee Company CUSTOMER DISTRIBUTION Land Title GUARANTEE COMPANY Date: 08-12-2009 Property Address: 4918 MEADOW DRIVE VAIL, CO 81657 Our Order Number: VTF50025595-3 If you have any inquiries or require Anther assistance, please contact one of the numbers below: For Title Assistance: Vail Title "VTF" Unit 108 S FRONTAGE RD W #203 VAIL, CO 81657 Phone: 970-476-2251 Fax: 970-476-4732 [,C EI_lWIE 1 DEC ? Q 2009 i L TOWN OF VAIL WELLS FARGO BANK N.A. PO BOX 6490 245 CHAPEL PL AVON, CO 81620 Attn: MAXWELL KEY Phone: 970-748-4900 Fax: 970-949-8108 EMail: maxwell.l.key@wellsfargo.com Sent Via EMail i Land Title Guarantee Company rnd-rik Date: 08-12-2009 Our Order Number: VTF50025595-3 GUARANTEE COMPANY Property Address: 4918 MEADOW DRIVE VAIL, CO 81657 Owner: LUPINE, LLC, A COLORADO LIMITED LIABILITY COMPANY Note: Once an original commitment has been issued, any subsequent modifications will be emphasized by underlining. Need a map or directions for your upcoming closing? Check out Land Title's web site at www.Itgc.com lux Unmuuna LU au ul uux JY UJLU%.C xua.auuxw. ESTIMATE OF T rLE FEES ALTA Loan Policy 06-17-06 (Reissue Rate) $3,139.00 Deletion of Exceptions 1-3 (Lender) $40.00 Deletion of General Exception 4 (Lender) $10.00 Endorsement Alta 9 (Lender) $942.00 Endorsement Alta 5 (Lender) $300.00 Endorsement 103.1 (Lender) $30.00 Endorsement Alta 8.1 (Lender) $30.00 Tax Report R011494 $25.00 TOTAL $4,516.00 Poo CQrZLT.L (0/2003) THANK YOU FOR YOUR ORDERI Chicago Title Insurance Company ALTA COMMITMENT Our Order No. VTF50025595-3 Schedule A Cust. Ref.: Property Address: 4918 MEADOW DRIVE VAIL, CO 81657 1. Effective Date: April 15, 2009 at 5:00 P.M. 2. Policy to be Issued, and Proposed Insured: "ALTA" Loan Policy 06-17-06 $3.430.000.00 Proposed Insured: WELLS FARGO BANK, N.A., ITS SUCCESSORS AND/OR ASSIGNS 3. The estate or interest in the Land described or referred to in this Commitment and covered herein is: A Fee Simple 4. Title to the estate or interest covered herein is at the effective date hereof vested in: LUPINE, LLC, A COLORADO LIMITED LIABILITY COMPANY 5. The Land referred to in this Commitment is described as follows: LOT 16, BLOCK 7, BIGHORN SUBDIVISION, FIFTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, COUNTY OF EAGLE, STATE OF COLORADO. ALTA COMMITMENT Schedule B - Section 1 (Requirements) Our Order No. VTF50025595-3 The following are the requirements to be complied with: Item (a) Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or interest to be insured. Item (b) Proper instrument(s) creating the estate or interest to be insured must be executed and duly filed for record, to-wit: Item (c) Payment of all taxes, charges or assessments levied and assessed against the subject premises which are due and payable. Item (d) Additional requirements, if any disclosed below: 1. RELEASE OF DEED OF TRUST DATED JANUARY 30, 2008 FROM LUPINE, LLC, A COLORADO LIMITED LIABILITY COMPANY TO THE PUBLIC TRUSTEE OF EAGLE COUNTY FOR THE USE OF ALPINE BANK TO SECURE THE SUM OF $1,320,000.00 RECORDED FEBRUARY 04, 2008, UNDER RECEPTION NO. 200802323. MODIFICATION AGREEMENT IN CONNECTION WITH SAID DEED OF TRUST WAS RECORDED MARCH 26, 2009 UNDER RECEPTION NO. 200905481. MODIFICATION AGREEMENT IN CONNECTION WITH SAID DEED OF TRUST WAS RECORDED APRIL 22, 2009 UNDER RECEPTION NO. 200907299. 2. DEED OF TRUST FROM LUPINE, LLC, A COLORADO LIMITED LIABILITY COMPANY TO THE PUBLIC TRUSTEE OF EAGLE COUNTY FOR THE USE OF WELLS FARGO BANK, N.A. TO SECURE THE SUM OF $3.430.000.00. NOTE: THE OPERATING AGREEMENT FOR LUPINE, LLC, A COLORADO LIMITED LIABILITY COMPANY DISCLOSES BALZ ARRIGONI, CLAES HOLM, AND STEFAN SCHMID AS THE MEMBER(S) OR MANAGER(S) THAT MUST EXECUTE LEGAL INSTRUMENTS ON BEHALF OF SAID ENTITY. IF THERE IS A CHANGE IN OWNERSHIP OF THE PROPERTY TO BE INSURED HEREIN FROM THE VESTED OWNER SET FORTH IN ITEM 4 OF SCHEDULE A HEREIN, THE TERMS, PROVISIONS AND CONDITIONS OF THE TOWN OF VAIL TRANSFER TAX MAY BE APPLICABLE. NOTE: ITEMS 1-3 OF THE GENERAL EXCEPTIONS ARE HEREBY DELETED. ALTA COMMITMENT Schedule B - Section I (Requirements) Our Order No. VTF50025595-3 Continued: NOTE: ITEM 4 OF THE GENERAL EXCEPTIONS WILL BE DELETED UPON RECEIPT OF A NOTARIZED FINAL LIEN AFFIDAVIT. ALTA COMMITMENT Schedule B - Section 2 (Exceptions) Our Order No. VTF50025595-3 The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: 1. Any facts, rights, interests, or claims thereof, not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 2. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 4. Any lien, or right to alien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the Public Records. 5. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the Public Records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. 6. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 7. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 8. RIGHT OF PROPRIETOR OF A VEIN OR LODE TO EXTRACT AND REMOVE HIS ORE THEREFROM SHOULD THE SAME BE FOUND TO PENETRATE OR INTERSECT THE PREMISES AS RESERVED IN UNITED STATES PATENT RECORDED SEPTEMBER 13, 1902, IN BOOK 48 AT PAGE 491. 9. RIGHT OF WAY FOR DITCHES OR CANALS CONSTRUCTED BY THE AUTHORITY OF THE UNITED STATES AS RESERVED IN UNITED STATES PATENT RECORDED SEPTEMBER 13, 1902, IN BOOK 48 AT PAGE 491. 10. RESTRICTIVE COVENANTS, WHICH DO NOT CONTAIN A FORFEITURE OR REVERTER CLAUSE, BUT OMITTING ANY COVENANTS OR RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, HANDICAP, NATIONAL ORIGIN, ANCESTRY, OR SOURCE OF INCOME, AS SET FORTH IN APPLICABLE STATE OR FEDERAL LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR RESTRICTION IS PERMITTED BY APPLICABLE LAW, AS CONTAINED IN INSTRUMENT RECORDED NOVEMBER 25, 1966, IN BOOK 175 AT PAGE 445. ALTA COMMITMENT Schedule B - Section 2 (Exceptions) Our Order No. VTF50025595-3 The policy or policies to be issued will contain exceptions to the following unless the same are disposed of to the satisfaction of the Company: 11. EASEMENTS, CONDITIONS, COVENANTS, RESTRICTIONS, RESERVATIONS AND NOTES ON THE RECORDED PLAT OF BIGHORN SUBDIVISION, FIFTH ADDITION. NOTE: THE POLICY OF TITLE INSURANCE WILL INCLUDE AN ARBITRATION PROVISION. THE COMPANY OR THE INSURED MAY DEMAND ARBITRATION. ARBITRABLE MATTERS MAY INCLUDE, BUT ARE NOT LIMITED TO, ANY CONTROVERSY OR CLAIM BETWEEN THE COMPANY AND THE INSURED ARISING OUT OF OR RELATING TO THIS POLICY, ANY SERVICE OF THE COMPANY IN CONNECTION WITH ITS ISSUANCE OR THE BREACH OF A POLICY PROVISION OR OTHER OBLIGATION. PLEASE ASK YOUR ESCROW OR TITLE OFFICER FOR A SAMPLE COPY OF THE POLICY TO BE ISSUED IF YOU WISH TO REVIEW THE ARBITRATION PROVISIONS AND ANY OTHER PROVISIONS PERTAINING TO YOUR TITLE INSURANCE COVERAGE. LAND TITLE GUARANTEE COMPANY and LAND TITLE GUARANTEE COMPANY - GRAND JUNCTION DISCLOSURE STATEMENTS Note: Pursuant to CRS 10-11-122, notice is hereby given that: A) The subject real property may be located in a special taxing district. B) A Certificate of Taxes Due listing each taxing jurisdiction may be obtained from the County Treasurer's authorized agent. C) The information regarding special districts and the boundaries of such districts may be obtained from the Board of County Commissioners, the County Clerk and Recorder, or the County Assessor. Note: Effective September 1, 1997, CRS 30-10-406 requires that all documents received for recording or filing in the clerk and recorder's office shall contain a top margin of at least one inch and a left, right and bottom margin of at least one half of an inch. The clerk and recorder may refuse to record or file any document that does not conform, except that, the requirement for the top margin shall not apply to documents using forms on which space is provided for recording or filing information at the top margin of the document. Note: Colorado Division of Insurance Regulations 3-5-1, Paragraph C of Article VII requires that "Every title entity shall be responsible for all matters which appear of record prior to the time of recording whenever the title entity conducts the closing and is responsible for recording or filing of legal documents resulting from the transaction which was closed". Provided that Land Title Guarantee Company conducts the closing of the insured transaction and is responsible for recording the legal documents from the transaction, exception number 5 will not appear on the Owner's Title Policy and the Lenders Policy when issued. Note: Affirmative mechanic's lien protection for the Owner may be available (typically by deletion of Exception no. 4 of Schedule B, Section 2 of the Commitment from the Owner's Policy to be issued) upon compliance with the following conditions: A) The land described in Schedule A of this commitment must be a single family residence which includes a condominium or townhouse unit. B) No labor or materials have been furnished by mechanics or material-men for purposes of construction on the land described in Schedule A of this Commitment within the past 6 months. C) The Company must receive an appropriate affidavit indemnifying the Company against un-filed mechanic's and material-men's liens. D) The Company must receive payment of the appropriate premium. E) If there has been construction, improvements or major repairs undertaken on the property to be purchased within six months prior to the Date of the Commitment, the requirements to obtain coverage for unrecorded liens will include: disclosure of certain construction information; financial information as to the seller, the builder and or the contractor; payment of the appropriate premium fully executed Indemnity Agreements satisfactory to the company, and, any additional requirements as may be necessary after an examination of the aforesaid information by the Company. No coverage will be given under any circumstances for labor or material for which the insured has contracted for or agreed to pay. Note: Pursuant to CRS 10-11-123, notice is hereby given: This notice applies to owner's policy commitments containing a mineral severance instrument exception, or exceptions, in Schedule B, Section 2. A) That there is recorded evidence that a mineral estate has been severed, leased, or otherwise conveyed from the surface estate and that there is a substantial likelihood that a third party holds some or all interest in oil, gas, other minerals, or geothermal energy in the property; and B) That such mineral estate may include the right to enter and use the property without the surface owner's permission. Nothing herein contained will be deemed to obligate the company to provide any of the coverages referred to herein unless the above conditions are fully satisfied. Fonn DISCICSURE 09/01/02 . NOTICE OF PRIVACY POLICY Fidelity National Financial Group of Companies / Chicago Title Insurance Company Security Union Title Insurance Company July 1, 2001 es t the privacy expectations of today's consumers and the requirements of applicable federal and We recognize and r ~ f ate privacy laws. Webelieve that making you aware of how we use your non-public personal information ("Personal st Inormation and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. In the course of our business, we may collect Personal information about you from the following sources: * From applications or other forms we receive from you or your authorized representative; * From your transactions with, or from the services being performed by, us, our affiliates, or others; * From our internet web sites; * From the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and * From consumer or other reporting agencies. Our Policies Regarding the Protection of the Confidentiality and Security of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates, such as insurance companies, agents, and other real estate settlement service providers. We also may disclose your Personal Information: * to aag~ents, brokers or representatives to provide you with services you have requested; * to Ed-party contractors or service providers who provide services or perform marketing or other functions on our behalf; and * to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. Sndd ition wedisclose your Personal Information when ou direct or ve us permission, when we are required aw to ~o sowhen we suspect fraudulent or criminal acivities. We o may disclose your Personal rmation when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information. Right to Access Your Personal Information and Ability to Correct Errors Or Request Changes Or Deletion Certain states afford you the right to access your Personal Information and, under certain circumstances, to find out to whom your Personal Information has been disclosed. Also, certain states afford you the right to request correction, amendment or deletion of your Personal Information. We reserve the not, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to such requests. All requests submitted to the Fidelity National Financial Group of Companies/Chicago Title Insurance Company shall be in writing, and delivered to the following address: Privacy Compliance Officer Fidelity National Financial, Inc. 4050 Calle Real, Suite 220 Santa Barbara, CA 93110 Multiple Products or Services If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you. Fonn =.PM.CHI r NOTICE OF PRIVACY POLICY OF LAND TITLE GUARANTEE COMPANY, INC., A COLORADO CORPORATION AND MERIDIAN LAND TITLE, L.L.C., A COLORADO LIMITED LIABLTTY COMPANY, DB/A LAND TITLE GUARANTEE COMPANY - GRAND JUNCTION This Statement is provided to you as a customer of Land Title Guarantee Company, a Colorado corporation and Meridian Land Title, LLC, d/b/a Land Title Guarantee Company - Grand Junction. We want you to know that we recognize and respect your privacy expectations and the requirements of federal and state privacy laws. Information security is one of our highest priorities. We recognize that maintaining your trust and confidence is the bedrock of our business. We maintain and regularly review internal and external safeguards against unauthorized access to non-public personal information ("Personal Information"). In the course of our business, we may collect Personal Information about you from: * applications or other forms we receive from you, including communications sent through TMX, our web-based transaction management system; * your transactions with, or from the services being performed by, us, our affiliates, or others; * a consumer reporting agency, if such information is provided to us in connection with your transaction; and * the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates and non-affiliates. Our policies regarding the protection of the confidentiality and security of your Personal Information are as follows: * We restrict access to all Personal Information about you to those employees who need to know that information in order to provide products and services to you. * We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your Personal Information from unauthorized access or intrusion. * Employees who violate our strict policies and procedures regarding privacy are subject to disciplinary action. * We regularly access security standards and procedures to protect against unauthorized access to Personal Information. WE DO NOT DISCLOSE ANY PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT PERMITTED BY LAW. Consistent with applicable privacy laws, there are some situations in which Personal Information may be disclosed. We may disclose your Personal Information when you direct or give us permission; when we are required by law to do so, for example, if we are served a subpoena; or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. Our policy regarding dispute resolution is as follows. Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Form PPJV.PM. LTG. 1 C F- D PARTY WALL AGREEMENT CF C, ? 2 09 AND DECLARATION OF TOW,,,,,,, = VA COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS THIS PARTY WALL AGREEMENT AND DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS is made by Lupine LLC, a Colorado limited liability company (referred to herein as "Declarant") concerning Lots 16B and 16A, Block 7, Bighorn Subdivision, Fifth Addition, a Resubdivision of Lot 16, Block 7, Bighorn Subdivision, Fifth Addition, according to the recorded Duplex Plat thereof, County of Eagle, State of Colorado. RECITALS: A. Declarant is the owner of the Property. B. Declarant has caused to be constructed on the Property a building or buildings containing two contiguous residential dwellings. C. Declarant deems it desirable to establish covenants, conditions, restrictions, easements, and other provisions of this Declaration with respect to the use, occupancy and enjoyment of the Property. NOW THEREFORE, to further the general purposes herein expressed, Declarant does hereby publish and declare that the following covenants, conditions, restrictions, easements and other provisions shall run with the land, shall be a burden and a benefit to Declarant and to each person and entity having any interest in any part of the Property, and each of their respective heirs, personal representatives, executors, administrators, devisees, successors and assigns. ARTICLE 1 DEFINITIONS In addition to the terms defined elsewhere in this Agreement, the following terms used in this Agreement shall have the following meanings: 1.1 "Access Easement" shall mean the area shown on the Plat and identified as "Access Easement." The Access Easement located on Lot 16B is for the benefit of Lot 16A and is a burden on Lot 16B. The Access Easement located on Lot 16A is for the benefit of Lot 16B and is a burden on Lot 16A. The purposes of and rules governing the Access Easement are set forth more fully in Article 2 below. 1.2 "Common Driveway" shall mean the driveway now or hereafter located on the Property within the Access Easement, whether the surface is black top, bituminous, paved, concrete, brick pavers or another material, and serving both Lot 16B and Lot 16A. 1.3 "Duplex" shall mean the building or buildings located on the Property containing two contiguous residential dwellings. 1.4 "First Mortgage" shall mean a Mortgage, the lien of which is superior and prior to the liens of all other Mortgages. 1.5 "First Mortgagee" shall mean the holder or beneficiary of the obligation secured by a First Mortgage. 1.6 "Improvements" shall mean all structures, buildings, improvements, pavement, Landscaping and fixtures of any kind now or hereafter located on any part of Lot 16A and Lot 16B, including each of the Units. 1.77 "Landscaping" shall mean the lawn, bushes, trees, shrubs, grasses, flowers and other vegetation, rock gardens, boulders and other similar decorative devices now or hereafter located on Lot 16A and Lot 16B. 1.8 "Lot" shall mean either Lot 16A or Lot 1613, and "Lots" shall mean both Lot 16A and Lot 16B. 1.9 "Lot 16A" shall mean the southern-most Lot which is designated as such on the Plat (which shall be a separate fee simple estate), together with all rights, appurtenances and privileges now or hereafter belonging or in any way pertaining to such parcel, and also together with all Improvements now or hereafter located thereon, unless the context requires otherwise. 1.10 "Lot 1613" shall mean the northern-most Lot which is designated as such on the Plat (which shall be a separate fee simple estate), together with all rights, appurtenances and privileges now or hereafter belonging or in any way pertaining to such parcel, and also together with all Improvements now or hereafter located thereon, unless the context requires otherwise. 1.11 "Mortgage" shall mean any mortgage, deed of trust or other instrument conveying or pledging any interest in any Lot as security for payment of an obligation. 1.12 "Mortgagee" shall mean the holder or beneficiary of an obligation secured by a Mortgage. 1.13 "Occupant" shall mean any Owner, tenant of an Owner or other person actually residing in a Unit and any guest or invitee of any such Owner, tenant or other person. "Occupants" shall mean more than one Occupant. 1.14 "Owner" shall mean the record holder of fee simple title to any one Lot, except that if two or more persons or entities together hold record fee simple title to any 2 one Lot, each of such persons or entities shall be an "Owner." "Owners" shall mean more than one Owner. 1.15 "Party Wall Agreement" or "Agreement" shall mean this Party Wall Agreement and Declaration of Covenants, Conditions, Restrictions and Easements, as the same may be amended, supplemented, or restated from time to time. 1.16 "Plat" shall mean the plat entitled "Duplex Plat, Bighorn Subdivision, Fifth Addition, a Resubdivision of Lot 16, Block 7, Town of Vail, County of Eagle, State of Colorado", which is being recorded simultaneously herewith in the Office of the Clerk and Recorder of Eagle County, Colorado, as same may be amended. 1.17 "Property" shall mean Lot 16, Block 7, Bighorn Subdivision, Fifth Addition, according to the recorded Plat thereof, County of Eagle, State of Colorado. 1.18 "Unit" shall mean any one of the two residential dwelling units within the Duplex. "Units" shall mean both of such dwelling units. ARTICLE 2 EASEMENTS 2.1 Access Easement. The Common Driveway is located within the Access Easement and Parking Easement. There is hereby created an easement for ingress and egress for the benefit of the Owner and Occupants of Lot 16A, and their guests, invitees and agents, on, over, across, in, under and through the Access Easement located on Lot 16B. There is hereby created an easement for ingress and egress for the benefit of the Owner and Occupants of Lot 16B, and their guests, invitees and agents, on, over, across, in, under and through the Access Easement located on Lot 16A.No Owner or Occupant of a Lot or their guests, invitees or agents shall hinder or permit the hindrance of reasonable ingress to or egress from the other Lot or the Unit located thereon by way of the Common Driveway. 2.2 Parking Easement. There is hereby created an easement for the benefit of the Owner and Occupants of Lot 16B for the parking of motor vehicles in the area on the Plat designated "Parking Easement" on Lot 16A. There is hereby created an easement for the benefit of the Owner and Occupants of Lot 16A for the parking of motor vehicles in the area of the Plat designated "Parking Easement" on Lot 16B. The area within the Parking Easement shall be available as parking for both Lots, rovid however, in the event that the Owners or Occupants of both Lots desire to park vehicles in the Additional Parking area at the same time, then the northern-most half of the Parking Easement area shall be for the exclusive use of Lot 16B and the southem-most half of the Parking Easement area shall be for the exclusive use of Lot 16A. 2.2 Easement for Maintenance of the Common Driveway. The Owner and Occupants of each Lot shall have an easement on, over, across, in, under and through that portion of the other Lot for purposes of installation, inspection, maintenance, repair, restoration and replacement of the Common Driveway. 2.3 Easement for Maintenance of Separate Utilities. The Owner of each Lot shall have an easement on, over, across, in, under and through the other Lot for purposes of installation, existence, inspection, maintenance, repair, restoration and replacement of any separate utility, provided, however, such lines, equipment, facilities and other property shall be inspected, maintained, repaired, restored, and replaced in such a manner as to cause the least disturbance to the other Lot as may be reasonably practicable. 2.4 Interpretation of Easements. The easements herein created are non- exclusive, perpetual easements that shall run with the land, provided that if Lot 16A and Lot 16B are ever recombined into one lot, the Easements shall thereupon terminate. Except as otherwise specifically provided in this Agreement, said easements shall be interpreted to give equal rights of use of each easement to the dominant and servient estates. ARTICLE 3 USE AND MAINTENANCE OF COMMON DRIVEWAY 3.1 Use and Maintenance of Common Driveway. The Owners of both Lots shall keep the Common Driveway in a condition of good order and repair and shall cause such inspection, maintenance, repair, restoration and replacement as may be necessary to keep the Common Driveway in such condition. The Common Driveway is equipped with a snow-melt system. The snow melt system shall remain "on" at all times, as recommended by the manufacturer, and each Owner shall be responsible for paying the utility charges for operating the snow-melt system that are billed to each Lot. After one full winter of operating the snow-melt system (to make sure it is operating properly), the Owners may agree to plow the Common Driveway instead of running the snow-melt system, in which case the costs of snowplowing shall be included in the costs of maintaining the Common Driveway that are to be shared in accordance with section 3.2 below. In the event of damage to or the destruction of the Common Driveway (including the snow-melt system), the Owners of both Lots shall, with due diligence, repair, restore and/or replace the damaged or destroyed Common Driveway (including the snow melt system) to substantially the same condition which existed prior to the damage or destruction, and each Owner shall have the right to the full use of the Common Driveway (including the snow-melt system), as so repaired, restored and/or replaced. 3.2 Sharing of Costs of Common Driveway. (a) Any Owner of a Lot may cause the inspection, maintenance, repair, restoration or replacement of the Common Driveway and snow melt system. The cost of any inspection, maintenance, repair, restoration or replacement of the Common Driveway shall be paid by the Owner causing such action except as provided in Section 3.2(b) or Section 3.2(c). For purposes of this section 3.2, the term "Common Driveway" shall include the snow-melt system. 4 (b) In each of the following cases, if the Owner of a Lot has caused an inspection, maintenance, repair, restoration or replacement of the Common Driveway, and if such Owner has complied with Section 3.2(d), then except as provided in Section 3.2(c), the costs of such inspection, maintenance, repair, restoration or replacement (hereinafter referred to as the "work") shall be shared by the Owners of both Lots, with 40% of such costs being paid by the Owner of Lot 16B and 60% of such costs being paid by the Owner of Lot 16A: (i) The work is approved by the Owner of the other Lot; or (ii) The work is required in order to keep the Common Driveway in a condition of good order and repair, or in order to repair, restore and/or replace damaged or destroyed Common Driveway, whether or not the work is approved by the Owner of the other Lot; or (iii) The work is immediately required for the habitability of the Unit of the Owner causing the work or for the health, safety or welfare of Occupants of such Unit, whether or not such action has been approved by the Owner of the other Lot; or (c) Notwithstanding anything contained in this Section 3.2 to the contrary, if the Common Driveway is damaged or destroyed, and if such damage or destruction (i) is a result of the negligence or the willful act or omission of any Owner or Occupant of a Lot, or their guests, invitees or agents or (ii) occurs in the course of the exercise of any right or the performance of any obligation of any Owner or Occupant of a Lot, or their guests, invitees or agents, whether or not as a result of negligence or the willful act or omission of such Owner, Occupant, guests, invitees or agents, then the Owner of the Lot of that Owner, Occupant, guest, invitee or agent whose act or omission or exercise or performance of such right or obligation has resulted in such damage or destruction shall pay the entire cost of any inspection, repair, restoration and/or replacement necessary to repair, restore and/or replace such Common Driveway to substantially the condition that existed before the occurrence of the damage or destruction. (d) Before an Owner of a Lot causes any inspection, maintenance, repair, restoration or replacement of any Common Driveway, such Owner shall first do the following (except in the case where immediate action is required and it would not be reasonable to do so under the circumstances): (i) Give at least two weeks prior notice of such work to the Owner of the other Lot; and (ii) Make diligent, good faith efforts to reach an agreement with the Owner of the other Lot as to the nature, scope, timing, cost and other details of 5 such work, and the arrangements among the Owners of the Lots for the payment of the costs of such work. (e) If an Owner receives a bill for expenses that pursuant to this Agreement are to be shared by the Owners of both Lots, and such expenses are not within the budget described in section 3.3 below, such Owner shall provide a copy of the bill to the other Owner, and such other Owner shall pay, within 10 days after receipt of such bill, said Owner's share of the amount due to the Owner who received the bill. The Owner who receives the bill shall cause same to be paid in a timely manner. 3.3 Budget and Funding of Operating and Maintenance Expenses. Annually on or before November 1 each year, the Owners shall agree upon a budget for estimated expenses for maintaining, repairing, restoring or replacing the Common Driveway for the next ensuing calendar year. The budget shall include amounts estimated to be needed in the calendar year to cover repairs to or replacement of the snow-melt system within the Common Driveway, but shall not include the costs of the day-today operation of the snow-melt system, which are to be paid by each of the Owners in accordance with section 3.1 above. On or before December 31 each year, the Owners shall deposit to a checking account (the "Common Driveway Account") an amount sufficient to cover each such Owner's share of estimated Common Driveway expenses for the next ensuing calendar year. In addition to the amounts determined under this section 3.3, the Owners may agree in any fiscal year that additional amounts shall be contributed for the purpose of defraying, in whole or in part, the cost of any construction or reconstruction, unexpected repair or replacement of the Common Driveway, or for any other expense incurred or to be incurred as provided in this Declaration. Unless otherwise agreed, the Owner of Lot 16A shall be responsible for maintaining the Common Driveway Account and paying Common Driveway expenses fitom such account. The Owner that is responsible for paying the Common Driveway expenses is hereby authorized to use the funds deposited by the Owners in the Common Driveway Account in payment of such expenses. The Owner responsible for paying the Common Driveway expenses shall not comingle the funds in the Common Driveway Account with other fiords of said Owner. The Owner who does not maintain the Common Driveway Account shall have the right to examine the Common Driveway Account statements and records upon request. In the event of the We of a Lot, the funds on deposit by the selling Owner shall remain in the Common Driveway Account and shall be considered to have been paid by the person purchasing the Lot. Unless otherwise agreed by all Owners, under no circumstances will a refund of fiords deposited for Common Driveway expenses be made to a selling Owner. However, at the closing of the sale and purchase of a Lot the selling Owner shall have the right to collect from the purchasing Owner the selling Owner's share of the funds on deposit in the Common Driveway Account. ARTICLE 4 SEPARATE UTILITIES 4.1 Ownership/Maintenance. All utility lines, equipment, facilities and other property now or hereafter located on Lot 16A and/or Lot 16B that are used solely to supply a utility service to one Lot or the Improvements thereon, shall, to the extent not 6 owned by the utility supplier, be owned by the Owner of the Lot to which the utility service is provided, and shall be kept in a condition of good order and repair by such Owner. The Owner of Lot 16A shall be responsible for all costs and expenses of inspection, maintenance, repair, restoration or replacement of the utilities servicing only Lot 16A, and the Owner of Lot 16B shall be responsible for all costs and expenses of inspection, maintenance, repair, restoration or replacement of the utilities servicing only Lot 16B. After any such inspection, maintenance, repair, restoration or replacement, the Owner causing such work to be done shall be responsible for restoring the surface of the land to its condition immediately prior to the performance of such work 4.2 Terms of Use. Before the Owner of a Lot causes any inspection, maintenance, repair, restoration or replacement of any utility within the easement described in section 2.3 above, such Owner shall first do the following (except in the case where immediate action is required and it would not be reasonable to do so under the circumstances): (i) Give at least two weeks prior notice of such work to the Owner of the other Lot; and (ii) Make diligent, good faith efforts to reach an agreement with the Owner of such other Lot as to the nature, scope, timing, and other details of such work. ARTICLE 5 PARTY WALL 5.1 Reciprocal Easements. The Units share a common party wall, the centerline of which is located on the common boundary line of Lot 16A and Lot 16B. Each Owner shall have a perpetual reciprocal easement in and to that part of the other Owner's Lot on which the party wall is located, for party wall purposes, including maintenance, repair, and inspection; neither Owner shall alter or change the party wall in any manner, interior decoration excepted, and the party wall shall always remain in the same location as when erected. Either Owner shall have the right to break through the party wall for the purpose of repairing or restoring sewer, water, utilities, etc., subject to the obligation to restore said wall to its previous structural condition, at his own expense and to pay the other Owner for any damage caused thereby. Either Owner shall have the right to make use of the party wall provided such use does not impair the structural support of the party wall. The costs of maintaining the party wall shall be borne equally by the Owners of both Lots. 5.2 Damage or Destruction. In the event of damage or destruction of the party wall from any cause, other than the negligence of the Owner or Occupant of either Lot or such Owner's or Occupant's guests, invitees or agents, the then Owners shall, at joint expense, repair or rebuild said wall, to its previous condition, and each Owner, their successors and assigns, shall have the right to the full use of said wall so repaired and rebuilt. Notwithstanding anything to the contrary herein, if the negligence of an Owner or Occupant or the negligence of such Owner's or Occupant's guests, invitees or agents shall 7 cause damage to or destruction of said party wall, such Owner shall bear the entire cost of repair and reconstruction. ARTICLE 6 MAINTENANCE ALTERATION OF LOTS URROVEMENTS AND LANDSCAPING 6.1 Maintenance of Lots Improvements and Landscaping. Except as provided in Article 3 above with respect to Common Driveway, the Owner of each Lot shall keep such Lot, including the Unit and all other Improvements thereon, in a condition of good order and repair, and shall cause such inspection, maintenance, repair, restoration and replacement as may be necessary to keep such Lot, including the Unit and all other Improvements thereon, in such condition. As used in this Agreement, the term "maintenance," when used with respect to a Lot, a Unit or any Improvements, shall include periodic painting or staining. There are two separate irrigation systems on the Property, one for each Lot. The Owner of each Lot shall cause the irrigation system on each such Lot to be turned on in the spring when safe to do so without the risk of pipes bursting due to freezing temperatures and to be turned off and blown out in the fall in time to prevent the fi=zing of such pipes. The irrigation systems shall be used and operated in such a manner as to maintain the Landscaping in a healthy, thriving condition. 6.2. Damage to or. Destruction of a Unit. In the event of damage to or destruction of a Unit or other Improvements on a Lot from any cause, the Owner of such Lot shall, with due diligence, repair, restore and/or replace the Unit or other Improvements (other than the Common Driveway, which shall be dealt with as provided in Article 3), as the case may be, to substantially the same condition that existed immediately prior to the damage or destruction, including substantially the same boundaries as prior to the damage or destruction. The cost of all the foregoing work shall be paid by the Owner of the Lot on which such damaged or destroyed Unit or other Improvements are located, except as provided in Section 6.3. 6.3 Payment for Certain Work Related to a Lot. Notwithstanding anything contained in this Article 6 to the contrary, if the Unit or other Improvement on a Lot is damaged or destroyed and if such damage or destruction (a) is a result of the negligence or willful act or omission of any Owner or Occupant, or an Owner's or Occupant's guests, invitees or agents, of the other Lot, or (b) occurs in the course of exercise of any right or the performance of any obligation of any Owner or Occupant of the other Lot, or the guests, invitees or agents of such Owner or Occupant, whether or not as a result of the negligence or willful act or omission of such Owner, Occupant, guests, invitees, or agents, then the Owner of the Lot of that Owner, Occupant, guests, invitees or agents whose act or omission or exercise or performance of such right or obligation has resulted in such damage or destruction shall pay the entire cost of any inspection, repair, restoration and/or replacement necessary to repair, restore and/or replace such Unit, other Improvements or Landscaping, to substantially the same condition that existed immediately prior to the damage or destruction. 8 6.4 An nearance/Alteration of a Lot. The Owners of both Lots shall make reasonable efforts to preserve a harmonious appearance of the Units and of the Landscaping on the Lots. No Owner shall make or permit any structural or design change, either temporary or permanent, to the exterior of the Unit or such Owner's Lot (including a change in the color or color scheme of the exterior or roof of such Unit or artwork located on a Lot outside of a Unit), or construct any additional building or structure or other Improvements (including artwork located on a Lot outside of a Unit) of any type or nature whatsoever on such Owner's Lot, without the prior written consent of the Owner of the other Lot, which consent shall not be unreasonably withheld or delayed. Once approved, exterior artwork shall nonetheless remain the property of the purchasing Owner, and such artwork may be removed by the owner of such artwork upon the sale of such Owner's Lot. 6.5 Construction Rules. Construction related to the maintenance of, the remodel of, or the addition to any structure on Lot 16A or Lot 16B which is commenced shall be prosecuted diligently to completion. Owners and contractors will not disturb, damage, or store materials or equipment on the other Owner's Lot. Owners and contractors shall clean up all trash and debris on the construction site at the end of each day. Trash and debris shall be placed in an enclosed dumpster or removed from the site to a solid waste disposal sight. Any container for debris shall be located so as not to interfere with the other Owner's Lot and use thereof. Each Owner and contractor shall be responsible for providing adequate sanitary facilities for their construction workers. All Owners shall be responsible for the conduct and behavior of their guests, invitees, agents, contractors, subcontractors and employees and agents of their contractor or the subcontractor. 6.6 Allocation of GRFA. In the event an Owner desires to add to such Owner's Unit additional "Gross Residential Floor Area" ("GRFA") as defined in the Town Code of the Town of Vail, Colorado, then any GRFA available under the Town Code, as amended (excluding additional GRFA allowed to each Lot by section 12-15-5, Additional Gross Residential Floor Area (250 Ordinance)) shall be allocable 40% to Lot 16B and 601/6 to Lot 16A, unless otherwise agreed to in writing by all Owners. Each Owner shall cooperate with the other Owner and execute any and all documents, consents and agreements that may be required by the Town of Vail to carry out the terms and provisions of this section. In the event the Town of Vail adopts a different method of determining allowable square footage for a Lot, the total square footage allowable to the two Lots shall be allocated 40% to Lot 16B and 60% to Lot 16A. ARTICLE 7 ENCROACHMENTS Due to the sharing of the common party wall, there are or may be certain encroachments of each Unit onto the Lot on which the other Unit is located, or onto the other Unit. An easement shall exist for all such encroachments, and for the maintenance of all such encroachments, which result from the initial construction of the Units, or 9 which hereafter arise as a result of settling or shifting of any Unit, for so long as the Duplex stands. In the event a Unit shall be partially or totally destroyed for any reason and then rebuilt, encroachments of parts of the rebuilt Unit onto the Lot on which the other Unit is or was located, or onto the other Unit, due to such rebuilding, shall be permitted, so long as such encroachments are no greater than those previously existing, and easements for the encroachments due to such rebuilding and for the maintenance thereof shall exist so long as the rebuilt Unit shall stand. ARTICLE 8 USE RESTRICTIONS 8.1 Quite Enjoyment. No Owner or Occupant of a Lot shall permit any act or omission, or permit any condition to exist, that would endanger the health of an Owner or Occupant of the other Lot. No Owner or Occupant of a Lot shall do or permit any act or omission, or permit any condition to exist, that would unreasonably disturb, interfere with, impair, hinder, impede or burden (a) the use or the quiet and peaceable enjoyment of the other Lot or the Unit on the other Lot, or (b) the exercise by any Owner or Occupant of such other Lot of any easement or other right granted in this Agreement, or otherwise benefiting such other Lot (so long as such exercise is in accordance with applicable laws, ordinances, codes, rules, regulations, restrictions and covenants). 8.2 Noxious Activities. No loud, noxious or offensive activities shall be conducted. on any Lot, and nothing shall be done or permitted to exist on any Lot that may cause any unreasonable embarrassment, disturbance or annoyance to others. 8.3 Certain Exterior Items. None of the following shall be permitted or maintained on a Lot (including any deck or patio of a Unit), without the written approval of the Owner of the other Lot: A. Satellite dishes (except that a satellite dish that complies with all applicable laws, ordinances, codes, rules, regulations, restrictions and covenants and that is no more than 18 inches in diameter shall be allowed without the approval of the Owner of the other Lot); B. Advertising of any kind (except for signs permitted by applicable laws, ordinances, codes, rules, regulations, restrictions and covenants); C. Outside storage of any personal property (except that neatly stored firewood and customary deck and patio furniture, furnishings and accessories may be kept on a Lot or the deck or patio of a Unit); and D. High intensity exterior lighting. Only exterior lighting that is low intensity and directed downward and in any event without unreasonable horizontal or upward spillage shall be permitted on any Lot. 8.4 Animals. No animals shall be kept or maintained on a Lot or within a Unit without the written approval of the Owner of the other Lot, except as follows: 10 Domesticated dogs, domesticated cats, and other domesticated household pets may be kept and maintained on a Lot or within a Unit, provided that such dogs, and/or cats and/or other pets (a) are not kept or maintained for any commercial purposes; (b) are kept under strict control at all times; (c) do not create a nuisance to any Owner, Occupant, guests, invitees or agents of the other Lot; (d) are kept from entering the other Lot; (e) do not create or cause objectionable noise or waste; and (f) are kept and controlled in strict compliance with all applicable laws, ordinances, codes, rules, regulations, restrictions and covenants. 8.5 Vehicles. No boats, commercial trucks, trailers, campers, motor homes, ATVs, recreational or inoperable vehicles may be permanently parked or stored on a Lot. An Owner or Occupant may temporarily park such boat or vehicle on their respective Lot, drive or parking area for the exclusive purpose of preparing and loading for trips, unloading from trips, and for completing minor repairs and maintenance to the boat or vehicle. If an Owner or Occupant desires to park a boat or recreational vehicle ("RV") on a Lot for more than three consecutive days for the sole purpose of completing minor repairs or maintenance to a boat or RV, said Owner or Occupant shall provide notice to the other owner that the boat or RV will remain on the Lot for the purpose of completing minor repairs or maintenance, along with an estimate of the number of days the boat or RV will remain on the Lot, not to exceed seven consecutive days. Extended parking of the boat or RV for more than one seven consecutive day period during any six calendar months will not be permitted without permission of the Owner or Occupant of the other Lot. 8.6 Timesharins. No "time sharing", "interval ownership" or similar regime, whereby ownership of a Unit is shared by owners on a time basis, shall be established with respect to the Unit on a Lot, without the written approval of all the Owners of both Lots, which shall be evidenced by an instrument executed by all of the Owners of both Lots and recorded in the Office of the Eagle County, Colorado, Clerk and Recorder. 8.7 Trash. All rubbish, trash and garbage ("trash') shall be regularly removed from each Lot and shall not be allowed to accumulate. Trash and trash receptacles shall not be visible from the street or from the other Lot except that trash and trash receptacles may be temporarily placed at the edge of the street on the morning of a scheduled trash pick-up. Trash and trash receptacles shall not be left overnight at the edge of the street and all trash receptacles shall be returned to their permanent storage location as soon as practicable after pick-up. Owners shall comply with any and all Town of Vail rules, regulations and recommendations governing trash receptacles, specifically including but not limited to the use of bear-proof containers. 11 ARTICLE 9 INSURANCE 9.1 Property Insurance. Each Owner of a Lot shall provide and keep in full force and effect, at such Owner's cost, insurance covering the Unit and all other Improvements on such Owner's Lot, and also covering such Owner's interest in the Common Driveway, insuring against loss or damage by fire and extended coverage perils (including vandalism and malicious mischief) for the maximum insurable replacement value thereof, with deductibles as are customary from time to time for duplex units of similar value, and covering such other risks of a similar or dissimilar nature as are customary from time to time to be covered for duplex units of similar value. 9.2 Liability Insurance. Each Owner shall provide and keep in full force and effect, at such Owner's cost, comprehensive general liability insurance, insuring against claims for bodily injury and death and loss of or damage to property, and other matters as are customary from time to time to be covered by such liability insurance, occurring in, on or upon the Lot of such Owner and the Common Driveway (and also, to the extent reasonably obtainable, occurring in, on or upon any other part of Lot 16A and Lot 16B), in an amount of not less than $1,000,000.00 for each occurrence and such greater amount as may be customary from time to time in Vail, Colorado. Such liability insurance may be carried in a single primary policy or in a combination of a primary policy and one or more umbrella policies. All policies of liability insurance required to be provided by an Owner pursuant to this Section 9.2 shall cover and name as insured each Owner of the Lots. All such policies may also cover claims of one insured party against any other insured party. All such policies shall provide that the insurer waives any and all rights of subrogation against the Owners of the Lots. 9.3 Payment of Insurance Premiums/Certificates of Insurance/Notice of Cancellation/Copying of Policies/Proof of Payment of Premiums. The Owner of a Lot shall pay when due all premiums on all policies of insurance required to be carried by such Owner under this Article. Each policy of insurance required to be carried by an Owner of a Lot under this Article shall be issued by a responsible insurance company authorized to do business in Colorado and shall contain the agreement of the insurer that such policy may not be canceled or materially modified without at least 30 days prior written notice given to each of the Owners of the other Lot and to any Mortgagee of the other Lot of whom the Owner who is required to cant' insurance has received written notice. The Owner of a Lot shall deliver to the Owner of the other Lot certificates evidencing all insurance required to be carried under this Article, whenever reasonably requested by the Owner of the other Lot. Each Owner of a Lot shall have the right to inspect and copy all policies of insurance required to be carried by the Owner of the other Lot and the right to require evidence of the timely payment of the premiums for such policies. 9.4 Joint Insurance. Nothing contained in this Article shall prevent the Owners of both Lots from jointly acquiring a single policy to cover any one or more of 12 the hazards required in this Article to be separately insured against by the Owner of each Lot. ARTICLE 10 MECHANIC'S LIENS/INDEMNIFICATION 10.1 No Liability. Except as provided in Section 10.3 with respect to certain work for the Common Driveway, if any Owner shall cause any material to be furnished to or labor to be performed on such Owner's Lot, or any Improvements thereon, no Owner of the other Lot shall under any circumstances be liable for the payment of any expense incurred or for the value of any labor done or material furnished; and such work shall be at the cost of the Owner causing it to be done, and such Owner shall be solely responsible to contractors, laborers, material suppliers and other persons finnishing labor or materials to such Owner's Lot, or any Improvements thereon. Except as provided in Section 10.3 with respect to certain work for the Common Driveway, nothing herein contained shall authorize any Owner or any person dealing through, with or under any Owner to charge any Lot other than the Lot of such Owner with any mechanic's lien or other lien or encumbrance of any kind for labor done or materials furnished to such Owner's Lot, or any Improvements thereon, and, to the contrary, the right and power to charge any Lot other than the Lot of such Owner is hereby expressly denied, except as provided in Section 10.3 with respect to certain work for the Common Driveway. 10.2 Indemnification. Except as provided in Section 10.3 with respect to certain work for the Common Driveway, if, because of any act or omission of any Owner of a Lot, any mechanic's or other lien or order for the payment of money shall be filed against any Owner of the other Lot or against the other Lot (whether or not such lien or order is valid or enforceable as such), the Owner whose act or omission forms the basis for such lien or order shall, at such Owner's cost, cause the same to be canceled and discharged of record or bonded by a surety company reasonably acceptable to the Owner of the other Lot, within 20 days after the date of filing thereof, and further, such Owner whose act or omission forms the basis for such lien, by acceptance of a deed to a Lot, agrees to indemnify, defend and hold harmless all Owners of the other Lot from all losses, liabilities, damages, claims, costs and expenses, including reasonable attorney's fees, resulting therefrom. 10.3 Work on the Common Driyewav. If labor is performed on or materials finished for the Common Driveway, and if the cost of such work is required to be paid by an Owner as provided in Article 3, then such labor and materials shall be deemed to be performed or furnished with the express consent of such Owner and shall be the basis for the filing of a lien pursuant to Colorado law against such Owner and the Lot of such Owner. 13 ARTICLE II OWNER'S RIGHT TO LIEN OTHER LOT 11.1 Non-Defaulting Owner's Right to Cure Defaults of Defaulting Owner. If an Owner of a Lot shall neglect or refuse to pay, when due, any amount required to be paid by such Owner or to perform any obligation required to be performed by such Owner under this Agreement (a "Defaulting Owner"), then in addition to and without limiting any other remedies that any Owner of the other Lot (the "Non-Defaulting Owner") may have, the Non-Defaulting Owner may, but shall not be obligated to, after 15 days written notice to the Defaulting Owner (unless circumstances require immediate action and such notice would not be reasonable under the circumstances, in which case no notice shall be necessary), make such payment or expend such sums as may be necessary to perform such obligation, including the payment of any insurance premiums required to be paid under this Agreement, and the undertaking of any work required hereunder for inspection, maintenance, repair, restoration or replacement, and the Non- Defaulting Owner shall have an easement in and to that part of the Defaulting Owner's Lot (including the Unit thereon) as is reasonably necessary to perform such obligations and for any such inspection, maintenance, repair, restoration or replacement. All amounts paid by a Non-Defaulting Owner on behalf of a Defaulting Owner are referred to herein as "Cure Sums" and shall be repaid to the Non-Defaulting Owner upon demand. 11.2 Interest. Cure Sums shall bear interest at the rate of 18% per annum from the date of payment by the Non-Defaulting Owner until the date repaid by the Defaulting Owner. 11.3 Owner's Lien. All Cure Sums demanded but unpaid by the Defaulting Owner, together with all accrued interest thereon, shall constitute alien on the Lot of the Defaulting Owner in favor of the Non-Defaulting Owner (an "Owner's Lien"). An Owner's Lien shall attach to the Lot of the Defaulting Owner from the date when the Cure Sums to which it relates shall first become due. An Owner's Lien may be foreclosed in like manner as a mortgage on real property, upon the recording of a notice of claim thereof executed by the Non-Defaulting Owner setting forth the amount of the Cure Sums, together with the amount of all interest then accrued thereon, the name of the Defaulting Owner, the legal description of the Lot, and such other matters as the Non- Defaulting Owner may deem appropriate. 11.4 Cure Sums Are Personal Obligation of Owner. All Cure Sums, and all interest accrued thereon, shall be the personal and individual obligation of each Owner of the Lot of the Defaulting Owner. In addition, except as provided in Sections 11.6 and 11.7, upon transfer of record fee simple title to a Lot, all Cure Sums that are unpaid at the time of transfer, and all interest accrued thereon, shall be the personal and individual obligation of each new transferee Owner of the Lot of the Defaulting Owner, jointly and severally with each prior transferring Owner of such Lot. 14 11.5 Priority of Owner's Lien. An Owner's Lien on a Lot shall be superior to any and all charges, liens and encumbrances which hereafter in any manner may arise or be imposed upon such Lot, except (a) the liens of taxes, bonds, assessments and other levies of governmental authorities which by law are superior and (b) the lien of any First Mortgage on such Lot made in good faith and for value. Except as provided in Section 11.6 and Section 11.7, the sale or transfer of a Lot or any interest therein shall not affect an Owner's Lien with respect to such Lot or relieve such Lot from any subsequent Owner's Lien which may arise in connection with Cure Sums due to a Non-Defaulting Owner, including Cure Sums due prior to such sale or transfer. 11.6 Liability of First Mortgagee or Purchaser after Foreclosure/Foreclosure Extinguishes Owner's Lien. Notwithstanding anything to the contrary contained in Section 11.4 and section 11.5: (a) If a First Mortgagee or other purchaser of a Lot who acquires record fee simple title to such Lot pursuant to foreclosure of a First Mortgage made in good faith and for value, such acquisition of title shall extinguish an Owner's Lien as to any Cure Suns, and any interest accred thereon, due and payable prior to the date such Mortgagee or purchaser acquires record fee simple title to such Lot. (b) A First Mortgagee or other purchaser of a Lot who acquires record fee simple title to such Lot pursuant to foreclosure of a First Mortgage made in good faith and for value shall not be personally liable for Cure Sums or interest accred thereon, due and payable prior to the date such Mortgagee or purchaser acquires record fee simple title to such Lot, and the Non-Defaulting Owner may not assert an Owner's Lien on such Lot with respect to such Cure Sums or interest. As used in this Section 11.6, the term "pursuant to foreclosure" shall mean pursuant to the exercise of remedies to enforce a First Mortgage, including a foreclosure sale or transfer in lieu of a foreclosure. 11.7 Statement of Status of Paid and Unpaid Amounts. Upon written request of any Owner, Mortgagee, prospective Mortgagee, purchaser or other prospective transferee of a Lot, the Owner of the other Lot shall issue a written statement setting forth all amounts that are on deposit in the account described in section 3.3 above and any amount due and payable under this Agreement from the Owner or Owners of the Lot in question, if any, including all Cure Sums and all interest accrued on any Cure Sums ("Unpaid Amounts"). Such statement shall be binding upon the Owner issuing such Statement and all other Owners of the Lot of the issuing Owner, in favor of any person or entity who may rely thereon in good faith. If the inquiring party includes in its request its mailing address, and if that Owner to whom the inquiring party makes its request does not issue such statement within 15 days after it receives written request therefor, the following shall apply: (a) The inquiring party shall have no obligation to pay, and the Owners of the Lot of that Owner to whom the inquiring party made its request shall have no right to collect from the inquiring party, any Unpaid Amounts that were due as of the date of the request of the inquiring party. 15 (b) No Owner of the Lot of that Owner to whom the inquiring party made its request shall have the right to assert an Owner's Lien upon the other Lot, which is superior to any interest of the inquiring party in the other Lot, with respect to any Unpaid Amounts that were due as of the date of the request of the inquiring party. Such statement shall be deemed issued to the inquiring party if it is personally delivered to the inquiring party, or if it is sent to the inquiring party by first-class certified U.S. mail, postage prepaid, return receipt requested. In the case of such mailing, the date of deposit in the U.S. mail shall be deemed to be the date of issuance. 11.8 Payment by Mortgagee. Any Mortgagee holding a Mortgage on a Lot may pay any amounts that are in default under this Agreement with respect to such Lot, including Cure Sums and any unpaid interest accrued on any Cure Sums, and upon such payment, such Mortgagee shall have a lien on such Lot for the amounts paid, which Lien shall have the same priority as the lien of the Mortgage held by such Mortgagee. ARTICLE 12 GENERAL PROVISIONS 12.1 Exception from General Provisions of Colorado Common Interest Ownership Act. It is hereby declared that Lot 16A and Lot 16B shall not be subject to any of the provisions of Title 38, Article 33.3 of the Colorado Revised Statutes, which is known as the "Colorado Common Interest Ownership Act," except to the extent as may be provided in Title 38, Article 33.3-116 of the Colorado Revised Statutes. 12.2 Covenants Run with the Land. Declarant, for itself and for its successors and assigns, hereby declare that (a) the Lots shall be held, used and occupied for the term herein provided, subject to the provisions of this Agreement, and (b) the provisions of this Agreement shall run with the Land and shall be binding upon all persons and entities who now or hereafter own any interest in any part of the Lots, for the term herein provided. 12.3 Incorporated into Deeds and Instruments/Personal Covenants. Each Provision of the Agreement: (a) Shall be deemed incorporated in each deed and other instrument by which any right, title or interest in any portion of the Lots is granted, devised, conveyed or otherwise transferred, whether or not set forth or referred to in any such deed or other instrument; and (b) Shall, by virtue of acceptance of any right, title, or interest in any portion of the Lots, be deemed accepted, ratified, adopted and declared as a personal covenant of the grantee of such right, title or interest and, as a personal covenant, shall be binding on such grantee, and such grantee's heirs, personal representatives, executors, administrators, devisees, successors and assigns, and all persons and entities claiming by, through or under such grantee; and 16 (c) Shall be deemed a personal covenant to, with and for the benefit of each other grantee of any right, title or interest in any portion of the Lots; and (d) Shall be deemed a real covenant by each of Owner of a Lot, and also an equitable servitude, running, in each case, for the term herein provided, as a burden with and upon the title to each and every fee simple estate compromising any portion of the Lots. 12.4 Legal Description. Every deed and other instrument may legally describe a Lot in the following form (with the appropriate recording information for the Plat included): Lot 16A or Lot 16B, Block 7 Bighorn Subdivision, Fifth Addition, according to the Duplex Plat recorded , 2010 at Reception Number County of Eagle, State of Colorado. Every such description shall be good and sufficient for all purposes to sell, convey, transfer, encumber or otherwise affect the Lot and all appurtenant easements, rights, benefits, and burdens thereto as created by the provisions of this Agreement, and as may exist prior to the recording of this Agreement, and each such description shall be so construed. 12.5 Separate Taxation. Each Lot shall be taxed and assessed by all governmental, quasi-governmental and private entities as a separate parcel of real property. 12.6 Merger. In the event that Lot 16B and Lot 16A are owned by the same Owner or Owners, the doctrine of merger shall not apply. 12.7 Easements Generally. In addition to all other easements to which the Lots are subject, the Lots shall be subject to the easements set forth on the Plat and the easements provided for in this Agreement, even if not specifically shown on the Plat. Such easements provided for in this Agreement are and shall (a) remain burdens upon the interest and ownership of each Lot, (b) be appurtenant to and conveyed as a part of a Lot without additional reference in the conveyance, (c) be inseparable from the ownership of a Lot, and (d) not be separately conveyed, except by amendment to this Agreement, and also by amendment to the Plat, if such easements are specifically shown on the Plat. 12.8 Personal Obligation/Date When Payments are Due. All amounts required to be paid by an Owner under this Agreement shall be the personal and individual obligation of such owner. Except as otherwise provided in this Agreement, all amounts required to be paid by an Owner under this Agreement shall be paid within 10 days after 17 such Owner receives written demand for payment, containing an itemization of the amount required to be paid. 12.9 Impairment of Structural Soundness/Interference with Quite Enjoyment or Easements. No Owner or Occupant of a Lot, or their guests, invitees or agents shall, in the course of exercising any right or performing any obligation of such Owner, Occupant guest, invitee or agent under this Agreement, or otherwise, including in the course of performing any installation, inspection, maintenance, repair, restoration or alteration, or exercising any easement right or right of entry, do or permit any act or omission, or permit any condition to exist which (a) impairs the structural soundness of either Unit, or (b) unreasonably interferes with, impairs, hinders, impedes or burdens (i) the use or the quiet and peaceable enjoyment of the other Lot or the Unit on such other Lot (so long as such use and enjoyment are in accordance with applicable laws, ordinances, codes, rules, regulations, restrictions, and covenants), or (ii) the exercise by any Owner of such other Lot of any easement or other right granted in this Agreement, or otherwise benefiting such other Lot (so long as such exercise is in accordance with all applicable laws, ordinances, codes, rules, regulations, restrictions and covenants). 12.10 Joint and Several Liabilities of the Owners. The parties, if more than one, having the ownership of a Lot shall agree among themselves how to share the rights and obligations of such ownership, but all such parties shall be jointly and severally liable for performance and observance of all of the duties and obligations of an Owner hereunder with respect to the Lot in which they own an interest. If there is more than one Owner of a Lot, the Owners shall designate one of such Owners to act as the representative of all the Owners of said Lot, and shall provide written notice to the Owner of the other Lot of the name, mailing address and phone number of the designated representative. If no such designation is made, or if the Owners of a Lot shall fail to provide such written notice to the Owners of the other Lot, the Owners of the other Lot shall have the right to rely on the statements and decisions of any Owner of such Lot. 12.11 Notices. All notices required or permitted to be given hereunder shall be in writing. All notices or demands intended to be served upon Owners shall be sent by certified mail, postage prepaid, or overnight courier addressed in the name of the representative of the Owners at the mailing address provided pursuant to Section 12.10 above. Alternatively, the Owners may exchange fax numbers and email addresses, and in that event notices may also be sent via email or fax. In the alternative, notice may be delivered personally to the representative of the Owners of a Lot. If no designation of a representative is made, or if the Owners of a Lot shall fail to provide to the Owners of the other Lot written notice of the name, mailing address, fax number or email address of the Owner of such Lot or of such Owner's representative, notice may be sent to the address of the Owner as shown on the records of the Eagle County Assessor. Notices shall be considered effective as follows: if hand-delivered or emailed, when received, if receipt is confirmed by a telephone call to the recipient; if delivered by facsimile transmittal, upon transmission if evidenced by a machine-generated confirmation of receipt; if delivered by overnight courier, one business day after timely deposit with the courier service, charges 18 prepaid or billed to the sender's account with said courier service, or if mailed, three days after deposit, first class postage prepaid, with the United States Postal Service. 12.12 Provisions Cumulative. Each of the provisions of this Agreement is cumulative with and in addition to each and every other one of the provisions of this Agreement. The provisions of this Agreement are intended to compliment and supplement one another, and each of them shall be given the fullest effect possible. 12.13 Conflict with Other Restrictions. Notwithstanding anything to the contrary contained in this Agreement, in the event of a conflict between any provisions of this Agreement and any other provision of any other covenant, condition, restriction or easement to which Lot 16A or Lot 16B is subject as of the date of the recording of this Agreement, the provision which is the more stringent or restrictive shall govern and control. 12.14 Termination Upon Total Condemnation. If all of Lot 16A and Lot 16B is taken, condemned, sold or otherwise disposed of in lieu or in avoidance of condemnation, then the regime created by this Agreement shall terminate. 12.15 Revocation. Termination, Amendment. This Agreement shall not be revoked, terminated or amended, except as provided in Section 12.14 with respect to condemnation of all of Lot 16A and Lot 16B, without the written consent of all of the Owners of both Lots, which shall be evidenced by an instrument executed by all of the Owners of both Lots and recorded in the Office of the Clerk and Recorder of Eagle County, Colorado. 12.16 Mediati on. In the event the Owners shall disagree about the decisions requiring the approval of Owners, and they cannot resolve it within 30 days, resolution of such issues shall be pursued through mediation, which, unless the Owners unanimously agree otherwise, shall be in conducted in Eagle County, Colorado with a mediator agreed to by all Owners. In the event the Owners shall be unable to agree upon a mediator within 10 days after the expiration of the 30 day period, the Owners shall each select a mediator and those mediators shall agree upon a another mediator, who shall conduct the mediation. The Owners shall share equally the mediator's fee and any filing fee. Agreements reached in mediation shall be enforceable as settlement agreements in any court having jurisdiction thereof. 12.17 Enforcement of the AUeement. Each Owner shall have the right to enforce, by a proceeding at law or in equity, all of the provisions of this Agreement. All remedies of enforcement of the provisions of this Agreement shall be cumulative, and the exercise of one remedy of enforcement shall not preclude or limit the exercise of any other remedy of enforcement. Failure by any Owner to enforce any provision of this Agreement shall not operate as a waiver of any such provision or the right to enforce such provision thereafter, or a waiver of any other provision of this Agreement. The prevailing party in any legal action arising under this Agreement, including any 19 proceeding to foreclose an Owner's Lien, shall be entitled to reimbursement of all costs and expenses of such action, including reasonable attomeys' fees. 12.18 Term of Agreement. The provisions of this Agreement shall continue and remain in full force and effort until the later of (a) January 1, 2099 or (b) the date when the Duplex (as the same may have been repaired, restored and/or replaced) ceases to exist, unless the term of this Agreement is extended by the written consent of all of the Owners of both Lots, or this Agreement is terminated earlier by the written consent of all the Owners of both Lots, which extension or termination shall be evidenced by an instrument executed by all of the Owners of both Lots and recorded in the Office of the Eagle County, Colorado, Clerk and Recorder. 12.19 Rule Against Perpetuities. Notwithstanding anything to the contrary contained in this Agreement, each provision of this Agreement which is subject to the laws or rules sometimes referred to as the rule against perpetuities or the rule prohibiting unreasonable restraints or alienation shall continue and remain in full force and effect for the period of 21 years following the death of the last survivor of the now living issue of President Barack Obama, unless revoked or terminated earlier as provided herein. 12.20 Sev~tiiri. The determination by a court of competent jurisdiction that any provision of this Agreement is invalid or unenforceable shall not affect the validity or enforceability of any of the other provisions of this Agreement, all of which shall continue in full force and effect. 12.21 Changes of Circumstance. Except as otherwise expressly provided in this Agreement, no change of conditions or circumstances shall operate to extinguish, terminate or modify any of the provisions of this Agreement. 12.22 Gender and Number. Whenever the context of this Agreement so requires, words used in the feminine, masculine or neuter gender shall include each other gender, words used in the singular shall include the plural and words used in the plural shall include the singular. 12.23 Governing Laws/Venue. This Agreement is made and executed under and shall be governed and construed by the laws of the State of Colorado. All proceedings to enforce any of the provisions of this Agreement, whether at law or in equity, shall be brought in and only in the courts of Eagle County, Colorado. 12.24 Inseparability. Every gift, devise, bequest, conveyance, encumbrance, transfer or other disposition of a Lot shall be presumed to be a gift, devise, bequest, conveyance, encumbrance, transfer or other disposition, respectively, of the entire Lot. 12.25 Use of Term "Including." When the term "including" or the term "include" is used in this Agreement, it shall mean "including without limitation," as the case may be, unless the context requires otherwise. 20 12.26 Headings. The headings of Articles and Sections in this Agreement are for the convenience of reference only, and they shall not be used to construe this Agreement. IN WITNESS WHEREOF the Declarant has executed this Agreement and Declaration of Covenants, Conditions and Restrictions on the date set forth below. Lupine LLC, a Colorado limited liability company By: D zJ e~-5- Claes Holm, President Date By: ; . B Secretary Date STATE OF COLORADO ) ) ss. COUNTY OF EAGLE ) The foregoing instrument was acknowledged before me this a~, day of b :fin , 20", by Claes Holm as President of Lupine LLC, a Colorado limited liability company. . s Witness my hand and official seal. r„ My commission expires: _t ~G.t I~~ l Notary Public o STATE OF COLORADO )^9~c p ; i € P COLA COUNTY OF EAGLE ss. Ev~a fir, ~4 ) I'll The foregoing instrument was acknowledged before me this IZ day of ~i-`L< , by Balz Arrigoni as Secretary of Lupine LLC, a Colorado limited liability company. Witness my hand and official sea}. My commission expires: -7 d 1 'ir7 '.n Notary Public 21 JOINDER OF LIENOR The undersigned, beneficiary under the Deed of Trust recorded May 28, 2009 as Reception No. 200910283 in the office of the Clerk and Recorder of Eagle County, Colorado, as amended and supplemented from time to time (the "Deed of Trust"), for itself and its successors and assigns, approves the foregoing Party Wall Agreement and Declaration of Covenants, Conditions, Restrictions and Easements (the "Agreement") affecting the property encumbered by the Deed of Trust, and agrees that no foreclosure or other enforcement of any remedy pursuant to the Deed of Trust shall impair, invalidate, supersede or otherwise affect the covenants, conditions, restrictions and easements established by the Agreement. Wells Fargo Bank, National Association By: STATE OF COLORADO ) ss. COUNTY-OF EAGLE ) The foregoing instrument was acknowledged before me this , 2010 by as of Wells Fargo Bank, National Association. Witness my hand and official seal. My commission expires on: Notary Public day of 22